ebay just split with paypal.. all vendors now must use a real bank account and wait 2 days for payments to clear the new merchandising system. yet must ship at listing processing.. no more instant payment but now ebay gets paid instant from apple pay and many other merchandising systems and cards... who's at fault.. ebay for dropping PayPal payment restrictions? the customers who wanted more ways to buy on the platform? or the vendors who have no power no being libel in real time for buyers scamming new terminals and instant refunds from your bank account after you have shipped? or tha banks who earn interest on all that cash in the system for 48hours?