he didn't say there was tax ramifications if you sell, he said consider the tax ramications. and he is specifically talking about these tax ramications when you sell:

Tax rate

Taxable income bracket

Tax owed

10%

$0 to $9,875

10% of taxable income

12%

$9,876 to $40,125

$987.50 plus 12% of the amount over $9,875

22%

$40,126 to $85,525

$4,617.50 plus 22% of the amount over $40,125

24%

$85,526 to $163,300

$14,605.50 plus 24% of the amount over $85,525

32%

$163,301 to $207,350

$33,271.50 plus 32% of the amount over $163,300

35%

$207,351 to $518,400

$47,367.50 plus 35% of the amount over $207,350

37%

$518,401 or more

$156,235 plus 37% of the amount over $518,400

Depends how long you have been holding and what your GAI is. 2020 less than $70k GAI married filed jointly long term capital gains is 0%. Next year it goes to $80k.

If caught with short term then it’s based on your tax rate.

So it does make a difference if you are not a active trader.