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Comments (58)
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76
slimcoat 76 points ago +77 / -1

I don't know about the rest of you, but I'm getting sick of retards having the right to vote.

27
Hanging_Chad 27 points ago +27 / -0

And the right to act like they're POTUS

20
TommyLasordasBallBag 20 points ago +20 / -0

Don't watch Wednesdays crowder then... it will piss you off when you get to the last two people in his new "just talking" special. (Kinda like change my mind, without the table and more like man on the street)... dude is a long haired humanities major/ former bartender with a harpy 21 y/o been around the block blown out slut. The dude just got back from europe (on our dime)...

6
American-Patriot 6 points ago +6 / -0

At the same time the dude complains that he's too poor and can't afford anything

2
fat50 2 points ago +2 / -0

Link it. I'm lazy.

7
BigDaddyzzzz 7 points ago +7 / -0

In ancient Greece, after creating a Democracy they realized the downfall of letting everyone vote. Hence a Republic was born out of that realization.

5
Tiberium 5 points ago +6 / -1

I agree, we should have never let women vote

1
DJTrump 1 point ago +1 / -0

landowners can vote. whoever they are. It's the best we're gonna get, the most we could hope for, has precedence, and is at least good enough. And it will keep a lot of young people who haven't experienced hardly any responsibility yet from voting. A big benefit right there.

4
mct1 4 points ago +4 / -0

Voting is irrelevant. KNEEL BEFORE ZOD.

-1
ARatWearingATinyHat -1 points ago +5 / -6

ZOG**

1
Litterboxer1 1 point ago +1 / -0

LOL rent free

1
PKShadilay 1 point ago +2 / -1

That user name. Kek!

23
someguy99 23 points ago +24 / -1

I'm willing to compromise on College loans. I believe that people who make their payments should have low to no interest on them, and those who don't should be the ones getting shafted by the banks.

29
Ponzo 29 points ago +29 / -0

Schools that charge students should get no money from the government

1
DJTrump 1 point ago +1 / -0

Almost nobody anywhere should get any money from the government. And if they do, it comes from their state, not the federal government. Make communities, neighbors, and churches great again.

12
Ghost_of_Kekistan 12 points ago +12 / -0

All student loans are DoE loans. The monopoly money used to issue the DoE loans was made out of thin air. Banks that issued loans sell the debt to the U.S. Treasury, while the bank remains as the "Servicer", collecting a fee for collecting your payments.

Let me be clear, the bank sold the debt to the gov't. just like they do with mortgages. Most home loans in America are socialized via GMAC. Yes, the bank initially lent you their money, but they sold that debt to GMAC so they could get the cash back to make another loan. The bank continues to service your loan, collecting a fee for collecting your payments. Students loans are no different.

I can understand paying interest if your neighbor lends you cash. That's money they worked hard to earn and could be using for their own benefit. But when the gov't just prints monopoly money, what are they losing to justify charging any interest at all? Nothing!

The way to solve this bubble is to forgive ALL interest and initiate income-based repayment on principle alone. That way everyone can pay back to a degree that's reasonable and doesn't impose an undue burden on their livelihood or quality of life.

9
someguy99 9 points ago +9 / -0

The biggest problem is debt forgiveness is, "What about the people who paid their loans off?" Unless they government forces banks to repay interest payments back, it will never accepted.

9
Ghost_of_Kekistan 9 points ago +9 / -0

Like 2020 wasn't accepted? Like 20 years of endless, pointless war wasn't accepted?

The real, calculable, foreseeable economic disaster that this debt leads to will dictate any future policy, not what the pliant rabble "feel" about it. Besides, what are they going to do about it?

4
TexasFox 4 points ago +4 / -0

Someone always gers shafted everytime something changes, which happens every 4 years. You don't ignore a problem that is getting worse just because people have been living with the problem. Nothing in life is fair to 100% of the people 100% of the time. This is a time bomb that has already exploded and the blast wave is about to hit us at the worst possible time. Honestly I think the timing was engineered.

2
Treefreak1776 2 points ago +2 / -0

When you get a loan no matter from where you get it you agree to the terms given or you don't take the loan period.

9
TommyLasordasBallBag 9 points ago +9 / -0

Fuck that. Fuck college. I say that as someone who paid off student loans. If federal student loans have to be a thing, here's my solution: 0% if you make your payments on time like you agreed. If you default, jail or 77% of any income earned as payment until its satisfied

5
Modernturnkey 5 points ago +5 / -0

The issue is, we'd have to start holding adults accountable for their actions. Which in America, we'll never do. Look at welfare. Look at colleges with bullshit degrees. Look at abortion clinics. Look at affirmative action laws.

1
AgentGTO 1 point ago +1 / -0

That really seems like the only reasonable case to make. Can't just forgive student loans because they agreed to pay it back and it would be a giant middle finger to those that paid theirs off. However, most people with student debt were constantly hounded that if they didn't get a college degree, in anything, they'd be a hobo forever and what's a real hinderence is how little to no progress they can make because of interest. This would also require that the fed would no longer back student loans.

1
deleted 1 point ago +1 / -0
11
FatherFriendship 11 points ago +12 / -1

We may as well do it, dollar's fucked anyways, and is being sent overseas, so if we're going to destroy the economy already may as well do it here.

10
SyphonFilter 10 points ago +10 / -0

I took student loans in 2021 😅, but I'm going for computer science..

15
ParticleCannon 15 points ago +16 / -1
  1. Get an internship. Dont let it tank your grades, but get an internship.

  2. Save your projects and remember how to explain what they do.

  3. Each time you end up in the inevitable group project, write down what your other team members are able to do that you can't. Keep track if you end up writing down the same thing for multiple semesters.

3
SyphonFilter 3 points ago +3 / -0

I have a full time job in the IT field but yes thank you for the insight!

7
OnlyRetardsGetTheJab 7 points ago +7 / -0

No one voted for Joe Biden.

2
Jack_NC 2 points ago +2 / -0

"Free Shit Army reporting for duty, Sir!"

2
geekesmind 2 points ago +2 / -0

Yes they did main stream media told me 81 million voted for this 4 dollar gas, high inflation!!!!

6
NinjaPlease 6 points ago +6 / -0

I would say “Cope Harder” but these mother fuckers fucked my shit too.

5
thenewme 5 points ago +5 / -0
  • So, you must be debt-free meow?
5
RyanUpCreek 5 points ago +5 / -0

George W Bush, Barack Obama and Joe Biden is a faggot. Go ahead and say it

.....Bill Clinton is a rapist?

2
spelunking_librator 2 points ago +2 / -0

Donald John Trump is God Emperor of MAGA .

4
CelesteD 4 points ago +4 / -0

sir, are you aware that are a cat? .meme (I can give link if nedd)

4
The_RedWolf 4 points ago +4 / -0

Man when Biden won that was the only thing that felt like a silver lining

"Well hell at least maybe I'll get some loans forgiven so at least I'll get something good out of this bullshit"

I knew it wasn't likely but I wanted to hope.

Didn't even get that, let's go Brandon

1
blockchain-the-vote 1 point ago +3 / -2

How to fix student loan debt thing:

  1. %0.5 interest rate, monthly compounding

  2. Payments applied on interest exceeding %0.5 are applied to the principal

Easy, and not a penny given out and a fair rate.

9
NoFats 9 points ago +9 / -0

It's even easier than that. Allow them to be discharged in bankruptcy. The people giving them out would be a lot more careful about it and those who are hurt by them will have a way to start over.

6
ParticleCannon 6 points ago +6 / -0

This. If there's no risk and no consequence in fucking someone over, why wouldn't you? (assuming you have no soul, because you're a bank)

4
Ghost_of_Kekistan 4 points ago +4 / -0

Mind you, we're talking about monopoly money here. The monopoly money used to issue the DoE loans was made out of thin air. I can understand paying interest if your neighbor lends you cash. That's money they worked hard to earn and could be using for their own benefit. But when the gov't just prints monopoly money, what are they losing to justify charging any interest at all? Nothing!

The way to solve this bubble is to forgive ALL interest and initiate income-based repayment on principle alone.

5
Ghost_of_Kekistan 5 points ago +5 / -0

Correct. Like any consumer debt, it should be allowed to be discharged. Absolutely!

... but we can thank banker bitch Bush Jr. for making this mess!

3
616e6f6e796d6f7573 3 points ago +3 / -0

If this were the case, a lot of social justice related majors would probably dry up due to lack of enrollment, further helping the world along.

5
Ghost_of_Kekistan 5 points ago +6 / -1

WRONG!

The compounding interest is why so many fell behind, enough that once they got back on their feet the payments they could afford barely covered the interest. So they said "fuck it" and freely went into default. And I don't blame them. Why give up $300-500/ month just to end up owing the same or more the next month. That's not a payment plan, it's indentured servitude.

Mind you, we're talking about monopoly money here. The monopoly money used to issue the loans was made out of thin air. I can understand paying interest if your neighbor lends you cash. That's money they worked hard to earn and could be using for their own benefit. But when the gov't just prints monopoly money, what are they losing to justify charging any interest at all? Nothing!

The way to solve this bubble is to forgive ALL interest and initiate income-based repayment on principle alone. At that point, everyone can pay back to a degree that's reasonable and doesn't impose an undue burden on their livelihood or quality of life. Some may only want to pay $50/ month for the next 30 years, another may want to pay back sooner. It's none of our business, so long as they pay what they can when they can. That's actually fair and reasonable ... considering it's all monopoly money, anyhow!

1
Callix 1 point ago +1 / -0

Exactly, there’s no incentive to actually pay it back, and they don’t want us to. They want indentured servants.

My “recommended payment” is $1100, and it’ll take me 24.8 years to pay off at that rate. My “minimum payment” is $200-250 depending on income, and they’ll write off the balance after 25 years.

In what world does it math out that I’m encouraged to pay the balance off? (Note; payments are paused so this is theoretical at this point). Should I do my civic duty and pay 3.5x per month for the same result so the Monopoly money gets paid?

2
deleted 2 points ago +2 / -0
1
bubadmt 1 point ago +2 / -1

Sounds rayciss n shiet

1
AdamEstep 1 point ago +1 / -0

No net taker should have the right to vote as there is a conflict of interest as they will vote for whomever will reward them the most of net contributors in terms of taxes.

Seriously! This is why in Civilizations past only land owners could vote... it makes sense, if you want the right to vote then pull your own weight and get the hell off my back!

1
IvIA6A 1 point ago +1 / -0

The most hilarious phenomenon of the 2016 election cycle was the people of reddit taking out loans or using their student loans to support Bernie Sanders.

Then pointing out the irony of him buying a third house, or laundering student loans and mortgages through forgiveness programs in order to get elected.

1
Gnometard 1 point ago +1 / -0

The only thing that got me out of debt was utilizing Trump's economy and getting into a great field.

The only way you could've come out of Trump's economy without being much better off financially is to have already been rich or to have decided to change nothing and just pretend things are better.

1
1776ThereIsaidIt 1 point ago +2 / -1

I want my mortgage and car loans forgiven.

1
BoDude 1 point ago +1 / -0

That's not how he got it by votes. They Fucking cheated

1
Druid_Con 1 point ago +1 / -0

.

-5
Jibideen -5 points ago +3 / -8

And half of this site voted for Trump to protect their 401k. We need to clean our house

3
Ghost_of_Kekistan 3 points ago +3 / -0

What you say is true. People vote to protect their interests. Bush Jr. changed the law to prevent student loans from being discharged in bankruptcy court, effectively creating a class of indentured servants to compounding debt. I think young folks were foolish to believe Biden's empty promises after getting fleeced by Obama's empty promises, but it's true: people vote their interests.

1
geekesmind 1 point ago +1 / -0

People dumb enough to think Biden was gonna help them and keep his promises after 50 years

LOL CLOWNS 🤡 😂😂

Hell I really shouldn't be laughing every thing money wise I gained under Trump, I have lost due to Biden and due to his inflation