I dont mean to brag but I just bought 68 ounces of pure Freedom. I got 68 out of the last maybe 100 coins of a large store in Texas. They didnt even take credit cards and store still went to no reserves.
A second store called me back saying they would only sell to me at $40/oz. Online prices still saying $29/oz. I dont buy it....
Premiums are just the real value as it stands. Those paper etfs are total bullshit and as more physical buys happen I guarantee it'll squeeze premiums closer to recorded spot prices on most basic silver. Not fancy decorating bars, as cool as some of them are.
Depends what you're looking at. The spot metal price is going to be lower than the struck coin price, and the people calling you back to sell have it in hand while the online market advertising for less maybe has, or maybe not.