I opened one of their Amazon store credit cards and then used it to buy a year of Prime. Maxed it out, mostly buying canned goods and other essentials. Not going to pay one cent of it off. Did this to Target and Walmart and others too. Hurt my credit score a bit but I don't give a fuck. Gets expunged in 7 years anyway.
Theoretically they could take me to court, but pretty unlikely over a couple thousand dollars. Easier for them to sell it for cheap to collections agencies who will find out that the number they have is not really my phone number.
They won't feel the loss even one bit but if they're going to take advantage of the American public I might as well take advantage of them. I didn't force them to give me credit after all, they did it willingly.
I mean I guess if you have no desire to use financial institutions thats fine. It definitely caps your potential though so be careful.
If you want to screw them you should keep good credit and take the government insured mortgage loans that are at historic lows. Then pay off your houses with hyper inflated dollars that will be worthless in the future.
I own my own house and car. What do I need them for at this point?
And like I said, after 7 years it will be off my credit score anyway.
I have other credit cards that are in good standing so my credit score is still good at the moment. And likely will be considering I have ~50k available credit in all my cards, not including my line of credit at my local bank. I pay my cards in full every month, all of them have a zero balance currently. So roughly only 8k in delinquent debt is hardly any concern of mine.
Cancelled mine as well. Letting my current membership die when it expires later in the year, but I'm still making a point of shopping local.
If you want, they refund any prepaid membership when you cancel early.
I opened one of their Amazon store credit cards and then used it to buy a year of Prime. Maxed it out, mostly buying canned goods and other essentials. Not going to pay one cent of it off. Did this to Target and Walmart and others too. Hurt my credit score a bit but I don't give a fuck. Gets expunged in 7 years anyway.
Theoretically they could take me to court, but pretty unlikely over a couple thousand dollars. Easier for them to sell it for cheap to collections agencies who will find out that the number they have is not really my phone number.
They won't feel the loss even one bit but if they're going to take advantage of the American public I might as well take advantage of them. I didn't force them to give me credit after all, they did it willingly.
I mean I guess if you have no desire to use financial institutions thats fine. It definitely caps your potential though so be careful.
If you want to screw them you should keep good credit and take the government insured mortgage loans that are at historic lows. Then pay off your houses with hyper inflated dollars that will be worthless in the future.
I own my own house and car. What do I need them for at this point?
And like I said, after 7 years it will be off my credit score anyway.
I have other credit cards that are in good standing so my credit score is still good at the moment. And likely will be considering I have ~50k available credit in all my cards, not including my line of credit at my local bank. I pay my cards in full every month, all of them have a zero balance currently. So roughly only 8k in delinquent debt is hardly any concern of mine.