The union of banks and universities are a stain on America. I went to college and there's no reason a student should pay $8,000 for books let alone have to take a massive loan of $40-70k per semester. A decent private school cost $4k for a full year.
Yet it was the student's choice to get into massive debt. I dropped out and just paid $900 for an automotive tech course. Been debt free since.
The REAL stain on America is making it a cultural requirement to go into that massive amount of debt by going to college even if you're an aimless 18 year old when there are so many well paying careers that don't require a college education or at least only require a 2 year degree.
This is why I helped my friend taking community college classes find all his books online and not necessarily for sale.
I don't regret taking my classes, but man, I wish college wasn't something parents and schools pushed kids into. Stop streamlining them into debt, a degree doesn't mean what it did even 10 years ago.
I put my daughter through college, graduated in 2017, for $30,000 total .. I paid cash that I saved specifically for her education on my average salary.
She's making great money with a non-stem degree and owns a home at 25 (because she's debt fucking free).
Why borrow that much cake for a piece of fucking paper?
I call bullshit on this one. If you pay the payments then the balance goes down.
The payments are calculated to have your pay it off over a certain time. 15, 20 or 30 years. Just like s mortgage.
If you've been paying for 20 years and still owe $97000 then you haven't been making big enough payments. Or maybe the balance started out much higher and your right on track to have a $0 balance in 10 more years. Or maybe you used a bunch of forbearances.
Loans are not fucking magic, it's high school math.
Look how they spin it though, "He (actually just extending what Trump did) put the interest rate at 0%". No, the interest is the same, it's just frozen, 'but that is technically 0% interest'.
Sorry to rain on the parade, but this is generational thing. If we graduated from high school and didn't know how to do these things we are called "stupid"
They're propagandized by communists, the only classes I could stand were sciences and finance. Everything else was literally useless politicized bullshit, and this was right before Obummer.
Dems are responsible for the gross inflation of college tuition, they are are responsible for sabotaging the economy multiple times in my lifetime.
The Housing Crisis was an intentional result of deregulating banks, basically the only time in my life that dems organized to deregulate something. It set the stage for 2008.
Covid was clearly used to shut down the economy and destroy lives to make their election steal more believable. Very mild flu, with a cure that they slandered.
They've continuously sabotaged the economy for the last 14 years, while forcing kids to get worse college debt, and then importing foreigners to compete with them making the college degrees worth less than dirt.
I fully know that we all have responsibility over our debts, but they actively sabotaged every kids future for the last 15 years. They've sabotaged us all for their power.
On a fiscal basis it's economic suicide of the nation, but on the other the nation is dead and we are all second class citizens now. Without EQUAL AND FAIR representation why should anyone pay their debt or their taxes in a failed state?
It's not fair, or even smart to cancel college debt, but getting them to suicide themselves over it would be amusing.
My wife had 60k in student loans last year, we now have around 20k, bc she puts a majority of her income into paying it back... we go without things we’d really like to have in order to pay it as quickly as possible. Sure as shit won’t be doing that anymore, bc I have a feeling they are going to cancel it... fucking pisses me off.
How are College Educated Adults not able to grasp the concept of borrowing money? This is the best College can do for our kids, beg for the government to give them a bailout? Pathetic.
Because they're coddled in high school and told they have to go to college, and have everything taken care of for them while going through college. They aren't being fully educated on what they're getting into.
Majority of their degrees aren't worth the paper they are printed on, and the holders of said degrees can't understand why they can't find work with a degree that quickly tells an employer to avoid that hire.
Cancelling the loans would eliminate the issue, which is why it will never be done. Democrats need to string indebted, indoctrinated students along for as long as they possibly can.
Wow, great angle, never thought about that, college loans must cease if they are to cancel student loans, bye bye student loan business, hello free college!!! Everyone gets a degree!!!
Dems: live responsibly by the rules - fuck you, we're taking your money to rescue those who lived beyond their means. We're going to call it "fairness" because you were obviously privileged.
College DOES make people dumber. Read "Microtrends, Squared" by Mark Penn. Penn is a liberal pollster, who in fact ran Hillary Clinton's campaign back in 2008. Penn has a chapter in his book entitled "The Impressionable Elites," wherein he talks about how gullible and credulous the college-educated are. They are trained to trust authority, NOT to think critically. So they end up suppressing their own opinions if the New York Times or Southern Poverty Law Center hands down a pronunciamento. According to Penn, this demographic is far less skeptical than working class people who went to trade school. Penn, to his credit as a Democrat, used the Russian Collusion hoax as an example of college-educated liberals believing things without evidence . . . if the TV feeds them the narrative.
Another man of the left [Noam Chomsky] seconds this opinion. He says that college is not a sorting mechanism for intelligence, but for conformity. You get A's not based on critical thinking, but on your ability to parrot back information an authority figure gives you. You then receive a dopamine drip to the brain for every "good grade" you get for echoing back the talking points verbatim. This trains you to find pleasure in conformity.
My liberal brother went to college & got 2 masters degrees, one in music, another in theology. I went into the Air Force for a bit, then came back home and started looking for work. All said & done, I was making nearly double his salary and he had those mountains of student loan debts to pay off too. No wonder he wants to be a Commie.
Went to Berkeley, didn't learn anything I couldn't have gotten out of reading a couple books, not like you remember much from college anyways. TBH, looking back would have done me much more good to join the Marines and get a clue. My 2c.
I get it, but then when you make college essentially free it’s value means absolutely nothing ;)
So essentially your 4 years of college is worth as much as any public school in America, since you know it is tax payer funded, but I would expect a college educated intellect like yourself probably already knew that.
Idk man I almost have to agree with the left on this one. If you’re smart enough to get into college and be successful, should the cost really be the one thing that stops you? I’m not talking about people with straight A’s that can get scholarships. I mean your average B students who do pretty well in school, but aren’t at the top of their class. They don’t get scholarships, but they’re smart enough to be successful in college if they can afford it. I just don’t like the idea of money being a barrier for someone who would otherwise be successful. The only barrier should the the admission requirements. Stop letting in kids with a 2.0 GPA and a 15 ACT score just because they can play ball, when every other student needs at least 3.75 GPA and a 28 on the ACT. That’s what’s killing the value of a college degree - low admission requirements.
Fuck all those people who actually paid for school or took up fellowships to have them paid, or are actively paying theirs, right? Or who got tuition reimbursement as benefit from work, which they have to pay taxes on, or....
Risky move this one, but i'm going to say it regardless - i think there's a good argument for this.
Fuck AOC. Fuck anything that retard says. Fuck her, the "Squad" and any communists. But i think you can make a good argument for doing this which is a good move for the country itself AND take it away from the tards.
Education is an investment in the country. We need doctors, nurses, scientists geographers, etc. We do NOT need literature, gender studies or any of that shit.
So, PROFESSIONS only, but it comes with 2 conditions:
Newbies: you pay in before you take out. You give 2 years of paid service to your country first (not necessarily the military, but infrastructure etc), then we pay for your education. Same goes for trades: learn them by serving your nation.
You hire at least 3 Americans within the first five years of graduating - either under you, or for you directly. Otherwise, you forfeit the indemnity and owe the whole lot. If you're going to make 500k as a doctor, you're going to help others.
The toughest piece is how you tell the millions of seriously pissed off people who have already paid for their education costs. So, two options:
A. Apologise directly, and tell them we're doing this as an investment in the country. It sucks. But be patriotic.
B. We can't give you the money back, but you won't have to pay for your kids if they choose professions, and we can give you 10 years of tax breaks - if you studied for a profession and hired Americans.
I've been paying my daughter's loan. Haven't made a payment in almost a year. None required when I sign on. I guess I figured they already hit the pause button?
I have less than $1000 left on it. Guess I'll just keep on not paying.
Before I could graduate my daughter ended up with transverse myelitis from mono. I was able to graduate but I am now limited in what I can do because she needs care. It's Jan 22nd and I just received a 3k bill for a procedure she had done this year and we average 8k out of pocket annually... It's not always people's bad decisions that effect their lives. Don't be so quick to judge.
The union of banks and universities are a stain on America. I went to college and there's no reason a student should pay $8,000 for books let alone have to take a massive loan of $40-70k per semester. A decent private school cost $4k for a full year.
Yet it was the student's choice to get into massive debt. I dropped out and just paid $900 for an automotive tech course. Been debt free since.
The REAL stain on America is making it a cultural requirement to go into that massive amount of debt by going to college even if you're an aimless 18 year old when there are so many well paying careers that don't require a college education or at least only require a 2 year degree.
I spent $10k on a 6 month code camp and I make $100k with just a few years of experience.
Very few college degrees pay for themselves anymore.
This is why I helped my friend taking community college classes find all his books online and not necessarily for sale.
I don't regret taking my classes, but man, I wish college wasn't something parents and schools pushed kids into. Stop streamlining them into debt, a degree doesn't mean what it did even 10 years ago.
8000 on books! I just rented all of my books, which saved me a lot of money.
I graduated 20 years ago and I still have $97,000 in student loans.
The fucking interest is the issue.
Holy shit, how much was the original amount? I had 45k$ about 8 years ago. I think like 3.5k left.
Everytime I would allocated a certain amount to a loan they would just distribute it against all loans so I couldnt fully pay one off.
Don't complain about it. Hustle and pay it off.
WTF?
I put my daughter through college, graduated in 2017, for $30,000 total .. I paid cash that I saved specifically for her education on my average salary.
She's making great money with a non-stem degree and owns a home at 25 (because she's debt fucking free).
Why borrow that much cake for a piece of fucking paper?
I call bullshit on this one. If you pay the payments then the balance goes down.
The payments are calculated to have your pay it off over a certain time. 15, 20 or 30 years. Just like s mortgage.
If you've been paying for 20 years and still owe $97000 then you haven't been making big enough payments. Or maybe the balance started out much higher and your right on track to have a $0 balance in 10 more years. Or maybe you used a bunch of forbearances.
Loans are not fucking magic, it's high school math.
I haven't been paying them down for that long . I differed a lot of it. went from 64000 to 99,000 total loan balance.
I wasn't very responsible in my twenties.
They're acting like Trump hadn't already extended student load deadlines
Look how they spin it though, "He (actually just extending what Trump did) put the interest rate at 0%". No, the interest is the same, it's just frozen, 'but that is technically 0% interest'.
Sorry to rain on the parade, but this is generational thing. If we graduated from high school and didn't know how to do these things we are called "stupid"
Ive said it before, I'll say it again....college intellectual asshoes are educated far beyond their intelligence. So...here we are.
They're propagandized by communists, the only classes I could stand were sciences and finance. Everything else was literally useless politicized bullshit, and this was right before Obummer.
When someone tells me they have a Ph.D, I actually have LESS respect for them.
Dems are responsible for the gross inflation of college tuition, they are are responsible for sabotaging the economy multiple times in my lifetime.
The Housing Crisis was an intentional result of deregulating banks, basically the only time in my life that dems organized to deregulate something. It set the stage for 2008.
Covid was clearly used to shut down the economy and destroy lives to make their election steal more believable. Very mild flu, with a cure that they slandered.
They've continuously sabotaged the economy for the last 14 years, while forcing kids to get worse college debt, and then importing foreigners to compete with them making the college degrees worth less than dirt.
I fully know that we all have responsibility over our debts, but they actively sabotaged every kids future for the last 15 years. They've sabotaged us all for their power.
On a fiscal basis it's economic suicide of the nation, but on the other the nation is dead and we are all second class citizens now. Without EQUAL AND FAIR representation why should anyone pay their debt or their taxes in a failed state?
It's not fair, or even smart to cancel college debt, but getting them to suicide themselves over it would be amusing.
My wife had 60k in student loans last year, we now have around 20k, bc she puts a majority of her income into paying it back... we go without things we’d really like to have in order to pay it as quickly as possible. Sure as shit won’t be doing that anymore, bc I have a feeling they are going to cancel it... fucking pisses me off.
How are College Educated Adults not able to grasp the concept of borrowing money? This is the best College can do for our kids, beg for the government to give them a bailout? Pathetic.
Because they're coddled in high school and told they have to go to college, and have everything taken care of for them while going through college. They aren't being fully educated on what they're getting into.
Majority of their degrees aren't worth the paper they are printed on, and the holders of said degrees can't understand why they can't find work with a degree that quickly tells an employer to avoid that hire.
Cancelling the loans would eliminate the issue, which is why it will never be done. Democrats need to string indebted, indoctrinated students along for as long as they possibly can.
How? Thousands of people will be taking out new loans the next day
Yes, you are absolutely correct if it were a one time wipe. I was alluding to making higher indoctrination "free".
with all the bullshit humanities stuff they make you learn, there's no time to learn about paying bills!
Bankruptcy protection reinstated for student loans, not cancellation, is the way. Then, the whole corrupt inflationary scam gets killed outright.
People willing to suffer the clean slate and credit ding of bankruptcy should have that option again.
People were defrauded and lied to for decades, blaming many of those for fiscal mistakes is like blaming the victims of a government created con game.
Not going to college was one of the best decisions of my life.
Can't cancel loans unless you also stop giving loans.
This is what dumb people can't grasp.
Wow, great angle, never thought about that, college loans must cease if they are to cancel student loans, bye bye student loan business, hello free college!!! Everyone gets a degree!!!
The dumbest people u know went to college.
You took out a loan. Pay it back.
Loans were already in forbearance starting in March. I paid down so much of it, only 3000 to go!
Dems: live responsibly by the rules - fuck you, we're taking your money to rescue those who lived beyond their means. We're going to call it "fairness" because you were obviously privileged.
Wife got sucked into getting a Master's... Student loan up to $44K. Down to $17K... Fucking brutal but making headway.
College DOES make people dumber. Read "Microtrends, Squared" by Mark Penn. Penn is a liberal pollster, who in fact ran Hillary Clinton's campaign back in 2008. Penn has a chapter in his book entitled "The Impressionable Elites," wherein he talks about how gullible and credulous the college-educated are. They are trained to trust authority, NOT to think critically. So they end up suppressing their own opinions if the New York Times or Southern Poverty Law Center hands down a pronunciamento. According to Penn, this demographic is far less skeptical than working class people who went to trade school. Penn, to his credit as a Democrat, used the Russian Collusion hoax as an example of college-educated liberals believing things without evidence . . . if the TV feeds them the narrative.
Another man of the left [Noam Chomsky] seconds this opinion. He says that college is not a sorting mechanism for intelligence, but for conformity. You get A's not based on critical thinking, but on your ability to parrot back information an authority figure gives you. You then receive a dopamine drip to the brain for every "good grade" you get for echoing back the talking points verbatim. This trains you to find pleasure in conformity.
No one told them they world have to work a job to pay back their loans.
Aye, let's cancel them all, utterly gut all government lending agencies and force them to stop giving out financial aid.
The poor, and likely minorities will suddenly no longer be able to go to college and will thus be forced to avoid the indoctrination camps.
My liberal brother went to college & got 2 masters degrees, one in music, another in theology. I went into the Air Force for a bit, then came back home and started looking for work. All said & done, I was making nearly double his salary and he had those mountains of student loan debts to pay off too. No wonder he wants to be a Commie.
Went to Berkeley, didn't learn anything I couldn't have gotten out of reading a couple books, not like you remember much from college anyways. TBH, looking back would have done me much more good to join the Marines and get a clue. My 2c.
My wife went 12 years...no issues.
I mean if he does cancel student loans I’m not gonna turn it down lmao
I get it, but then when you make college essentially free it’s value means absolutely nothing ;)
So essentially your 4 years of college is worth as much as any public school in America, since you know it is tax payer funded, but I would expect a college educated intellect like yourself probably already knew that.
Idk man I almost have to agree with the left on this one. If you’re smart enough to get into college and be successful, should the cost really be the one thing that stops you? I’m not talking about people with straight A’s that can get scholarships. I mean your average B students who do pretty well in school, but aren’t at the top of their class. They don’t get scholarships, but they’re smart enough to be successful in college if they can afford it. I just don’t like the idea of money being a barrier for someone who would otherwise be successful. The only barrier should the the admission requirements. Stop letting in kids with a 2.0 GPA and a 15 ACT score just because they can play ball, when every other student needs at least 3.75 GPA and a 28 on the ACT. That’s what’s killing the value of a college degree - low admission requirements.
Fuck all those people who actually paid for school or took up fellowships to have them paid, or are actively paying theirs, right? Or who got tuition reimbursement as benefit from work, which they have to pay taxes on, or....
Risky move this one, but i'm going to say it regardless - i think there's a good argument for this.
Fuck AOC. Fuck anything that retard says. Fuck her, the "Squad" and any communists. But i think you can make a good argument for doing this which is a good move for the country itself AND take it away from the tards.
Education is an investment in the country. We need doctors, nurses, scientists geographers, etc. We do NOT need literature, gender studies or any of that shit.
So, PROFESSIONS only, but it comes with 2 conditions:
Newbies: you pay in before you take out. You give 2 years of paid service to your country first (not necessarily the military, but infrastructure etc), then we pay for your education. Same goes for trades: learn them by serving your nation.
You hire at least 3 Americans within the first five years of graduating - either under you, or for you directly. Otherwise, you forfeit the indemnity and owe the whole lot. If you're going to make 500k as a doctor, you're going to help others.
The toughest piece is how you tell the millions of seriously pissed off people who have already paid for their education costs. So, two options:
A. Apologise directly, and tell them we're doing this as an investment in the country. It sucks. But be patriotic.
B. We can't give you the money back, but you won't have to pay for your kids if they choose professions, and we can give you 10 years of tax breaks - if you studied for a profession and hired Americans.
Otherwise, fuck your plan for free shit.
i'M SAVING THIS. bRILLIANT.
I've been paying my daughter's loan. Haven't made a payment in almost a year. None required when I sign on. I guess I figured they already hit the pause button?
I have less than $1000 left on it. Guess I'll just keep on not paying.
Before I could graduate my daughter ended up with transverse myelitis from mono. I was able to graduate but I am now limited in what I can do because she needs care. It's Jan 22nd and I just received a 3k bill for a procedure she had done this year and we average 8k out of pocket annually... It's not always people's bad decisions that effect their lives. Don't be so quick to judge.