Absolutely agree. I don’t plan on sending my kids to any 4 year university unless they are hell bent on it. I have multiple degrees in fields that don’t even touch my current employment. It’s a racket
The only change I would make to school loans is to remove interest rates from government loans. I pay my taxes every year and give the government a tax free loan. They should afford me the same as a citizen. I’m no expert in taxes or interest rates and I’m not sure how that works with inflation, but fuck it. There’s smarter folks that can figure it out. We can also, you know, stop deficit spending and maybe, just maybe, stop feeding the war machine with money we don’t have. That would
Open the door a bit for more leeway in how interest or lack there of goes to supplementing governmental excess.
I still think this helps people going to college, but doesn’t absolve them of the debt they’ve accumulated. They just aren’t punished with 10% interest rates on government loans.
If government was funded voluntarily the war machine would cease to exist.
As would all the corruption of the economy that such manipulation introduces.
Without government sticking its fingers into everything and inflating the money supply to deficit spend, the cost of schooling (and most everything else) would reduce.
Oh I agree. Without the government sticking their nose in everything, my idea wouldn’t need to exist as you could still go to college and pay for it with a part time job.
True, but this money should be sucked from the Universities as they are the only ones with no skin in the game too. Students and taxpayers are getting fucked while the University's are burning money. I planned on going through to my Doctorate and quit after my Master's. This was right around when colleges were adding more shit-pay adjunct positions while bloating their administrations with bullshit Diversity & Inclusion Offices ( not my school, but OSU spends ~$10 mil on that shit, for example) and other bureaucrats.
As I said, Colleges should have some skin in the game and a metric/rubric for what majors are needed and what produce income/value. The needs would vary over time as certain positions/careeres would be filled vs. new ones needing filling.
Either way, I still play/teach privately at $45-60 hour AND I know carpentry/woodworking/cabinetry and have a woodshop I work from to fill in when gigs are shit (like last year). Plus, I got a Pilot's License a while ago. I got backup plans.
Anyway, I majored in Music Composition and still think we need all facets covered for a good society. We bitch about liberals dominating culture and then at the same time say we only should be tradesmen. No, to battle for a culture, we also do need artists to occupy the minds of people. Obviously we need food and roads and houses, but if you want to actually fucking win, you need comedians and actors and musicians to sway minds. I don't see truckers and construction companies not providing services to LA and NYC to own the libs, lol.
They should have a sliding scale for grants and loans that is based on a percentage of the average annual salary in that industry. Then if we need more skilled workers in an industry, we can subsidize that at a bit higher percentage to attract more people into the field. This benefits both the student and society at large when that student becomes a professional.
This way you also make gender studies and minority studies students pay for their degrees, instead of getting paid to earn them. We’re funding our own destruction, and that has to stop.
Or you reward people who have good planning skills even more. You don't fund shit until they get out of school. If their chosen field is in high demand, and especially if it is a part of an area deemed critical infrastructure, that's when we write checks.
It teaches entry students to study trends on what will be needed in 2, 4, 6, or 8 years when they get out, what is in demand and what will be in higher demand in the near future. And we don't have to pay until they actually complete. They can also redeclare toward the end in something else in case a field suddenly appeared or exploded unexpectedly, and still reap all of the benefits.
It's a carrot at the end of the road. If they don't go through with it, they don't get paid. Sort of a "this is how the world works" training on top of the college experience. Because if I don't complete my work now, I don't get paid, either.
Agree 100%. They do it with teaching (in a way). Same should be done with trades. Eliminating these "X Studies" degrees would be inevitable as mostly those fields are finite and typically geared to academic careers. They're useless mind masturbation degrees that offer nothing.
Kudos to people who go, graduate, and find a career that will set them up for a life of success, but for the people who cannot find a career, I dont know what to tell you. You're investing time and money into yourself, why should anyone else have to pay for it when you took that risk?
As it should be. Your degree in a non profitable career field should not be funded by taxpayers
No degrees should be funded by taxpayers. The subsidy is why these institutions can and do charge such absurd prices to begin with.
https://www.aei.org/carpe-diem/chart-of-the-day-century-price-changes-1997-to-2017/
Absolutely agree. I don’t plan on sending my kids to any 4 year university unless they are hell bent on it. I have multiple degrees in fields that don’t even touch my current employment. It’s a racket
But if it were "free" then everyone would have equal access! It's not like racism would play a part in admissions.
...oh, wait...
https://asianamericanforeducation.org/en/issue/discrimination-on-admissions/
I went to their fancy schools and learned way more in the real world.
I did drink a lot of beer and met a lot of girls, so it wasn't a total waste.
The only change I would make to school loans is to remove interest rates from government loans. I pay my taxes every year and give the government a tax free loan. They should afford me the same as a citizen. I’m no expert in taxes or interest rates and I’m not sure how that works with inflation, but fuck it. There’s smarter folks that can figure it out. We can also, you know, stop deficit spending and maybe, just maybe, stop feeding the war machine with money we don’t have. That would Open the door a bit for more leeway in how interest or lack there of goes to supplementing governmental excess.
I still think this helps people going to college, but doesn’t absolve them of the debt they’ve accumulated. They just aren’t punished with 10% interest rates on government loans.
Private loans are a different story.
Taxes should be eliminated.
If government was funded voluntarily the war machine would cease to exist.
As would all the corruption of the economy that such manipulation introduces.
Without government sticking its fingers into everything and inflating the money supply to deficit spend, the cost of schooling (and most everything else) would reduce.
Oh I agree. Without the government sticking their nose in everything, my idea wouldn’t need to exist as you could still go to college and pay for it with a part time job.
And most degrees shouldn't be enforced by the taxpayer either.
True, but this money should be sucked from the Universities as they are the only ones with no skin in the game too. Students and taxpayers are getting fucked while the University's are burning money. I planned on going through to my Doctorate and quit after my Master's. This was right around when colleges were adding more shit-pay adjunct positions while bloating their administrations with bullshit Diversity & Inclusion Offices ( not my school, but OSU spends ~$10 mil on that shit, for example) and other bureaucrats.
As I said, Colleges should have some skin in the game and a metric/rubric for what majors are needed and what produce income/value. The needs would vary over time as certain positions/careeres would be filled vs. new ones needing filling.
Either way, I still play/teach privately at $45-60 hour AND I know carpentry/woodworking/cabinetry and have a woodshop I work from to fill in when gigs are shit (like last year). Plus, I got a Pilot's License a while ago. I got backup plans.
Anyway, I majored in Music Composition and still think we need all facets covered for a good society. We bitch about liberals dominating culture and then at the same time say we only should be tradesmen. No, to battle for a culture, we also do need artists to occupy the minds of people. Obviously we need food and roads and houses, but if you want to actually fucking win, you need comedians and actors and musicians to sway minds. I don't see truckers and construction companies not providing services to LA and NYC to own the libs, lol.
Sorry for the rant.
They should have a sliding scale for grants and loans that is based on a percentage of the average annual salary in that industry. Then if we need more skilled workers in an industry, we can subsidize that at a bit higher percentage to attract more people into the field. This benefits both the student and society at large when that student becomes a professional.
This way you also make gender studies and minority studies students pay for their degrees, instead of getting paid to earn them. We’re funding our own destruction, and that has to stop.
Or you reward people who have good planning skills even more. You don't fund shit until they get out of school. If their chosen field is in high demand, and especially if it is a part of an area deemed critical infrastructure, that's when we write checks.
It teaches entry students to study trends on what will be needed in 2, 4, 6, or 8 years when they get out, what is in demand and what will be in higher demand in the near future. And we don't have to pay until they actually complete. They can also redeclare toward the end in something else in case a field suddenly appeared or exploded unexpectedly, and still reap all of the benefits.
It's a carrot at the end of the road. If they don't go through with it, they don't get paid. Sort of a "this is how the world works" training on top of the college experience. Because if I don't complete my work now, I don't get paid, either.
Agree 100%. They do it with teaching (in a way). Same should be done with trades. Eliminating these "X Studies" degrees would be inevitable as mostly those fields are finite and typically geared to academic careers. They're useless mind masturbation degrees that offer nothing.
The Truth About The College Student Debt Crisis
STUDENT LOAN DEBT SLAVERY
College is an investment in yourself.
Kudos to people who go, graduate, and find a career that will set them up for a life of success, but for the people who cannot find a career, I dont know what to tell you. You're investing time and money into yourself, why should anyone else have to pay for it when you took that risk?
Bad loans made to teenagers should not be able to turn a guaranteed profit by hollowing out constitutionally guaranteed bankruptcy protections