Very important question:

Those of us that have assets in 401k, IRAs, or other portfolios, the best time tested strategy is to leave it be. Time in the market always outperforms timing the market is the best advise when it comes to long term investment and I truly believe it holds true today.

However, we are on the verge of uncertain times that could have negative effects on the stock market, depending on how bad chy-na escalates things over the next few weeks.

Have any of you adjusted your market allocations to more bond portfolio in case the market crashes and you can re-enter buying cheaper shares or are you just riding it out?