You'd think so, but I suspect some insurance lobbyists took care of that long ago and made it mandatory. I would actually be surprised if you could build anything in a metropolitan city without greasing ALL of the palms, and that includes the insurers.
Seems like you could if you're paying cash. Like how you don't NEED homeowners insurance after the mortgage is paid off.
You'd think so, but I suspect some insurance lobbyists took care of that long ago and made it mandatory. I would actually be surprised if you could build anything in a metropolitan city without greasing ALL of the palms, and that includes the insurers.