Yep...business has to have a way to protect their interests.......I ran a construction company for years and many of the guys would always hit us up for loans etc....Anyway it didn't boil down to the issue that they didn't make money....sometimes they made more than me....it was that they spent their money on drugs, alcohol, and cigarettes etc. and now they want to use your money...but they always seemed oblivious to why they were actually broke...So this is the democratic party today.....