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marvinthehaggler 2 points ago +2 / -0

Just be careful about getting hooked up to a new yoke, please. Money folks are great at getting you to sign up to a new service where X% of your gain is siphoned off, in perpetuity, into their coffers.

You can do it yourself. Easily.

Scott Adams' financial advice is very sound:

  • Make a will.
  • Pay off your credit card balance.
  • Get term life insurance if you have a family to support.
  • Fund your company 401K to the maximum.
  • Fund your IRA to the maximum.
  • Buy a house if you want to live in a house and can afford it.
  • Put six months’ expenses in a money market account.
  • Take whatever is left over and invest it 70 percent in a stock index fund and 30 percent in a bond fund through any discount brokerage company and never touch it until retirement
  • If any of this confuses you, or you have something special going on (retirement, college planning, tax issue), hire a fee-based financial planner, not one who charges you a percentage of your portfolio.

I would add one last one.

If it seems like a "get rich quick" scheme, or in any way seems like magic or "too good to be true", don't do it. Do. Not. Do. It.