Are you shitting me? There's a whole lot more banks than just those two out there, both national and regional. Plus a shit load of credit unions. And none of them have to get approval to issue me a loan from either of these institutions.
I've banked at credit unions for 30 years, and I've loved every one of them. Low interest rates, great service, and the members own it, not shareholders.
Again, Citibank and BofA can both go die in a fucking fire.
Right, but they're all checking your credit history and they really don't like to see non-payment or late payments... Especially anything sent to collections., that's what I was getting at. Not that you can only get loans from 2 banks, that's ridiculous, of course.
Sure, I wasn't talking about stiffing them on a credit card balance, because yes they can ding your credit then, and also send debt collectors after you. I said I would never do business with them again. No bank accounts with them, no credit cards or mortgages either. There are plenty of other fish in the sea, including my current credit union which has all my banking including my mortgage, and with whom I am EXTREMELY happy.
I have my reasons for hating BofA especially, and I am dead serious when I say I would not bank with them again if they were the last bank on earth.
Ha, well I just realised I actually replied to the wrong comment initially.
"Fine with me because I stopped payments on ALL my credit cards, when all the banks donated to Black Lives Matter! When they call and asked me for a payment, I tell them to talk to black lives matter because that’s what they sent all of their money! Eat shit commie!" -ThisIsHowItStarts
Is what my original comment was meant as a reply to.
Are you shitting me? There's a whole lot more banks than just those two out there, both national and regional. Plus a shit load of credit unions. And none of them have to get approval to issue me a loan from either of these institutions.
I've banked at credit unions for 30 years, and I've loved every one of them. Low interest rates, great service, and the members own it, not shareholders.
Again, Citibank and BofA can both go die in a fucking fire.
Right, but they're all checking your credit history and they really don't like to see non-payment or late payments... Especially anything sent to collections., that's what I was getting at. Not that you can only get loans from 2 banks, that's ridiculous, of course.
Sure, I wasn't talking about stiffing them on a credit card balance, because yes they can ding your credit then, and also send debt collectors after you. I said I would never do business with them again. No bank accounts with them, no credit cards or mortgages either. There are plenty of other fish in the sea, including my current credit union which has all my banking including my mortgage, and with whom I am EXTREMELY happy.
I have my reasons for hating BofA especially, and I am dead serious when I say I would not bank with them again if they were the last bank on earth.
Ha, well I just realised I actually replied to the wrong comment initially.
"Fine with me because I stopped payments on ALL my credit cards, when all the banks donated to Black Lives Matter! When they call and asked me for a payment, I tell them to talk to black lives matter because that’s what they sent all of their money! Eat shit commie!" -ThisIsHowItStarts
Is what my original comment was meant as a reply to.