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Plsdontfireme [S] 1 point ago +1 / -0

I mean I guess if you have no desire to use financial institutions thats fine. It definitely caps your potential though so be careful.

If you want to screw them you should keep good credit and take the government insured mortgage loans that are at historic lows. Then pay off your houses with hyper inflated dollars that will be worthless in the future.

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unclebobinator 1 point ago +1 / -0

I own my own house and car. What do I need them for at this point?

And like I said, after 7 years it will be off my credit score anyway.

I have other credit cards that are in good standing so my credit score is still good at the moment. And likely will be considering I have ~50k available credit in all my cards, not including my line of credit at my local bank. I pay my cards in full every month, all of them have a zero balance currently. So roughly only 8k in delinquent debt is hardly any concern of mine.