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67
remindmelater 67 points ago +68 / -1

So without actual credit history we'll just have to rely on how people look to figure out if they're going to be a bad credit risk and steal the money we just loaned them....Biden is an idiot and he is insane.....

42
BeyondCoincidence 42 points ago +42 / -0

Banks aren’t stupid. The best prediction of future behavior is past behavior. Banks can’t operate efficiently if the tranny needs to get his nails done and doesn’t pay his car loan.

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WienerDogRanch 10 points ago +10 / -0

doesn't pay **ITS **loan. F***TFY