In 2008 we were days away from money markets funds going illiquid. If that happened there would have been a bank run and nobody without cash in hand would have had access to any of their money. Imagine having only the cash in your pocket at this moment and that's it. Now imagine that for everybody, given what we just saw last summer.

I don't think that this crash is the one that does it, but I think it happens within the next 4 years under Biden and when it does the country collapses into civil war.