I have a Citibank credit card. I think I'll go max it out and never pay a dime on it.
Won't hurt their bottom line but all it will do is hurt my credit score. Which I don't care about. Fuck them, going to buy a new gun or three and as much ammo as I can find. Thanks for the free stuff ShittyBank.
Are you shitting me? There's a whole lot more banks than just those two out there, both national and regional. Plus a shit load of credit unions. And none of them have to get approval to issue me a loan from either of these institutions.
I've banked at credit unions for 30 years, and I've loved every one of them. Low interest rates, great service, and the members own it, not shareholders.
Again, Citibank and BofA can both go die in a fucking fire.
Right, but they're all checking your credit history and they really don't like to see non-payment or late payments... Especially anything sent to collections., that's what I was getting at. Not that you can only get loans from 2 banks, that's ridiculous, of course.
Sure, I wasn't talking about stiffing them on a credit card balance, because yes they can ding your credit then, and also send debt collectors after you. I said I would never do business with them again. No bank accounts with them, no credit cards or mortgages either. There are plenty of other fish in the sea, including my current credit union which has all my banking including my mortgage, and with whom I am EXTREMELY happy.
I have my reasons for hating BofA especially, and I am dead serious when I say I would not bank with them again if they were the last bank on earth.
Agreed. All of the people here calling other Americans sheep and then continuing to run up credit card bills buying things they don’t need to impress people they don’t like are just as much of the herd as those they disdain. Quit buying. Save your money. Live humbly.
Fuck Citibank. I will never do business with them or Bank of America again. They can both go die in a fire.
I don't trust the big banks. I do all my banking through a small, locally-owned chain of credit unions.
I have a Citibank credit card. I think I'll go max it out and never pay a dime on it.
Won't hurt their bottom line but all it will do is hurt my credit score. Which I don't care about. Fuck them, going to buy a new gun or three and as much ammo as I can find. Thanks for the free stuff ShittyBank.
Chase is just as bad.
Well hopefully you can afford to pay cash for any house or car you'd like in the future, you certainly won't be getting another loan ever again.
Are you shitting me? There's a whole lot more banks than just those two out there, both national and regional. Plus a shit load of credit unions. And none of them have to get approval to issue me a loan from either of these institutions.
I've banked at credit unions for 30 years, and I've loved every one of them. Low interest rates, great service, and the members own it, not shareholders.
Again, Citibank and BofA can both go die in a fucking fire.
Right, but they're all checking your credit history and they really don't like to see non-payment or late payments... Especially anything sent to collections., that's what I was getting at. Not that you can only get loans from 2 banks, that's ridiculous, of course.
Sure, I wasn't talking about stiffing them on a credit card balance, because yes they can ding your credit then, and also send debt collectors after you. I said I would never do business with them again. No bank accounts with them, no credit cards or mortgages either. There are plenty of other fish in the sea, including my current credit union which has all my banking including my mortgage, and with whom I am EXTREMELY happy.
I have my reasons for hating BofA especially, and I am dead serious when I say I would not bank with them again if they were the last bank on earth.
Hmm, save up a bit for a house or pay three times the price, let me think. Nope, would rather pay for it outright.
Agreed. All of the people here calling other Americans sheep and then continuing to run up credit card bills buying things they don’t need to impress people they don’t like are just as much of the herd as those they disdain. Quit buying. Save your money. Live humbly.