Unpopular opinion probably, but healthcare should be mandatory and free (collectively paid by our taxes), like in other countries. The problem is it's not currently possible because of the insurance and pharmaceutical mob that is controlling the industry. The whole healthcare needs to be rebuilt from scratch to not revolve around private insurance, currently it is probably the biggest and most corrupted swamp of them all. Of course it is not going to happen anytime soon, so without that we can forget about free healthcare, it's just a cover for paying more.