If we all did this together, I can assure you, no one involved would go without by the end. I do not expect people in your position to jump right in. Know that whoever was in trouble could be bailed out. We are not the kind of people to rely on others or get greedy or fake donations to ourselves & stuff - we are the kind of people who look out for one another. It needs to be a center point, as your concerns are legitimate, noted & must be addressed as we go forward.