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352
bringbackthe80s 352 points ago +352 / -0

Burning down corporate communist HQs to the fucking ground solves this.

165
Stolen 165 points ago +166 / -1

Ephesians 6:12, NIV: "For our struggle is not against flesh and blood, but against the rulers, against the authorities, against the powers of this dark world and against the spiritual forces of evil in the heavenly realms."

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Rocks_vs_Uzis 43 points ago +49 / -6

This is what I keep saying. People keep going at this physically. People need to understand that you can't win this particular conflict that way.

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MO-Carpenter 24 points ago +25 / -1

A building isn’t flesh and blood. If a building hurts the powers of this dark world then it checks out.

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Xuvial 7 points ago +11 / -4

A building isn’t flesh and blood.

Well yeah, it's even more physical/material than flesh and blood and holds even less relevance to the Ephesians passage about spiritual warfare.

But hey, people are free to attack a building if it makes them feel they're accomplishing something. It's what BLM has been doing.

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Mew_Deuces 18 points ago +18 / -0

I guess you haven't seemed to notice that everything is black and gay now. They got exactly what they wanted.

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deleted 2 points ago +2 / -0
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Xuvial 1 point ago +1 / -0

Yes, they got what they wanted. What do we want, and will attacking a building accomplish that whatsoever (without backfiring on us)?

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Wtf_socialismreally 7 points ago +7 / -0

Well, it worked for them

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ironhorse 4 points ago +4 / -0

BLM was bought and paid for by the DNC to be disruptors during the Trump administration.

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BigIronBigIron 2 points ago +2 / -0

Yes, and it worked. "Violence works. That's the message."

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Datamancer 6 points ago +6 / -0

Since the Old Testament, God has called on his faithful to wage war against those who oppose Him. Yes, he could smite them with a word but that is not His choice. Humanity is responsible for letting the snake into the Garden of Eden and it is our responsibility to chase it out. That chasing is made up of prayer and violence. The same violence that broke this country away from the tyranny of the English crown, that lay waste to the tyranny of Nazi Germany and Imperial Japan, and which would quietly crush the tyranny of the Soviet Union. As needed, God calls the faithful to the sword.

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RaberContour 5 points ago +5 / -0

Andrew Torba gets it more than anyone.

It's gonna be a ton of work but we have to build a parallel society.

10
HK417 10 points ago +10 / -0

But those enemies of mine who did not want me to be king over them—bring them here and kill them in front of me.’”

Not a teaching of peace - jesus

-5
Bluestorm83 -5 points ago +1 / -6

Mmmmm, pretty sure he never said that. Or at the very least it's gotta be from Revelation, a book that's 99% symbolic.

4
Conservativechick 4 points ago +4 / -0

"Think not that I am come to send peace on earth: I came not to send peace, but a sword." Matt 10:34

I'm not saying that I believe that violence is the answer, although the time may come when self defense demands it - but those who try to make Jesus into Mr. Rogers are not showing a full understanding of his teaching either, imo.

And revelations may be largely symbolic, but the final battle at the end of times is real.

4
dontmindme22 4 points ago +4 / -0

he did say it, its in luke, and revelation isn't symbolic..

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deleted 0 points ago +1 / -1
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Datamancer 7 points ago +7 / -0

True, but go to Arlington, go to Normandy, go to any of the places America shed its blood against diabolical tyranny. Those aren't angels buried there. Those are men. Our fight is against the forces of evil and evil is committed by men and those men must die so that the influence of evil is held back.

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FiresideRant 6 points ago +6 / -0

You are removing free will and the wickedness of the heart of man completely from the equation by using that verse in that manner.

2
THELEADERSOFMEN 2 points ago +2 / -0

One of my favorite lines in Scripture, but it sounds like cyber warfare at this point.

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GlacialSpeed 68 points ago +69 / -1

If anyone here isn't using a good VPN and privacy focused browser you should focus on getting that set up immediately.

It's VERY simple to set up.

Even if you're not worried about Big Brother it's just great to avoid big tech advertisers overreach.

20
fclampazzo 20 points ago +20 / -0

How do you know your VPN isn't owned by shady people?

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chinese_shill 20 points ago +20 / -0

I've done a little bit of digging into who owns a couple popular VPN's and it's a really deep rabbit hole of business licenses across the globe.

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Sky_RPL 8 points ago +8 / -0

You could always run your own VPN. It won't protect you from police/state but it stops the private sector commies.

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RolandDelacroix 5 points ago +5 / -0

Exactly, every time I think I find a good one, they infested with Five Eyes or recently opened their books under govt pressure.

2
GlacialSpeed 2 points ago +2 / -0

You never really do....is the unfortunate answer.

You can research a lot and pick a good one based in a non-spying country with no logs and all that.

But they could be bought or taken with hostile actions at any time - or could be a Honeypot operation laying in wait.

But.... A VPN is better than openly broadcasting knowing full well that you're being spied on.

4th Amendment has been trashed enough.

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powershellder 11 points ago +11 / -0

Are there good options for phones?

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Herpawinski 24 points ago +24 / -0

I have Brave and Duck Duck Go on my phone. And Tor but it's slooooow.

12
SaltiTaralli 12 points ago +13 / -1

It was more like Fuck Fuck Stop for me on my phone. I'm not tech savvy enough to figure out the problem.

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zathras11 20 points ago +20 / -0

Duck Duck Go has leftist graphic theme days just as Google and Bing do. I switched to the new Brave Search. And that is Verizon owned Yahoo (just as AT&T owns CNN, Disney owns ABC and ESPN, Viacom owns CBS, and Comcast owns NBC. The left are taking their marching orders from communist China. Democrats only respect religion if it is their own worship of Big Government(TM) or Islam. I read an article about recent proof, "Denver Nursing Student Kicked From Program After School Reneged On Religious Exemption For COVID Vaccine", and you can give that a look at TheFederalist. Christians and those who can spot the left's fake 'science' are fast becoming second class citizens. Also get a VPN (I can recommend ExpressVPN but I'm sure they all do about the same thing) and set your browser to clear your history.

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SaltiTaralli 8 points ago +8 / -0

Thanks...I'll try Brave on my phone.

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DoozerChuck 5 points ago +5 / -0

No youtube ads!

5
IowanMaga 5 points ago +5 / -0

I remember Crowder claiming, about a year ago, that Express was the only one to not get hacked at the time. Idk if that has changed but i know the others have.

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GorillaTactics 11 points ago +11 / -0

I don’t know about the hacking, but I did read express was one of the only vpns served with a warrant by the feds and they came up with nothing useful because express lived up to their promises.

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t_l_winks 2 points ago +2 / -0

There is a Duck Duck Go app that works great plus it has the fire button at the bottom that makes it easy to erase your history. I also use Qwant and Brave.

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SaltiTaralli 1 point ago +1 / -0

It was the app I was using and it would just freeze up and not load what I wanted. 😦

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FliesTheFlag 11 points ago +12 / -1

Tor, laughs in FBI headquarters heard around the world. FBI/CIA runs most of the exit nodes you nubcake, you arent hiding shit

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Xuvial 4 points ago +5 / -1

Sssssh don't tell them that, people love the illusion of privacy and think they are invisible untraceable ninjas.

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deleted 3 points ago +3 / -0
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auxis 1 point ago +1 / -0

Brave is not a good option. They were known to inject affiliate links into your browsing experience.

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T_WIN_2020 16 points ago +16 / -0

Get protonmail for email it's free. After you do that they offer a VPN for one device free put that on your phone. Use brave browser. Don't ever save any cookies or history.

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zathras11 2 points ago +2 / -0

The problem with protonmail is you can't use it for disqus accounts. Insta-ban on some sites (as they check which email service you used).

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BlackPillBot 7 points ago +7 / -0

Private internet access is very cheap if you buy when they have a deal going on, and the app works great on phones too. It even works on my old ass decrepit iPhone 6 hand me down. Protonmail is also pretty good in my experience.

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Techrev 2 points ago +4 / -2

I won't tell you how I know, but PIA is bad...

2
BlackPillBot 2 points ago +2 / -0

Dm me. I’ve been using it for years and have never had a problem yet.

1
papa_newguineapig 1 point ago +2 / -1

As a network engineer, in the know, you'd be dead wrong. It's one of a very few that do what they are supposed to do.

1
Techrev 1 point ago +1 / -0

Sadly, I'm not wrong. Unless you know of some other way someone can be tracked through TOR browser over PIA with no other windows or browsers open. I get that, on paper, PIA 'does it right', I have serious doubts they do what they say they do.

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papa_newguineapig 1 point ago +1 / -0

Again, as a 30 yr network professional, I've vetted their network. So, sadly you are wrong. Someone may have touched you in that naughty place that you claim, but it wasn't in the pia network. An issue with their app? Maybe. I don't use it, so I couldn't speak on its reliability.

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projectfreedom 4 points ago +4 / -0

Brave and VPN Area. Be sure to check that your VPN doesn't save any logs. If something is being stored it doesn't matter if it is encrypted now, in the future it will almost certainly be unencrypted.

Of course Google, Apple and MS log everything you do.

-1
geekesmind -1 points ago +1 / -2

Use tor

Or get a hardware phone from

Pine64 or clear phone

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smegmaless 7 points ago +7 / -0

So I know nothing about VPNs. I have one email account and it is with Yahoo. I have had it for 20 years. Everything is tied to it. Please help my ignorant ass move away from this asshoe company. What are some "good" VPNs I can use? Are they paid services or free? I would really appreciate an answer, If it's not too much to ask.

1
killedmytv 1 point ago +1 / -0

I got a paid Protonmail and ProtonVPN account during a Black Friday sale and it's been working really well for me. They're based out of Switzerland and you can use them for free, but the free VPN servers are always at 100% load so you probably won't see the throughput you'd get on the paid servers.

De-Googlefying my life after having the same Gmail address for over 15 years has been a little challenging but not impossible. Good luck!

1
GlacialSpeed 1 point ago +1 / -0

So, definitely get a backup email.

Protonmail is a good choice and free for inboxes up to 10gb or something like that.

I won't give a name for which VPN to choose but finding one only takes 10 mins or so. Research which ones are based outside of countries that collectively spy on their citizens together. Then make sure the one you choose keeps zero logs of your activity.

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trump2O2O 7 points ago +7 / -0

Does that mean my Credit Score would be low since they essentially would have zero browser history If I use a VPN?

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BetaMan1313 8 points ago +8 / -0

From what the article implies, it sounds like it will combine with your current credit score, just as another separate category in your FICO score. I'm guessing it would affect a small portion of your score, as it says it would mostly affect people with no credit or medium to low credit scores. Either way, dystopian AF and definitely going to be perverted to discriminate against people who wrongthink

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schiff_for_brains 6 points ago +6 / -0

It means browsing cars shows intent to make a big purchase. Since big purchases are risky your credit score drops and you pay more.

Also being here.

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THELEADERSOFMEN 3 points ago +3 / -0

Ugh that is so stupid. A smart buyer does their research. I spent 6 months reading up on my “new” car, granted it’s a hobbyist classic, before buying. But I’m not saying you’re stupid, I’m agreeing that that’s probably how it will work, and will negatively affect actual smart buyers who put time and effort into their purchases.

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fakthemods 4 points ago +4 / -0

They don't want smart buyers. They want people just smart enough to pay them back and tread water until they die.

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deleted 3 points ago +4 / -1
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iamherefortheluls 4 points ago +4 / -0

don't overestimate the government. its full of retards.

0
covok48 0 points ago +2 / -2

Full of evil. They want you to believe they’re retards.

2
deleted 2 points ago +2 / -0
1
iamherefortheluls 1 point ago +1 / -0

well, they are evil too. I am just saying they are not nearly as overwhelmingly powerful as a lot of conspiracy theorists claim.

Look at all the fuckups they had with leaking official info destroying their own narratives. Fauci's emails show him to be an evil liar but also incompetent.

3
GlacialSpeed 3 points ago +3 / -0

Just because burglars have lockpick sets does not mean you should leave your door open.

VPNs are very useful and make everything infinitely harder for the bad guys that disregard the 4th Amendment.

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deleted 3 points ago +3 / -0
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Throwaway_Test 1 point ago +1 / -0

Awesome reference!

31
ChuckedBeef 31 points ago +31 / -0

You know how lenders make money? By lending money to people. if they don't lend they don't earn and they go broke.

I can almost guarantee that while some lenders will use every last data metric they can, others will be desperate to lend money against good assets and good jobs without going the whole draconian route of scraping your browsing habits.

Another solution is just not to fucking borrow anything, tell the lenders and credit bureaus to get fucked. If they want to start treating their customers like garbage they won't have any customers left before long.

This whole story is probably tied to some data mining douche bags who are looking for yet another way to leverage the user information they have on file. They spin this up in the hopes that credit bureaus will say "hey what a great idea we'll pay for something like that!" Everyone is selling something.

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Chopblock 21 points ago +21 / -0

They’ve been doing this for ten years and they already know it’s a useless joke for actually gauging risk.. Its value is solely as a control mechanism and method for obfuscating targeted discrimination behind algorithmic black boxes.

Public announcements about it are designed to intimidate people, and probably jockey for government contracts — they are not good faith journalism.

10
Sky_RPL 10 points ago +10 / -0

Yup. The real ways to fully protect against risk are considered 'racist' or 'discriminatory'. Thankfully we have the federal government to step in and back shitty high risk loans because equity or some such commie bullshit

-1
covok48 -1 points ago +1 / -2

Banks don’t need customers. They have the Fed.

5
DisbandTheCIA 5 points ago +5 / -0

They're not leaving us with many other options...

2
Xuvial 2 points ago +2 / -0

Then lets build our own! We can call it Bootstraps Corp.

3
Taqiyya_Mockingbird 3 points ago +4 / -1

Also intentional sabotage. Just use their own Cloward and Piven tactics right back at them and keep trolling their elaborate systems.

12
Rocks_vs_Uzis 12 points ago +12 / -0

Yea it's called not borrowing money and going into debt.

5
MawaDeBlanco1 5 points ago +7 / -2

This. I don't get how the younger generation is so hung up on credit scores. so many fake apps that increase your score by paying my internet blah blah...nobody denies anyone a car loan, and mortgages can and do get underwritten all the time with proper job history and down payment. other than that you don't need credit for anything, despite people thinking they will get rich off frequent flyer miles and cash back cards. that's not how it works.

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deleted 5 points ago +5 / -0
1
FreddyFingers 1 point ago +3 / -2

And let's talk about seasoned cash, shall we?

You cannot make a down payment on a house unless the banks know exactly where the money is from -- and get this, things like gifts from friends aren't "seasoned."

You can have legal tender that they won't take on a mortgage.

2
yummy_yumm_yumms 2 points ago +2 / -0

Have you never heard of money laundering?

1
FreddyFingers 1 point ago +1 / -0

I don't need to launder legally earned or obtained money.

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MawaDeBlanco1 1 point ago +1 / -0

it only takes 6 mths to be seasoned. I borrowed money for my first down payment from FIL, had to wait 6 mths. by that time I had paid him back since I moved in with inlaws and didn't have to pay rent. just takes a little work.

0
FreddyFingers 0 points ago +1 / -1

So you have to wait 6 months to prove legal tender is legal tender?

I mean I'm glad you can do it, but that's a hoop they make poor people jump that rich don't.

-1
covok48 -1 points ago +1 / -2

Correct. Source of funds are a thing.

1
MawaDeBlanco1 1 point ago +1 / -0

true. when you are debt free, you save up to buy vehicles. paid cash for my last two brand new...drive a beater for a few years and save the payment, I did that twice and have been buying new with cash ever since. keep cars for 10 years instead of trading in every 3 like most people I know...

-1
covok48 -1 points ago +1 / -2

You sound more Amish than someone who actually knows what they’re talking about.

-2
Jeffersonian_Man -2 points ago +1 / -3

I was unemployed, young, and unmarried when I got my loan for my 125k house. With low APR. I have a nonexistent credit score, not 0, not 800, it doesn't fucking exist. If you have a good down payment and money in your bank they don't care.

0
covok48 0 points ago +2 / -2

The 70s were a long time ago.

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Jeffersonian_Man 2 points ago +4 / -2

Literally 2 years ago. People just don't understand finance and don't work the system.

1
deleted 1 point ago +1 / -0
159
Shure81 159 points ago +165 / -6

Don't forget to vote EXTRA hard in 2057 you guys!!!111

45
spelunking_librator 45 points ago +45 / -0

imma color circles in a stern manner in 2057 😡

18
Hanging_Chad 18 points ago +18 / -0

What colors are allowed?

15
I_Love_45-70_Gov 15 points ago +15 / -0

None! Now shut up and color, tax slave!

8
CookiesNCream 8 points ago +8 / -0

Gulag Grey

4
Error404 4 points ago +4 / -0

Fucking counter-clockwise next time!

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deleted 26 points ago +26 / -0
14
Gyrojeffro 14 points ago +16 / -2

Just two more weeks! To flatten the curve!

2
DickTick 2 points ago +2 / -0

More like 4 more days.....

1
BlackPillBot 1 point ago +2 / -1

Go hard or go home.😎 Seriously though, if I’m still allowed to be here, and exist(very doubtful), I’ll just stay home.

124
NomadicKrow2 124 points ago +124 / -0

"Researchers say..." Experts say... Fuck, I'm tired of this. Who are the researchers? Who are the experts? I want to know if they have ties to the institutions they're helping. Unfortunately, I have to look this information up because journalists don't do their jobs anymore.

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SpreadimMaAsweedopen 50 points ago +51 / -1

You know who they are.

45
POTUS_DonnieJ 45 points ago +46 / -1

See Zuby’s point 17

17/ Politics, the media, science, and the healthcare industries are all corrupt, to varying degrees. Scientists and doctors can be bought as easily as politicians.

Just with an addendum to include the fintech industry.

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Hanging_Chad 24 points ago +24 / -0

doctors can be bought as easily as politicians

What's the going rate for bribing a nurse to squirt your vax into a paper towel?

24
Skogin 24 points ago +24 / -0

She might spray it on her tits for a little extra.

7
johnqpublic864 7 points ago +7 / -0

That'll be an actual fetish for the vax nazis

3
Wtf_socialismreally 3 points ago +3 / -0

They'd rather it be injected into them instead.

5
Heavy_Metal_Patriot 5 points ago +5 / -0

$200 cash would probably do the job. Maybe less in cheaper areas.

1
Hanging_Chad 1 point ago +1 / -0

Think $100 would suffice for a pharmacy technician?

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behemoth887 25 points ago +25 / -0

you too can write "researchers say" followed by literally whatever the fuck you feel like.

14
Skogin 14 points ago +14 / -0

Researchers say, “you too can write "researchers say" followed by literally whatever the fuck you feel like.”

3
Xuvial 3 points ago +3 / -0

Researchers say, "researchers say "you too can write "researchers say" followed by literally whatever the fuck you feel like."""

2
spezisapedo2 2 points ago +2 / -0

researchers say, "hide yo kids, hide yo wife, and hide yo husband too cuz they rapin' err'ybody"

1
Wtf_socialismreally 1 point ago +1 / -0

Researchers also say "up in here"

1
spezisapedo2 1 point ago +1 / -0

researchers say, "george floyd died from raycism"

2
NomadicKrow2 2 points ago +2 / -0

Researchers say Obama is a fag.

Hey. That's fun!

19
Teamdjt 19 points ago +19 / -0

100% of researchers find the answer that their funders wanted....Science!

16
Heavy_Metal_Patriot 16 points ago +16 / -0

Only 99%. I was on a research project years ago and the research didn't uncover evidence to support the funder's position and BOOM the project was done and we were never contacted by them again. There's no question that most scientists are pay for play actors now (and maybe always have been).

15
PineapplePenis 15 points ago +15 / -0

The Frankfurt School, of course!

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spezisapedo2 4 points ago +4 / -0

Read: THE CREATURE FROM JEYKLL ISLAND (theres also an audio book out there)

3
chickeninoven 3 points ago +3 / -0

What a surprise.

1
THELEADERSOFMEN 1 point ago +1 / -0

Not the Frankfurt School, but history does rhyme. And sometimes God makes things extra obvious for us so we don’t miss it.

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business_narwhall 89 points ago +89 / -0

Credit scores won't matter if the currency is worthless.

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Joeshmoe91 25 points ago +25 / -0

This guy gets it

22
acasper 22 points ago +22 / -0

Credit Scores are how they will mete out the replacement state sanctioned medium of exchange after the USD collapses.

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CucksForTheDonald 18 points ago +18 / -0

And by "collapses," we mean "is destroyed on purpose," by the very people who issue the currency:

https://odysee.com/@BestEvidence:b/larry-carstens'-excellent-pandemic:e

5
BasedNtruth 5 points ago +5 / -0

But, of course.

They want social credit scores+ digital currency so that there is NO escape. For anyone.

2
acasper 2 points ago +2 / -0

That's implicit for state backed currencies. Nothing happens that is not allowed to happen.

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IncredibleMrE1 74 points ago +75 / -1

The end result would be some "unscorable customers" gaining access to credit, while customers with a low-to-medium credit score "can either gain or lose access to credit," says an earlier 2018 study from the Frankfurt School of Finance & Management.

Of course it's the FUCKING FRANKFURT SCHOOL.

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deleted 28 points ago +33 / -5
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deleted 17 points ago +23 / -6
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deleted 7 points ago +10 / -3
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deleted 3 points ago +7 / -4
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SHILL_DETECTOR 1 point ago +2 / -1

These people are liars, because they say that it will help their algorithms and then day 2 billion people banned from credit will now be able to get credit.

Obviously they want everyone to get "credit" aka fake money as the only currency

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POTUS_DonnieJ 57 points ago +57 / -0

While some people may balk at the idea of lenders having access to their personal browsing data, researchers believe this approach could help borrowers who’ve been denied by traditional financial institutions.

The end result would be some "unscorable customers" gaining access to credit, while customers with a low-to-medium credit score "can either gain or lose access to credit," says an earlier 2018 study from the Frankfurt School of Finance & Management.

Just an insight into the gullible mind of leftists. “This must be good because it will help the poor. Theres no way this could be misused.”

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RiffFantastic 40 points ago +40 / -0

Sure. Let’s give an artificial boost to poor people’s credit so they can borrow more.

Who comes up with this shit?

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POTUS_DonnieJ 41 points ago +41 / -0

The financial sector that sees it as guaranteed profit. More people paying back higher interest, and if they don’t, an overblown federal bailout! And the federal left sees it as a great way to target wrongthinkers like us.

1776 pt2 is long overdue.

8
RiffFantastic 8 points ago +8 / -0

Good take. That’s exactly it.

7
I_Love_45-70_Gov 7 points ago +7 / -0

I hear Haitians will benefit the most.

4
newuser999 4 points ago +4 / -0

Does it help the blacks? If yes, then GOOD!

1
Bilabrin 1 point ago +1 / -0

In the end creditors care about the money.

You think this will work against conservatives?

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JeffTiedrichsDildo 38 points ago +39 / -1

Find out what makes you a “low risk” borrower.

Setup some kind of honeypot computer on your home network that that surfs constantly for “approved sites”

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JESUSJUGS 30 points ago +30 / -0

Make it search CNN and Reddit all day. Instantly good credit.

10
vicentezo04 10 points ago +10 / -0

Meh. I feel like browsing Reddit should flag you as a serious credit risk. Why would anybody want to loan to somebody who eats out for 90% of their meals and thinks student loans and a lot of other consumer debt should be forgiven for no reason other than "muh capitalism is bad"?

10
TommyJarvis 10 points ago +10 / -0

Ironically it would be strict adherence to websites that promote the end of capitalism that would contribute to a higher credit score in this metric.

There is no ceiling in Clown World

31
SpreadimMaAsweedopen 31 points ago +31 / -0

"While some people may balk at the idea of lenders having access to their personal browsing data, researchers believe this approach could help borrowers who’ve been denied by traditional financial institutions"

This is actually fucking disgusting! Taking advantage of people already on hard times by offering to throw them a few scheckels if they just hand over all their most intimate data. Fuck these people and fuck whatever behemoth this degenerate system is becoming. Mass non compliance is the only answer

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Pelides 19 points ago +19 / -0

Taking advantage of people already on hard times by offering to throw them a few scheckels if they just hand over all their most intimate data.

I said this when car insurance companies started offering to let people put a GPS in their car so they could lower the rates for ‘safe drivers’

12
Sky_RPL 12 points ago +12 / -0

Oh now it's not just a GPS, they want you to run an app on your phone that tracks your location and harvests all your data. I'm totally sure that won't even be abused /s.

6
RexCollumSilvarum 6 points ago +6 / -0

When I got a credit card from Bank of America, they wanted me to install an app that tracked my physical location at all times, even when the app wasn't running, supposedly for my "protection".

Wow. I said no to that app but am now paranoid that they're tracking me anyway.

3
vicentezo04 3 points ago +3 / -0

I already have an excellent FICO score without some bullshit bank knowing everything about me. Where do I opt out?

2
Xuvial 2 points ago +2 / -0

if they just hand over all their most intimate data.

What do you mean "if"? Their most intimate data is already available to government authorities should they demand it. I don't know what illusion people are living under where they think their browsing history is some kind of mega-ultra-secret that nobody else can find out.

2
TheWinningNeverStops 2 points ago +2 / -0

We are past no compliance. It's time to....you know what? nvm.

20
HerbertBailBondsh 20 points ago +21 / -1

My credit score is 4.. I always pay cash.. my whole life.. if i want it.. i save money or use what i already have to get it. Fuck the money changers playing shitty games with my cash.

13
Seadan 13 points ago +15 / -2

Credit is a tool at your disposal. If it's misused, then yeah you get screwed over pretty quickly by it. If you use it correctly, then it's a fantastic financial tool and can save you money. For instance, I recently bought a new vehicle and have the means to pay for it in cash. I chose to finance over 5 years because the interest rate was 2%. I can do far better than 2% on my money. Markets are insane lately, but my returns on that 60k in the last 6 months that remained invested since I bought the car have been far more than the 2% interest over the 5 year term. If I had written a check, I would have missed out on significant gains on that money. That's one example of many where credit can be your friend, if you use it wisely.

8
RandArrow 8 points ago +9 / -1

2%, until you include in rapid depreciation, full insurance coverage, unexplained new car issues....

Many times better off saving to buy a good used car. Trying to use some sort of M&M time value of money fantasy to justify a new car is just absurd.

0
Seadan 0 points ago +1 / -1

The point was about wise use of credit, not whether buying a new car is a good investment heh. Hopefully it's obvious that vehicles are terrible "investments" new or used. I mean, we could play this game all day, "used vehicles are a terrible investment, ride the bus or a bike!". "Bus tickets and bikes cost money, it's cheaper to walk!"

1
RandArrow 1 point ago +1 / -0

What you gave was not an example of wise use of credit.

Credit is wise for emergencies or when taken relative to proven ROI and cashflows. If a company has a proven ROI and significant cash reserves or a guaranteed future cash infusion they would be wise to use a short term loan in order to improve cash flow in order to take advantage of their ROI.

Individuals do not have proven cash flow or ROI. Individuals taking on debt are not just gambling against their ROI, they're gambling on their liquidity and the yield curve. In an emergency, or when they are screwed any way, debt may be way to go.

1
Seadan 1 point ago +1 / -0

You run the scenario by any financial advisor exactly as written and see what their advice would be, and if that is a wise use of credit. Be clear when you do it, because you seem to think "wise use of credit" is performing the safest and closest to risk free transaction there is. Perhaps that's where your risk appetite is, and perhaps that's where it should be depending on your financial situation. That is not the case for everyone, or even the majority. Below is the last 10 years S&P 500 Index Fund Average Annual Return:

2010 15.06% 2011 2.11% 2012 16% 2013 32.39% 2014 13.69% 2015 1.38% 2016 11.96% 2017 21.83% 2018 -4.38% 2019 31.49% 2020 18.40%

If you do the math on if I had done the same transaction in 2015-2020, the $60k invested would have been worth $104,690.19 at the end of the loan term. Is there a risk involved and could it have gone the other way? Of course! Would I be on the streets starving even if I somehow lost the entire amount? No, I wouldn't. Well within my risk appetite, and I'd say it probably should be in the risk appetite of most people that have the means to pay for a $60,000 vehicle in cash without impacting their retirement, and quality of life.

4
TommyJarvis 4 points ago +5 / -1

A car is an abysmally bad investment, especially a NEW car. At the end of that 5 year term your investment will have lost 3/4 or more of its original value, easily erasing any upside to paying interest below inflation rate.

A used car, however, say 2 years old, would be a better choice, but still cars are a depreciating asset and we just accept that.

1
Seadan 1 point ago +1 / -0

Well yes, obviously. My point wasn't that buying a new car is any kind of investment strategy. It's was about how leveraging credit is beneficial over cash in many situations.

1
TuckersLegalCouncil 1 point ago +3 / -2

THIS!

6
Kamalas_a_Bitch 6 points ago +6 / -0

That works until you want to buy a house.

3
Xuvial 3 points ago +3 / -0

Do it the old fashioned way and build it yourself.

5
Grond999 5 points ago +5 / -0

I got 10K in cash out of the bank today. The teller asked what I was using it for. I replied "toilet paper".

1
TommyJarvis 1 point ago +1 / -0

The teller should go fuck herself for asking

1
MasterOfIllusions 1 point ago +1 / -0

Not that this makes it okay, but they're legally required to ask if you withdraw $10k or more. Biden wants to make the threshold $600 or more IIRC.

1
SHILL_DETECTOR 1 point ago +2 / -1

Lol, nice dude

2
RandArrow 2 points ago +2 / -0

My credit score is an error. Credit agencies were always about better blood harvesting from poor people.

1
deleted 1 point ago +1 / -0
17
MakeAmericaGreat9 17 points ago +17 / -0

Do people use yahoo?

7
NomadicKrow2 7 points ago +7 / -0

Old people.

2
kyblugrass 2 points ago +2 / -0

People like Christopher Steele and the New York Times. Gotta start your fake story lead from somewhere.

2
RandArrow 2 points ago +2 / -0

Email

2
EagleOverTriumph 2 points ago +2 / -0

Yahoo helped develop a bunch of database stuff that the internet uses a lot of. Sure, other companies have done their share of that stuff, Google and Facebook among many others at this point. Amazon hosts a ton of sites unfortunately. As does Microsoft's services.

I never liked any of the big tech corporations but I just have a seething hatred for all of them now to be honest.

12
GuerillaYourDreams 12 points ago +12 / -0

Frankfurt School, you say? 🤔

1
deleted 1 point ago +1 / -0
9
totovader 9 points ago +14 / -5

Bitcoin solves this.

17
crimsontsunami 17 points ago +17 / -0

They are already looking at ways to get this under control, I assure you.

16
Ep1ctetus 16 points ago +19 / -3

It already is. Always has been.

0
Xuvial 0 points ago +2 / -2

Turns out it's just another form of control. They have become exceedingly efficient at it.

-1
YOLOSwag_McFartnut -1 points ago +2 / -3

It's called Blockstream and Lightning. Bitcoin was subverted years ago.

-4
totovader -4 points ago +6 / -10

They can't. That's why it works.

5
crimsontsunami 5 points ago +6 / -1

Can't is a strong word my friend.... i don't think it would be hard for them to make it illegal or regulate / tax it to all hell.

5
totovader 5 points ago +7 / -2

It doesn't matter what they think they can do - they can't seize it. And yes, I choose the word "can't" intentionally.

In the early days, they may have been able to create enough skepticism that it would have possibly killed Bitcoin. Today, it's way too late. And, even if they said "you are not allowed to own this thing that we have no control over" it's not going to stop anyone.

We're not supposed to use cryptography, and yet we do. There's nothing they can do to stop it.

4
crimsontsunami 4 points ago +4 / -0

All I can say is, I hope you're right my man. seems rather easy to say that it's now illegal and penalize people criminally for it though.

1
totovader 1 point ago +1 / -0

They can try. They can make it painful.

But they can't do anything to stop it.

2
MocksFordComma 2 points ago +4 / -2

They can shut you out of the internet.

7
dizzle_izzle 7 points ago +7 / -0

No. They can't. You believe if the government tried to shut down the internet our society would remain?

It would collapse immediately

5
totovader 5 points ago +6 / -1

What do you think the Internet is? It's a decentralized network.

And, frankly, Bitcoin can survive without it, anyway.

-10
bighomiebeenchillin -10 points ago +5 / -15

you fucking stupid mfin moron if da us GOVERNMENT say ay we bannin all cryptocoins and buying or selling any coin will get ur ass locked tf up in da slammer, then it will kill crypto instantly. wtf are you smoking saying they cant lmao you dumb FUCK. 90% of all ppl would stop fuckin with it instantly if it got banned. there would be a few dumb fucking morons that say shit like “durr thEy CaNT sToP cRypTo” and continue to use it, but their stupid asses finna be locked tf up sooner or later.

and NO COMPANY is finna gonna use or accept any coins if banned. da entire point of crypto is to use it as a currency, but if no company accepts it then it’s literally useless.

you ever think about that? no ofc not cause ur a bitch ASS financial “investor” clown lmao homie think that since he tossin a couple Gs on shit coins up in robinhood that he suddenly some kinda investor warrent chinese buffet guru lmao fuck outta here wolf of wall street thinkin lookin ass lmao

11
deleted 11 points ago +13 / -2
-10
bighomiebeenchillin -10 points ago +2 / -12

get ratioed you bitch made ass brah lmao fuck off me

3
dizzle_izzle 3 points ago +3 / -0

Ayy yoo big homie but if da govt be on that banning shit for when peepo steal computer programs and makin yo passwords secure n shit and both of those still happens why yo dumb ass think deem peeps Gon give 2 shits wen da govt say "ayy yo we finna come kick yo door down fo playing dat crypto game."

-2
bighomiebeenchillin -2 points ago +2 / -4

wtf are u saying bro? u sound like a clown lmao

2
totovader 2 points ago +4 / -2

Ok, duder.

-8
bighomiebeenchillin -8 points ago +2 / -10

stupid fuck. ur a dumb fuck.

2
deleted 2 points ago +4 / -2
2
totovader 2 points ago +4 / -2

Bitcoin can exist without the Internet. Satellites house the blockchain today. Your enemies can't touch it.

And, don't be mistaken - in a grid down scenario, your paper currency is nothing but kindling.

1
FreddyFingers 1 point ago +2 / -1

But you know what they can do?

Follow transactions and blacklist coins from USD exchanges.

The whole thing is a public ledger. Mixers will vanish when USG starts blacklisting coins.

1
Bilabrin 1 point ago +1 / -0

Then Monero becomes relevant.

0
totovader 0 points ago +1 / -1

The ledger is public, ownership isn't.

Who cares if they blacklist coins? They could blacklist Bitcoin all they want - there's nothing they can do to stop it.

0
FreddyFingers 0 points ago +1 / -1

Ownership doesn't need to be established. They can track a transaction (say, by confiscating computers of people who are operating in the alt-economy) and then track the coins downwind.

IRS declares all derivative coins from parent transactions xyz are now blackballed and places like coinbase are no longer allowed to accept them.

No matter what you do with the coins, their history is forever tainted.

Sure, you can just keep it as a bitcoin, but with govt. pressure to blacklist certain transactions, people will be less likely to take the tainted coins.

Confidence in BTC starts going down.

Coin mixers go out of business overnight.

1
totovader 1 point ago +1 / -0

Ownership doesn't need to be established. They can track a transaction (say, by confiscating computers of people who are operating in the alt-economy) and then track the coins downwind.

That argument is self-defeating. If they can't establish ownership then how are they tracking the transaction in context to you?

IRS declares all derivative coins from parent transactions xyz are now blackballed and places like coinbase are no longer allowed to accept them.

And then people stop using Coinbase.

Sure, you can just keep it as a bitcoin, but with govt. pressure to blacklist certain transactions, people will be less likely to take the tainted coins.

Here is an easy way to get around a particular address blacklist: you move it to another wallet. Problem solved.

Coin mixers go out of business overnight.

This demonstrates a serious misunderstanding of how the blockchain works. "Coin mixers" are not a business. They don't require government permission or sanction to operate.

0
FreddyFingers 0 points ago +1 / -1

That argument is self-defeating. If they can't establish ownership then how are they tracking the transaction in context to you?

They prevent the exchanges from accepting your tainted coin. They don't need to know who you are to publish a blacklist of coins.

Here is an easy way to get around a particular address blacklist: you move it to another wallet. Problem solved.

Nope, you are tragically mistaken. Please know there is nothing anonymous about bitcoin's blockchain. The transaction is public and the chain of transactions above the new coins are public info. You can split up your bitcoin into a thousand new wallets, and the chain is public. If they decided to make a public blacklist and pressed exchanges to observe it, it would be a massive detriment.

This demonstrates a serious misunderstanding of how the blockchain works. "Coin mixers" are not a business. They don't require government permission or sanction to operate.

You're a quite boldly wrong, my friend. All coin mixers take a % as a convenience fee. If major exchanges are squeezed to prevent accepting blacklisted coins, coinmixers will lose value as your odds of receiving one of the blacklisted coins goes up. At best, they may start following the blacklist rules themselves to preserve value to their existing customer base.

Meaning the guy stuck with a black bit coin can't spend it, or can't can't get the same value out of it.

It's quite fucking ingenious actually.

7
DennJW 7 points ago +7 / -0

Who are you going to get a bitcoin mortgage from?

2
Bilabrin 2 points ago +2 / -0

Any El Salvadoran based mortgage company.

That's the law.

1
DennJW 1 point ago +1 / -0

So.... What problem does that solve?

2
Bilabrin 2 points ago +2 / -0

Having to convert bitcoins to dollars to buy things.

2
DennJW 2 points ago +2 / -0

Hmmmm. Interesting. Well, you've piqued my curiosity.

2
totovader 2 points ago +2 / -0

So.... What problem does that solve?

Only the complete elimination of the banking cartel, the Fed, the stranglehold the government has on value, income, wealth, and our very survival.

So, ya know... nothing too big, I guess.

1
DennJW 1 point ago +1 / -0

How are you being prevented from giving people mortgages by: the banking cartel, the Fed, and "the stranglehold the government has on value, income, [and] wealth"?

How are you going to start cutting massive loans when... what? When the code is finished?

I'm asking honestly.

1
totovader 1 point ago +1 / -0

It's against the law today. Not to mention the fact that it is expensive and risky because the value of the dollar goes down over time. Banks collect huge premiums because the time mortgages take means they have to collect interest, risk, and account for the decrease in the value of the dollar over time.

When the code is finished... um, yeah - kinda. In a blockchain mortgage, the smart contract won't execute until the collateral / payment is secured.

1
totovader 1 point ago +2 / -1

More like what - not who. Smart contracts have already changed the world.

4
DennJW 4 points ago +4 / -0

How many mortgages is the smart contract sea handing out?

3
totovader 3 points ago +3 / -0

None at the moment - Taproot isn't fully adopted yet, which is what will allow smart contracts on the Bitcoin blockchain.

It's only 12 years old, give it some time. We didn't go from rotary phones to smart phones in a decade.

2
DennJW 2 points ago +2 / -0

That analogy doesn't make sense. This isn't a technological problem. It's a "having money" problem.

I could literally write you a mortgage right now. We as a board could crowdsource one. But we don't. Because we're fucking poor.

4
totovader 4 points ago +4 / -0

It's absolutely a technological problem. Bitcoin is a new technology.

I'm happy for you that you could write a mortgage - I am not sure why you think that implies it's the only way it could ever be done.

What are the fundamentals of a mortgage?

✔ Proof of ownership - Bitcoin has that beat by a long shot.

✔ Proof of ability to pay - Bitcoin has that beat by a long shot, too.

✔ Incentive to lend / borrow - As a deflationary currency Bitcoin makes mortgages incredibly beneficial

✔ Automated crypto contracts - No third party required.

The overhead required on traditional banking to accomplish these things is astronomical compared to smart contracts.

-2
DennJW -2 points ago +1 / -3

What are the fundamentals of a mortgage?

HAVING ANY BLOODY MONEY YOU ABSOLUTE RUTABAGA

On my actual mortgage, I've never had an ownership dispute. Credit-History is a scam, you get that one I guess. Incentive to lend - I'm sure whatever complex pyramid scheme underlies this point is quite the literary adventure, but I doubt it's magic.

And lastly, I sure am glad no third party is required. Cause right now, I don't even have a second party to shower some homebuilder with bitcoins for my benefit. And I don't know any homebuilders who would accept it.

I don't have any problems with the technology of money. I have problems with income inequality and banking cartels. Changing the medium of money will not make rich and poor people go away.

This is not a technology problem.

4
CMDRConanAAnderson 4 points ago +4 / -0

In the short term only. When they shut down the individual coins via political witch hunts the volatility will destroy the confidence in all but the saplings.

1
totovader 1 point ago +2 / -1

Volatility is profitability. Shitcoins are vulnerable, to be sure - but Bitcoin is immune to the witch hunts.

0
Bilabrin 0 points ago +1 / -1

You can't shut them down. Only exchanges. Then volatility doesn't mean anything because you'll be buy goods with cryptos not dollars.

4
newuser999 4 points ago +4 / -0

Monero

3
CommunismIsForFags 3 points ago +4 / -1

It really doesn't.

It failed to scale. This is what we warned you about.

3
totovader 3 points ago +4 / -1

It's scaling just fine. In fact, nothing is faster, cheaper, or easier to use than Bitcoin on the lightning network. El Salvador proves that every day.

A million transactions per second at a fraction of a penny. It blows Visa/Mastercard out of the water... traditional banking can't even come close. All without the middle man. The future is looking bright for freedom.

0
CommunismIsForFags 0 points ago +1 / -1

LN is not part of Bitcoin.

I'm not getting into this. The only point of using a blockchain is because you intend to scale. The scalable error checking is the only reason to bother using it at all.

It would help if you stopped parroting Twitter, too.

El Salvador isn't using Bitcoin. You could put any underlying asset on a second layer.

The point of Bitcoin was decentralized cash for the world. Not to embolden proprietary software built and patented by a company funded by Chinese investors.

But keep repeating what you hear on crypto twitter. HODL HODL HODL faggot

1
totovader 1 point ago +1 / -0

LN is not part of Bitcoin.

That's a distinction without a purpose. Lightning Network is layer 2 - it solves the scaling problem. You claimed that Bitcoin can't scale. It can, easily. You don't get to ignore that by squeezing through an equivocation.

I'm not getting into this. The only point of using a blockchain is because you intend to scale. The scalable error checking is the only reason to bother using it at all.

This paragraph makes no sense. Bitcoin doesn't have "error checking." And that's on purpose. Error checking is an expensive operation that would require transaction reversal, and Satoshi specifically designed a system that minimizes it in favor of first out the door. The lightning network has similar mechanics, is secure, and yet still uses all the features of on-chain validation.

El Salvador isn't using Bitcoin. You could put any underlying asset on a second layer.

This comment is retarded. El Salvador is using Bitcoin. You're just trying to equivocate by claiming that 2nd layer is irrelevant, for some reason.

The point of Bitcoin was decentralized cash for the world. Not to embolden proprietary software built and patented by a company funded by Chinese investors.

If you're trying to insinuate that the Lightning Network can only be accessed with proprietary software then you are seriously misinformed. If you're butt-hurt about proprietary software existing at all, then I can't help you. Just because software wallets exist doesn't destroy the features, purpose, or principles of Bitcoin. It's a stupid argument to claim that it does.

But keep repeating what you hear on crypto twitter. HODL HODL HODL faggot

Read a book.

0
CommunismIsForFags 0 points ago +1 / -1

Bitcoin does scale. You increase the block size.

Like I said, stop parroting twitter.

1
totovader 1 point ago +1 / -0

Oh, now I get it. You're a segwit2x shill. No wonder you hate the Lightning Network, it undercuts the profits of exchanges.

0
CommunismIsForFags 0 points ago +1 / -1

No. I'm a scale Bitcoin and destroy the banking system guy.

You faggots think sucking Greg Maxwell, Samson Mow and Jameson Lopp's cocks will make you money and the cost of the world losing decentralized cash.

Faggot.

8
crimsontsunami 8 points ago +8 / -0

This is un fucking believable.... likely sheep will gladly comply and this will go through full depth.

7
flounder69 7 points ago +8 / -1

Yahoo has always been a virus. I remember when it used to load itself on your computer and make itself the defaults browser.

5
OwlHoller 5 points ago +5 / -0

Serious question, does a VPN help with this? I would assume not.

2
DeadRepublic 2 points ago +3 / -1

Its one arrow in a quiver. Don't discount a good VPN, but many more steps can be taken.

1
DiscoBot [S] 1 point ago +2 / -1

It depends on how they would plan to accomplish this. They don't have an actual plan in place as I think this is to start normalizing modifying peoples' credit scores based on activities.

If they harvest information through your ISP a VPN would help. If they get your OS, code everyone to an individual MAC, or make you log into a browser in the future then a VPN wouldn't help much.

4
Sky_RPL 4 points ago +5 / -1

This is done currently through the browser and any optional extensions you add. All those free Chrome extensions are owned by a small handful of companies that use them to harvest a ferocious amount of data. VPN won't protect you from tracking spyware you voluntarily install.

5
Herpawinski 5 points ago +5 / -0

Thankfully I don't live in the 1990's so don't use Yahoo.

2
FuckReddit4545 2 points ago +2 / -0

I was a total Jerry back in the day and used to answer Yahoo Questions.

Or was it Yahoo Answers? whatever

5
krzyzowiec 5 points ago +5 / -0

How are they going to get my browsing history?

2
deleted 2 points ago +2 / -0
9
krzyzowiec 9 points ago +9 / -0

Ok, I read the actual paper. The article author is just technologically illiterate and didn’t understand what they were saying making shit up. Web browsers were not even mentioned.

Here is an excerpt:

We contrast the continuation of past trends with more novel developments, such as the rise of machine learning and artificial intelligence enabled by an abundance of (non-financial) data, and the dominance of digital platforms and smartphones. We argue that technological progress may lead to the vertical and horizontal disintegration of the traditional bank business model. Novel communication channels enable specialized providers to side-step banks’ distribution networks and offer financial services that do not require access to a balance sheet, for example in the areas of payments and wealth management. Moreover, digital platforms can interject themselves between banks and their customers, introducing another layer of intermediation that captures most rents. In the extreme, this would relegate banks to upstream providers of maturity transformation services.

This seems obvious to me. What they are saying is that platforms like Facebook have way more information about you than a bank does, and so they have the potential to replace banks by offering their own digital money services, like Facebook was attempting to do with their Libra currency.

They are in a much better position to help you make payments, get loans, or manage some investment portfolio because they have a lot of information about you and can use AI tools to analyze it. This is a total non-story imo.

I don’t have a Facebook account and don’t plan on getting one, so whatever these analysts are dreaming about doesn’t concern me in the slightest.

5
DiscoBot [S] 5 points ago +5 / -0

Yeah, I don't think they have a plan. I think this is more about making it acceptable in the future.

2
krzyzowiec 2 points ago +2 / -0

Agreed. To me the actual research is boring and obvious. The article author is just making stuff up as propaganda like the media does to try and normalize certain ideas to regular people.

Oh look, “researchers” say your browsing history will be used to give you a better credit score! Isn’t that swell?

And all they are doing is trying to get you accustomed to the feel of your chains. The media are absolute evil scum.

1
MasterOfIllusions 1 point ago +1 / -0

...digital platforms can interject themselves between banks and their customers, introducing another layer of intermediation that captures most rents.

FUCK this gay middleman bullshit. Find a local credit union and only do business in person.

1
deleted 1 point ago +1 / -0
1
HeadHoncho 1 point ago +1 / -0

Nearly every website you visit has "advertising" trackers embedded in it.

Your browsing history is a product that is already bought and sold daily.

People like google and facebook have a vast profile of information about you, what sites you visit, what things you search for, what you click on, what you don't click on, how long you visit a page, or stare at an image. Where you live, who you know, where you travel, when you sleep and so on.

You don't even need to have a facebook or google account for them to have this profile on you.

1
krzyzowiec 1 point ago +1 / -0

I block advertising trackers and don’t allow third party scripts, so no they are not tracking me.

4
Pepe_longcockings 4 points ago +4 / -0

rotberg

Hmmmm

2
Marchosias 2 points ago +2 / -0

Oy vey........

1
deleted 1 point ago +1 / -0
3
Flipakademsarepedos 3 points ago +3 / -0

😂😂😂 we are so fucked. Each day gets worse than I ever could’ve imagined

3
Bball-gurl 3 points ago +3 / -0

GET THE FUCK OUT OF HERE WITH THIS BULLSHIT. PARALLEL SOCIETY NOW!!!

3
BloodDe 3 points ago +3 / -0

Theyre going to find out that white domestic terrorists pay their loans off.

3
GreyKnight 3 points ago +3 / -0

"While some people may balk at the idea of lenders having access to their personal browsing data, researchers believe this approach could help borrowers who’ve been denied by traditional financial institutions."

"The end result would be some "unscorable customers" gaining access to credit, while customers with a low-to-medium credit score "can either gain or lose access to credit," says an earlier 2018 study from the Frankfurt School of Finance & Management."

No one believes that, and using negative marks on people will not raise the credit scores of other people....what a crock, transparent AF. Everyone knows this always flows one way.

I was always ready to be reasonable, until I had to be unreasonable.

2
deleted 2 points ago +2 / -0
1
MasterOfIllusions 1 point ago +1 / -0

Nope, you should be spending at least 10x as long on BLACKED.COM as on other porn sites or you are still too racist for credit.

2
Samuel_L_Bronkowitz 2 points ago +2 / -0

The best borrowers are the ones with jobs.

2
HeadHoncho 2 points ago +2 / -0

Not necessarily.

If the debt can be paid back by the government, then those will become the most desirable loans.

Look at section 8 housing. When the rent money comes from the government, you know it's coming, going to be on time, going to be the right amount and so on.

Suddenly the least stable and capable people in society become the most desirable customers.

2
djcalligraphy 2 points ago +2 / -0

Yahoo doesn't have its own news source. Think of Yahoo News like a Twitter account that retweets news stories. This particular article is from the website: MoneyWise. This process is entirely automated.

If we should be calling out any website for normalizing social credit, we should be calling out MoneyWise, not Yahoo. To Yahoo's credit, they repost TONS of conservative news as well. They're like the only mainstream website I know of that still does!

2
Crucial8GB 2 points ago +2 / -0

Yahoo is The National Enquirer. They should never be taken seriously.

2
Whatyougotson 2 points ago +2 / -0

Just wait til healthcare industry can look at your genetics.

2
CanucklePede 2 points ago +2 / -0

So... how will looking up horse paste affect my credit score?

2
GeoG85 2 points ago +2 / -0

If they get Bing, AskJeeves, GeoCities, Angelfire, America Online, and Blockbuster Video to jump on it, we might be in TROUBLE, guys!

BIG TROUBLE.

:/

2
tiredofwinning2020 2 points ago +2 / -0

Another reason to use a VPN.

2
spelunking_librator 2 points ago +3 / -1

incognito tab has entered the chat

5
POTUS_DonnieJ 5 points ago +5 / -0

You think incognito mode on your local machine will stop your ISP from fingerprinting your traffic?

And before anyone says “just use a VPN”, as if we know who is running all those VPN services. You’re just moving the data snooping from a known entity (your ISP) to an unknown entity (the VPN).

5
deleted 5 points ago +5 / -0
2
Sky_RPL 2 points ago +2 / -0

Incognito doesn't even really hide your browsing history. Better to use a privacy focused browser like Brave than trust the 'please don't track me' option in Safari/Chrome/Edge

2
deleted 2 points ago +2 / -0
2
RolandDelacroix 2 points ago +2 / -0

Another way to play the numbers. I'll look only at financial stuff, use a VPN for everything else.

2
tiredofwinning2020 2 points ago +2 / -0

I’ll create some bots that log off of your VPN and browse the sites that get you the highest credibility.

Problem solved.

2
johnqpublic864 2 points ago +2 / -0

Meh, overblown. They LIKE to loan us money. That's how they make money. They also like to know how much money we have. If they ban us from banks and loans, then they force us off the grid and then we can get really scary.

1
cutefroggy 1 point ago +1 / -0

Drug dealers need addicts. They need us dependent. Maybe they'll go through with it. They've done things for power that hurt their other interests but it hurts them in the long run. (ie kicking reddits off of Reddit to form the wins.)

2
deleted 2 points ago +2 / -0
1
rr0n 1 point ago +1 / -0

Time for name change?

Yah - Ho Ying - Ho Yang - Ho ...?

1
FreeNow 1 point ago +1 / -0

If this happens I want to get into lending. I can avoid lending to Marxists that don't belive in property rights and are only out to screw me. What was their feelings on the rent moratorium? Liked a 'Eat the Rich' post? Too bad, no loan for you. Be funny if lower social scores meant better credit risk and lenders realized that. Might end up being our advantage.

1
ZeroG1515 1 point ago +1 / -0

Wow...

1
UnauthorizedCaranx 1 point ago +1 / -0

Black Mirror episode coming to real life

1
Retard_Strength 1 point ago +1 / -0

well, they have just created a black market for browsing histories. what a world.

1
thelastlast 1 point ago +1 / -0

lol there were people actually mad at me for saying credit scores were total bullshit on the old site

1
SubaruKayak 1 point ago +1 / -0

It's like they want people to be serial killers...

1
MissRedrum 1 point ago +1 / -0

I hope my score is 0!!!

1
Brellin 1 point ago +1 / -0

how does Yahoo have anything to do with peoples credit scores?

1
dontdrinksoy 1 point ago +1 / -0

So, we've become a two browser society, huh?

1
Dialectic 1 point ago +1 / -0

Companies based in the United States that implement foreign govt sponsored tyranny on American citizens should be arrested immediately

1
deleted 1 point ago +1 / -0