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TO_THE_GYM_IN_26_MIN 12 points ago +12 / -0

It's for people who don't have the financial skills to save and invest, so Santa Claus Federal Government gives them their own money back and they feel happy about it. Quite a clever trick.

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deleted 9 points ago +9 / -0
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vaguelyfamiliar 2 points ago +2 / -0

It's the poverty mentality savings account or the poor man's loan to the government.