Had a change of heart on this. Do away with student loans completely. Debt and no loans in future.
They are/were predatory. Society is conditioned to think that its what youre supposed to do after HS. We were churned out like that. Well, as soon as student loans started being issued they jacked up the prices 4x - 5x. So the conditioning remained to not question and that it's normal but the awareness of the predatory behavior and price gauging was not
The problem is they are federally guaranteed. Let people apply for a bank loan for their school and the bank will definitely turn them down if they do not have a likelihood of finishing and/or making money. Prices will go down because only smart people who are pursuing something they can get a job from. Arts degrees and all that shit will be only for people who can afford to pay up front
Had a change of heart on this. Do away with student loans completely. Debt and no loans in future. They are/were predatory. Society is conditioned to think that its what youre supposed to do after HS. We were churned out like that. Well, as soon as student loans started being issued they jacked up the prices 4x - 5x. So the conditioning remained to not question and that it's normal but the awareness of the predatory behavior and price gauging was not
"The government should ban things I don't like."
Nice job.
No, the government should keep backing student loans for 200k for a degree in hating america, which would of only cost about 30k prior. 👍
The problem is they are federally guaranteed. Let people apply for a bank loan for their school and the bank will definitely turn them down if they do not have a likelihood of finishing and/or making money. Prices will go down because only smart people who are pursuing something they can get a job from. Arts degrees and all that shit will be only for people who can afford to pay up front