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3
123breadman 3 points ago +3 / -0

Or they just aren't having kids either.

No house ownership = high rent or high mortgage

9
ConvergenceMan 9 points ago +9 / -0

Can't blame millennials or zoomers for lack of home ownership.

Previous generations decided real estate should be an "investment" instead of a place to live, and now they expect millennials or zoomers to rack up huge debt so their elders can cash in that investment.

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123breadman 3 points ago +3 / -0

Agree. Am fucked.

Gotta save up the ass just to get a house

1
ConvergenceMan 1 point ago +1 / -0

If you do the math, if you forgo the house payment, you can live like a king on the premium you would be handing over to some "investor" cashing out on you: you could eat out all the time, buy all the toys you want, indulge in any hobby you can imagine, go on endless vacations (COVID notwithstanding).

At this point in time, you have two choices in life. 1) Do everything you want except buy a house, or 2) Buy a house