Instead of artificially giving out loans to people who can't afford mortgages, tax breaks could go out to construction companies to develop smaller homes. The average house size has doubled since 1950 but families are smaller. There's no reason a starter home needs to be worth half a million dollars.

The free market tends towards mild deflation - except when the government gets involved like education and Healthcare. You can buy a PS5 & Switch for the equivalent of a 1980 Atari console if you adjust for inflation. There's no need for minimum wage spikes if the government policy would stop pushing for 2-5% annual inflation

College is so expensive because the demand is outstripping the supply thanks to government loans & scholarships. Most people should never go to college unless studying law, medicine, STEM or possibly some humanities and finance.