The OPTIMUM answer that folks need to default to is this:

You are worried about their health, but only physical. Their financial and thus mental health is SCIENTIFICALLY more important than their COVID risk. EVERYONE that is workforce age has a 99%+ recovery rate, unless they have an overriding factor.

Mentally, we're circling the drain with this fearmongering. Fuck those two. Dude on the right is correct.