I went to college and I paid my loans off. My husband got an MBA and did it with NO student loans at all and with very limited parental help. Here's a tip, don't go rack up tens of thousands of dollars on an art degree from a private university.
Go to community college and transfer to a 4 year school. It's WAY cheaper that way. Do well in high school so you can get grants/scholarships. Work your way through college so you don't need as many loans. Don't change your major a dozen times and drag out college for 6+ years. And finally, Don't pick a degree that has no viable career path.
We need to bring vocational schools back to high school. You can make good money in many many trades. Machinists, mechanics, electricians, plumbers, hair stylists, massage therapists, ultrasound technicians, etc. etc.
Oh the community college I went to did. I was able to transfer every single credit to a 4 year college. I worked my butt off and was able to graduate in 3 years total. Only had $13K in student loans for my Bachelor's degree. And the 52 hours I took at the community college for the 1 year I was there cost me almost nothing because of grants/scholarships, and I lived at home.
I did a lot of research before I went to college and I triple checked that credits would transfer before taking classes. Maybe stuff is different in Texas, but a lot of people I know did it the same way that I did and saved a crap ton of $.
That was the exact same thing my offspring did. It did not transfer. I agree with your approach to higher education. I view higher education as not more than a pure scam today. Especially with covid. The engineering students I have been around know far less than farmers do. Texas is all about diversity now. It's sad. Congratulations by the way.
Indeed it's a scam... I went for two years, my wife finished out hers, granted at a different university than when we started. Nothing works the way it's supposed to. I've heard horror stories where even if you go to the 4 year school the entire time they can just up and change requirements/not offer a final required class so you have to come back an extra semester and spend $10k more to still be considered a full time student for financial aid purposes etc. The advisors are absolutely fucking useless as they are supposed to guide students on credit requirements for programs they don't understand at all.
It's a bunch of bullshit. There are only a few careers that are worth the hassle and years of debt anymore.
Oh that's horrible that the credits didn't transfer!!! I forgot to take into account that I graduated in 2009, so location and time could factor into this. Higher education is a scam if you get a philosophy/gender studies/art degree lol... if you get a degree that can actually earn you a decent income, I think it's fine. A lot of people are wasting money on useless degrees. I believe it comes from the lie that we are told in high school that you need to get a degree, any degree because it's better than not having one... which isn't true at all. It's all about getting the proper education/training/certification that will allow you to make a decent living.... so step one is figuring out what you want to do and step two is choosing the best path to get there. (Degree, vocational training, certification, apprenticeship, etc.)
Yup. It was nuts. I took 13 hours fall semester followed by a 3 hour winter mini mester over Christmas break. Then I took 16 hours fall semester and a 3 hour maymester, and I took 17 hours over the summer while working full time. And I did it all with dial-up internet and some online classes. It was insane. I basically had no life.
I went to college and I paid my loans off. My husband got an MBA and did it with NO student loans at all and with very limited parental help. Here's a tip, don't go rack up tens of thousands of dollars on an art degree from a private university.
Go to community college and transfer to a 4 year school. It's WAY cheaper that way. Do well in high school so you can get grants/scholarships. Work your way through college so you don't need as many loans. Don't change your major a dozen times and drag out college for 6+ years. And finally, Don't pick a degree that has no viable career path.
We need to bring vocational schools back to high school. You can make good money in many many trades. Machinists, mechanics, electricians, plumbers, hair stylists, massage therapists, ultrasound technicians, etc. etc.
Community colleges are a racket as well. Credits do not commute to college as advertised, and they hand out federal money like crazy.
Oh the community college I went to did. I was able to transfer every single credit to a 4 year college. I worked my butt off and was able to graduate in 3 years total. Only had $13K in student loans for my Bachelor's degree. And the 52 hours I took at the community college for the 1 year I was there cost me almost nothing because of grants/scholarships, and I lived at home.
I did a lot of research before I went to college and I triple checked that credits would transfer before taking classes. Maybe stuff is different in Texas, but a lot of people I know did it the same way that I did and saved a crap ton of $.
That was the exact same thing my offspring did. It did not transfer. I agree with your approach to higher education. I view higher education as not more than a pure scam today. Especially with covid. The engineering students I have been around know far less than farmers do. Texas is all about diversity now. It's sad. Congratulations by the way.
Indeed it's a scam... I went for two years, my wife finished out hers, granted at a different university than when we started. Nothing works the way it's supposed to. I've heard horror stories where even if you go to the 4 year school the entire time they can just up and change requirements/not offer a final required class so you have to come back an extra semester and spend $10k more to still be considered a full time student for financial aid purposes etc. The advisors are absolutely fucking useless as they are supposed to guide students on credit requirements for programs they don't understand at all.
It's a bunch of bullshit. There are only a few careers that are worth the hassle and years of debt anymore.
Oh that's horrible that the credits didn't transfer!!! I forgot to take into account that I graduated in 2009, so location and time could factor into this. Higher education is a scam if you get a philosophy/gender studies/art degree lol... if you get a degree that can actually earn you a decent income, I think it's fine. A lot of people are wasting money on useless degrees. I believe it comes from the lie that we are told in high school that you need to get a degree, any degree because it's better than not having one... which isn't true at all. It's all about getting the proper education/training/certification that will allow you to make a decent living.... so step one is figuring out what you want to do and step two is choosing the best path to get there. (Degree, vocational training, certification, apprenticeship, etc.)
Just my two cents...
52 hours in one year?
Yup. It was nuts. I took 13 hours fall semester followed by a 3 hour winter mini mester over Christmas break. Then I took 16 hours fall semester and a 3 hour maymester, and I took 17 hours over the summer while working full time. And I did it all with dial-up internet and some online classes. It was insane. I basically had no life.