So I get the purpose behind what you're saying, but there is a middle ground. The husband and I have been married 11 years and we only hit net positive last year. Due to me being a stay-at-home mom of four kids, our income was always lower than if we'd both worked; and we got child tax credit. But we are nowhere near welfare rats... the husband works his ass off. Had I worked, we would have been in a different bracket, but we strongly believe in me raising the kids, not daycares/public schools.