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carbonblob 1 point ago +1 / -0

Here's what should be happening:

A LOAN to citizens who need it. At no (or low) interest.

That way, when times are good again, this is a debt that must be repaid

If it takes 20 years to be paid back? So be it.

Otherwise.... successful people who planned for an event like this are being punished, and the inept are being rewarded.

It's a bad idea to train people that they never need to save money for emergencies... that the GOV will rescue them.