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15
blackswans 15 points ago +15 / -0

People need to start skipping the developer. Buy a lot, or land, and build, or have built, your own damn house.

One of the major expenses for a home is the finishings. You don't need, or even want marble countertops. You don't need, or even want hardwood floors. You don't need, or even want high end faucets. You don't need, or even want 4,000 square feet. You don't need, or even want a jacuzzi tub.

You can build a 1,800 square foot, metal frame, vinyl plank floored, 3 bedroom, two bath home, inexpensive hardware home for a third the price of a developer.

7
DeadOverRed 7 points ago +7 / -0

It's worst than that. You can build a poured concrete 4000 sq ft home for a third the cost of you could find enough people who knew how who weren't already working on overpriced 1%er specialties and there were no codes against it.

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SBOJ_JOBS 12 points ago +12 / -0

I've built a few homes for myself. There are some real impediments to super-basic construction, so beware and do some study before you start. Such as local requirements to obtain the paperwork which allows you to actually live in your new structure.

Your county or city might require that you build according to certain codes, incorporate a certain level of insulation or windows which meet certain standards. Lots of places require a minimum square-footage and a certification that the foundations, structure, wiring, plumbing, and HVAC be inspected and meet standards. You may need to prove that your septic system will drain properly before you can connect to a water system or drill a water well. Please don't just buy some land and start construction without due diligence. There are still places where you can build and live in almost anything, but they are disappearing fast.

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0815 1 point ago +2 / -1

State building codes always apply no matter if enforced at the time of building or not. Some people then want to sell and it hard or next to impossible to sell a non-code compliant home to someone needing a loan. And a home cannot often not just brought up easily to code. All codes have an engineering exemption. That applies for example for concrete homes and other types of non-typical construction. The thermal requirements are prescriptive but insulation can be added on on the outside. Spend the 3-5k on an engineer is smarter than having a self-built 200k ruin. Also understand that building code is a minimum requirement and does not fit all specific circumstances and preferences. If you plan to live in your home until you no longer can't because of age, plan now to allow enough room in hallways, srairs, and bathrooms to be ADA compliant. Biggest and potentually super expensive mistake especially if you are on a fixed income when you need this. And the first address should be an architect/ engineer and not a contractor. Most people have no idea how to spot a good contractor. Just because stuff looks good doesn't mean it looks still good in 20 years. Remember: Only what is specified in writing can be demanded in court... How thick was your last car purchase contract? How thick is the contract your homebuilder brings you? The car is a tested industry product, your home is a single production custom product. Which one should have a thicker contract with specifications?