ETF. The stock market is rigged (really). There's no way you can make more money on it than an ETF matched to the S&P/Dow. If anybody tells you otherwise, they're trying to get you to buy their shit.
If you bought apple 2 years ago you quadrupled your money. That's better than the S&P/Dow. But I agree that the bulk of your money should be in a low cost index fund. ETF's are great but also recently Fidelity has several index funds with a zero expense ratio and no minimum investment. FZROX, FNILX, FZIPX and FZILX are their symbols. Other guys might have similar funds but I have a fidelity account and know about them.
Yeah, index funds also great along with the index ETFs. Something that gives you broad exposure.
And don't let the Apple example fool you. It is not prudent to put 100% of your investing money into stocks. It's even worse to put all your money into one stock. I'm not saying you can't make money, but I am saying if you do make money more than the market average you are getting lucky. And in that case, it is no different than gambling and your luck will run out. There are tons of people who have won the lottery, but you wouldn't invest in it!
I agree with you, I have the large majority in index funds (some blended with bond funds because I am older) I have like 15% in individual stocks. index funds are like meat and potatoes, Individual stocks are like spices or maybe a rich dessert. As far as individual stock I have hit homers and struck out they are volatile.
ETF. The stock market is rigged (really). There's no way you can make more money on it than an ETF matched to the S&P/Dow. If anybody tells you otherwise, they're trying to get you to buy their shit.
If you bought apple 2 years ago you quadrupled your money. That's better than the S&P/Dow. But I agree that the bulk of your money should be in a low cost index fund. ETF's are great but also recently Fidelity has several index funds with a zero expense ratio and no minimum investment. FZROX, FNILX, FZIPX and FZILX are their symbols. Other guys might have similar funds but I have a fidelity account and know about them.
Yeah, index funds also great along with the index ETFs. Something that gives you broad exposure.
And don't let the Apple example fool you. It is not prudent to put 100% of your investing money into stocks. It's even worse to put all your money into one stock. I'm not saying you can't make money, but I am saying if you do make money more than the market average you are getting lucky. And in that case, it is no different than gambling and your luck will run out. There are tons of people who have won the lottery, but you wouldn't invest in it!
I agree with you, I have the large majority in index funds (some blended with bond funds because I am older) I have like 15% in individual stocks. index funds are like meat and potatoes, Individual stocks are like spices or maybe a rich dessert. As far as individual stock I have hit homers and struck out they are volatile.