posted ago by Spezz ago by Spezz +8 / -0

I currently use WF, but bank of china( formerly bank of america) recent actions have made me reevaluate. I have seen good things from charles schwab cannot decide if I should move money there or just pick a random small local bank

Comments (9)
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deleted 4 points ago +4 / -0
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UnemployedMarx 3 points ago +3 / -0

Charles Schwab is one of the biggest proponents of modern slavery aka The Great Reset. Why support someone who wants to make you his slave?

Use a local bank.

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4moreyrs 3 points ago +3 / -0

agreed

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fegeline 2 points ago +2 / -0

Get a DAI wallet and a Visa debit card connected to it. Then you won't need banks at all, you control your own money, you decide when to withdraw cash and how much, you pay whoever you want without being stopped by commie banks.

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james7370 2 points ago +2 / -0

Any suggestions

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fegeline 2 points ago +2 / -0

Coinbase and Binance for the card, any Ethereum wallet with ERC20 support should work, Exodus is beginner friendly.

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UncleUncle 1 point ago +1 / -0

I'm trying to wrap my head around this stuff. So, after I get a wallet do I transfer my USD into it, then I can use bitcoin or Ethereum (etc) from it like a bank account? So then if I tie a Visa card will I only be able to spend bitcoin etc say at the grocery store, or do Visa charge to convert back to USD? Do I have this completely wrong? Thanks btw.

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fegeline 3 points ago +3 / -0

Alright, trying to explain as good as I can :)

The exchange (Coinbase, Binance, Kraken etc) works like a bank, but with a more modern and secure website instead of the 90's crap most old banks use. The exchange is from where you order the card, and the exchange will hold major FIAT currencies such as USD, EUR, GBP and similar and various cryptocurrencies for you (Bitcoin, Ethereum, Monero.. and stable coins like DAI). And most important, let you exchange between these for a small fee, typically $0.1 or 0.xx%.

The wallet, is basically a client side interface. It can be a client tool for a command line, a desktop application, a html5 script to run locally in your browser, a mobile app, a piece of paper or basically anything. Your coins are stored on the blockchain, a decentralized and distributed database of transactions.

The only thing you need is a key pair, a public key to receive and view transactions, and a private key to spend. A private key can have multiple public keys connected to it which allows you to avoid being tracked.

A key, (public or private) is just a very very big number, like 2^250 expressed on hexadecimal form, this makes it easy to hide in any creative way you want. So basically:

  • Exchange: Modern semi based bank that allows multiple currencies, crypto and exchanges
  • Wallet: Management interface in any shape or form, this gives you full control over your holdings on chain, allowing you to pay who you want, whenever you want, while giving Biden the finger, without consequences.
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UncleUncle 1 point ago +1 / -0

Thank you. That cleared some things up!