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dannydrak 3 points ago +3 / -0

Unfortunately your opinion of college loans doesn't fit the definition of predatory.

The government doesn't own the loans, they just guarantee some of them. Getting the government out of loans will drive the price of college down.

If you increase the chance of loss you decrease the availability. Lower tuition applications means lower tuition prices.

If there's no risk of loss why wouldn't you just keep increasing your prices every year.

Furthermore, the amount of debt is too large for the taxpayer to just pay off. The individual must honor the agreement.