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123
deleted 123 points ago +127 / -4
78
SteelDriver 78 points ago +78 / -0

We're in a similar situation. In fact, I don't think my wife and I could afford the house we're in if we tried to buy it now. It's crazy. While it won't fix everything, prohibiting foreigners from investing in domestic real estate would be a good start to reigning in some of the housing inflation. Of course, I'm sure the fake empathetic lefties would scream "xenophobia" (without a hint of irony considering it's mostly Chinese doing the foreign investing now, and I can't think of many countries more xenophobic than China).

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Colonel_Chestbridge 60 points ago +60 / -0

Foreigners and corporations should not be able to purchase private residential land.

19
Correndo 19 points ago +19 / -0

Xenophobia. Shit.

I've always loved learning and exploring different cultures and still do, but in some cities it seems like every other person is a foreigner or immigrant, and they have no intention of assimilating.

What happened to being American? We already differ culturally across the country; can't we just keep our country American? Some areas paradoxically have no culture now as a result of radically different foreign groups living together. It's brainless diversity just for the sake of brainless visual diversity.

What do most of these immigrants actually even do? Work trade jobs for half the wage of a Legacy American? Run their shitty businesses like they do back home? Open rip-off restaurants with mediocre foreign food because they have no other skills or can't complete with their countrymens' food back home? It's clearly all a giant lie; the costs seem to greatly outweigh the benefits.

When I'm in America, I want to eat at an American restaurant with big, American portions of American food. I want to speak english - the language that binds us even though I'm bilingual. I want to listen to American music on the radio. I want to be an American and for foreign visitors to respect our culture when they're here; if they're offended, so be it.

Every country has a right to defend its culture. I love other peoples and cultures but they need to have some respect for ours. If I wanted to actually experience another culture, I'd go overseas again.

I'm seriously done with this "xenophobic" and multicultural shit. Time for these people to go home.

10 year immigrant and guest worker freeze except for the absolute best top 1% the world has to offer, or any national security reasons. End of story.

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Gnarly_opinions 5 points ago +5 / -0

What happened to being American? We already differ culturally across the country; can't we just keep our country American? 

Because people who hate America and what it represents have been actively subverting our country for the past eighty years. The game truly began with the federal reserve and still continues to this day. Evil cultists who worship materialism and evil have been ensuring their bloodlines rule this country and its time we stop letting them do their little games. Sorry to sound biblethumpy but once you dig deep enough into the rabbit hole you'll find that what we truly face is evil itself in a spiritual battle for the soul of this nation and the world's people

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Geralt_of_Rivia1 9 points ago +9 / -0

That will solve itself when the Chinese real estate market crashes in the next few years

5
JesusisKing 5 points ago +7 / -2

BUILD MORE FUCKING HOUSES they have had about 100MM single family homes in the United States FOR THE LAST 30 YEARS and regulations have stopped them from expanding

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OfficerNasty 12 points ago +14 / -2

We have tons of new homes being built. The problem is they are all overpriced McMansions.

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SuperFreedomMan 11 points ago +13 / -2

"The problem is they are all overpriced McMansions"

They stopped building large homes 15 years ago. Pre-2007 crash, sure. Now, fat chance. All new developments are shitty duplexes or condos with 20+ units.

Stop thinking you deserve less than a mansion.

11
Rakkasan91b 11 points ago +11 / -0

As someone who is involved in providing building supplies for hundreds of single family homes and giant commercial projects each year, that is simply not true. Right after the 2007 crash, sure projects shrunk but that trend has gone away and most single family homes are very often McMansions again.

6
westrock2000 6 points ago +6 / -0

We’ve seen a lot of new housing communities this last 2 years where the “big” house plan is 2800sq feet and most of the plans that are built are in the 1400-1800sq foot area. When we first came to Texas. 2800 sq foot was average. The first house we bought as young adults (24) in early 2000’s was brand new built 3000 sq foot for $150,000. That reality is gone now. Now we are seeing actual tiny home communities being built. And people are treating them like a serious community and not a joke.

1
GodHatesBiden 1 point ago +1 / -0

design/taste > raw square footage.

though I was raised among McMansions and yuck as fuck

4
irdc 4 points ago +4 / -0

The problem where I'm at (Colorado) is that new developments must be "green", so anything you build adds $60k on to the base price just to meet these ridiculous standards. A newly built modest ranch style house is $100k more than a traditional home built 10+ years ago.

2
JesusisKing 2 points ago +2 / -0

Or 4 family units for Soros

2
GodHatesBiden 2 points ago +2 / -0

I'm sure the fake empathetic lefties would scream "xenophobia"

dead wrong. barring Chinese from buying in seattle is something people have begged the state to do. now its people wanting to bar the Chinese but also like blackrock and other firms like that.

literally 99% of America is on board with this idea and the ahem ahem folks at the top will not move on it.

we're going to need a lot of rope.

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brother_seamus 36 points ago +37 / -1

Not that I have the answers, but I like being positive: wife and I were making around the same when we bought with 3.5% down in 2011 in NY suburbs. We made improvements, lived there for a bit, started a family, and then followed the crowd out of NY. Our equity is in the 50% range now because of rising home costs, our principal is only 40k lower than it was in 2011.

What I'm trying to say is: if you move to a place you can ride the wave back up from the coming Biden crash, then move out again, it's still doable.

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Ghostof_PatrickHenry 47 points ago +50 / -3

Here’s your answer:

The creation of the Federal Reserve in 1913 was the single greatest mistake in the history of America. We have enslaved ourselves and our children to a cabal of money-grubbing, child-fucking bankers.

14
BigIronBigIron 14 points ago +14 / -0

TLDR: Grabblers

3
Coolgenner 3 points ago +3 / -0

Just imagine…

3
GodHatesBiden 3 points ago +3 / -0

Oy. Vey.

3
BeardedNinjaPede 3 points ago +5 / -2

Joomers

8
ascension4humanity 8 points ago +8 / -0

THIS. It was the bankers plan all along to re-establish serfdom by slowly enslaving us with money printing. Almost nobody understands this. People need to wake to what is actually happening.

Bitcoin seems to be the key to destroying this system of slavery forever.

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Its_all_a_lie 8 points ago +9 / -1

Lol. The bitcoin cultists. You really do believe that the all powerful bankers that can control every but, stop drugs, brainwash npcs into injecting themselves with poison, and can get every major corporation on the world to drop anyone, censor anyone, and endorse lunatic agenda like pride and trans, we're unable to stop this all magical bitcoin thing that will bring all of them down?

0
ascension4humanity 0 points ago +2 / -2

YES. I DO. BITCOIN WILL. Arrogance is no substitute for knowledge. WHO do you think CREATED Bitcoin? Do you think it is a coincidence that “Satoshi” is the name of BOTH (1) the discoverer of ivermectin and (2) the inventor of Bitcoin? :) We are living in a military op against the central bankers. They, and everyone who serves them, are going to be put to death. SOON.

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BigDiesel 5 points ago +6 / -1

"bankers"

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50_stars_for_freedom 2 points ago +2 / -0

Yes

2
DJTrump 2 points ago +2 / -0

Allowing the Demonrat party to stick around rivals the creation of the fed for the biggest mistake.

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TurdeauStinks 11 points ago +12 / -1

You can get a mortgage with 3.5% down out there? In Ontario they want you to have around 20% but 10% is usually the minimum.

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bahhumbugger 8 points ago +8 / -0

Canada only does adjustable rates too right? Crazy how fucked up that country is.

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TurdeauStinks 5 points ago +6 / -1

No you can get fixed rate mortgages too, it’s just qualifying for them that is the hassle. It is insane to expect 20% down on a $600k house for a first time home buyer lol.

0
MawaDeBlanco1 0 points ago +2 / -2

what sort of arrogance and sense of entitlement does one have that you would think a first time buyer deserves a $600k home? you get a starter home. like everyone else. if you are smart and handy you fix it up. sell it and move up after a few years and equity. you don't move out of your parents basement into a BMW and McMansion right out of college...that's what's wrong with this generation. YOu expect to have life as good as your parents without working for it.

0
TurdeauStinks 0 points ago +2 / -2

That is the price of a starter home in the GTA. You should probably look into prices before you start flying off the handle with some lines straight from a 75 year old boomer. Actually you could get an apartment for $600k, 1 bedroom, 1 bath, sound enticing?

1
Abovethefray 1 point ago +2 / -1

Fuck off with your boomer generational warfare shit.

0
MawaDeBlanco1 0 points ago +1 / -1
  1. not a boomer, gen x
  2. you don't even know what a starter home is do you?
  3. if you are paying 600k to rent an apartment, you live it a shit hole lib city

if prices are too expensive in your shit hole area, move.

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Cetera 6 points ago +11 / -5

You can, but it is a scam. You pay mortgage insurance through the FHA, and it never goes away. Ever. It exists for the life of the loan. It is just another way the Feds can wring some extra tax money from you.

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The_Usurper 11 points ago +12 / -1

You can also do a less than 20% down conventional loan. The PMI goes away once you hit 20% equity. BUT you have to call and prove it to them, they won’t automatically do it.

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ezekielBulver 3 points ago +6 / -3

You're a moron. PMI only exists until the 20% is met.

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Flyoverpede2 6 points ago +7 / -1

Not on a 3.5% down FHA mtg. --MI remains on for life of loan regardless of LTV.

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ezekielBulver 9 points ago +9 / -0

Ah, well it appears I'm the moron in this instance. Didn't realize the HUD had an absurd program like this. Idk why anyone wouldn't just take the slightly higher rate, but I suppose I also don't understand people who go to payday loan places.

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Geralt_of_Rivia1 2 points ago +2 / -0

Which is why you either refi or do way the fuck over your monthly payment

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MawaDeBlanco1 1 point ago +1 / -0

all you have to do is requalify once you hit the equity and request they drop it. I have done this twice before. PMI will stay forever if you are stupid enough to let it, it's not automatic, you actually have to do something.

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panthicc 3 points ago +3 / -0

You can get a loan with 3.5 down (or lower) without having to go through FHA, you just have to pay the PMI until you hit 20%

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Cetera 4 points ago +4 / -0

That isn't the case anymore. PMI NEVER goes away any longer, even once you hit 20%.

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MawaDeBlanco1 2 points ago +2 / -0

you are misinformed.

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I_Used_to_be_me 1 point ago +1 / -0

Mine does. Just bought. Did 15% down even though I had the 20 because it was worth having the extra liquidity since PMI is only 30 bucks a month and drops off automatically in ~3 years

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deleted 1 point ago +1 / -0
1
User1234567 1 point ago +1 / -0

You can get rid of mortgage insurance through refinancing. My loan officer was always pushing to get out of it but we sold before even doing that. Fha is great. I got into a home in a major city with owner financing / assistance with closing costs on the sellers end with only 2,400.00 down.

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Cetera 2 points ago +2 / -0

Refis are generally NOT a good bargain. If you live in a non-recourse state, your mortgage is settled by return of the propery if you default (jingle mail). The bank gets the property back, your debt is paid, and they can't come after you even if the house is now worth less than outstanding mortgage balance. If you refi, that protection is gone and you're now on the hook for the entirety of the mortgage, no matter what.

Of course, in a recourse state, that doesn't matter.

When you refi, you also have to pay closing costs again, buy points, and probably pay a higher interest rate.

1
User1234567 1 point ago +1 / -0

Yeah I never refied I know it’s an option but didn’t look too much into it because I knew I wanted to sell soon. Our mortgage insurance was only $64 a month though didn’t seem that big of a deal. I love fha loans personally. It’s a good way to get in with a low down payment and start home ownership. You can even buy a duplex or apartment building as long as you live in it for two or three years I forget how long.

1
brother_seamus 1 point ago +1 / -0

Yeah, it was some special program. We had more money, but we held onto it so we could make improvements.

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Jack_Burton 6 points ago +8 / -2

We bought a new construction in a new suburb in 2019. This is in the middle TN area. (40min from Nashville)

Our neighbors who did the same stayed less than a year and made 60% profit.

We sold back in Feb. of this year, had 18 offers, and most of them cash. We sold to a guy and mad 250,000 over what we paid for the new house.

Flipping for profit, and all we did was keep it from burning down for a year and a half.

It's definitely doable across many home price scales, especially in certain areas of the South East.

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Coolgenner 7 points ago +7 / -0

But where did you move to, wasn’t it as equally inflated?

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Jack_Burton 4 points ago +4 / -0

We rolled the profits into a land purchase. It's further away, and out of the high-dollar county. We home-school, so there's no tether to a certain district. We basically sold in a high-demand area, then bought in a much lesser demand, more rural area. We are currently renting until construction on our new home is done.

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Coolgenner 3 points ago +3 / -0

Good plan, I like it.

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Cantshadowbanthemall 11 points ago +11 / -0

When $300k makes it a struggle to afford a townhome in good school districts (resale value) ....

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Jack_Burton 11 points ago +12 / -1

Gotta cut those ties to "good school districts". Be your own school if you have to.

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Geralt_of_Rivia1 10 points ago +10 / -0

Bad schools tend to indicate black

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I_Used_to_be_me 2 points ago +2 / -0

Most of my state is bad schools. Like, really bad (bad to the extent that i’m certified to teach but don’t), and our state’s like 90+% white

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Hattmall 1 point ago +1 / -0

Then you should go see what bad schools are like in the south.

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I_Used_to_be_me 1 point ago +1 / -0

Oh for sure, that's an entirely different ballgame - I was just responding to your comment that "bad school" indicates black. It doesn't (though the reverse — black indicates bad school. — absolutely). The schools you're talking about, academically, are pretty much on the same level as the schools I'm talking about. It's when you start getting into the more social side of it that the schools you're talking about are, indeed, far worse and more resemblant of a prison riot. But if we're just talking about "good schools" in relation to determining where to live, costs of property taxes, things of that nature, they're all academically as bad as it gets with the exception of maybe 2 school districts, and they all have essentially the same demographic makeup. Need to homeschool or go private (which more and more are doing) more in this state than just about any other. They made me run away as fast as possible from a career, and ensured we will somehow manage to find a way — financially/logistically — to homeschool our children

1
Hattmall 1 point ago +1 / -0

Oh yeah. I wasn't even thinking about education. That's not so much a concern with the schools here. It's must more about containment and what level is needed to maintain order. Schools here can be actually really good academically, if you want that. Because 70-80% of the kids are doing no school work at all, there can really be a lot of focus on the kids that are willing to do school stuff.

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Jack_Burton 2 points ago +2 / -0

You can use crime rates as a metric for that as well.

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deleted 10 points ago +13 / -3
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ThunderSizzle 11 points ago +13 / -2

Save all you want. 10% inflation will make every dollar in savings worth less.

And it also means your paying less in real dollars on debts.

1
deleted 1 point ago +1 / -0
1
ThunderSizzle 1 point ago +1 / -0

Oh, I would never recommend ARM or putting nothing down.

But I also wouldn't recommend trying to buy a $300,000 with cash, even if you had the cash just floating around. Or even half cash.

Put the minimum down you can while also maximizing it to lower your interest rate, which I guess typically lands it near the 20% down.

1
MawaDeBlanco1 1 point ago +1 / -0

that is false economy. spend money just so you don't lose some of it? I would rather save $100 and have $90 a year later than waste it on whatever it is the proles spend money on, lotto, bar tabs, fast food, etc...

2
MawaDeBlanco1 2 points ago +2 / -0

100% this. for those of us smart enough to understand money, we made it work. The idiots on here who think they can't afford a home on $150k-$300k deserve to live in debt and pay rent their whole lives...

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TexasBrowncoat 10 points ago +11 / -1

$39,000 3bd 2ba 1,495 sqft 708 E Kennedy St, Beeville, TX 78102 Fixer-Upper if you can telecommute. Amish area. https://www.zillow.com/homedetails/708-E-Kennedy-St-Beeville-TX-78102/232591676_zpid/

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MAGA_____bitches 6 points ago +6 / -0

But I'm not a bowler

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Bwoo 5 points ago +5 / -0

Gorgeous place! Believe that's home of the Trump Burger restaurant. Midway between San antonio and Houston.

1
TexasBrowncoat 1 point ago +1 / -0

Trump Burger is in Bellville, TX. Lots of small towns like this out here.

-1
CommanderComrad -1 points ago +1 / -2

Bellville*

1
NotMyPresident2021 1 point ago +2 / -1

Amish or (((Amish)))?

1
DonuteaterReturns 1 point ago +1 / -0

How do you telecommute in an Amish area? Carrier pigeon?

1
MawaDeBlanco1 1 point ago +1 / -0

use a phone like a normal person, what makes you think cell signals are somehow skipping over Amish areas?

1
DonuteaterReturns 1 point ago +1 / -0

So it's not wired for internet?

1
TexasBrowncoat 1 point ago +1 / -0

It is just that an Amish settlement is near the town and not the whole town.

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Dictator_Bob 77 points ago +78 / -1

A young single man in their 20's should be able to save for and purchase a modest home and start a family within seven years. He should be able to take out a loan for that home and be capable of paying it off completely within seven years.

It is time to have a national discussion on usury. We have more gold than Russia. Audit Fort Knox. End the Federal Reserve.

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KINGOJ007 39 points ago +39 / -0

"They are nothing but thieves and robbers who daily eat no morsel and wear no thread of clothing which they have not stolen and pilfered from us by means of their accursed usury. Thus, they live from day to day, together with wife and child, by theft and robbery, as arch thieves and robbers, in the most impenitent security." - Martin Luther

15
The_Usurper 15 points ago +16 / -1

It’s ironic that Protestants are by far the most pro Jewish Christians considering this is what the guy who created their religion said.

1
DonuteaterReturns 1 point ago +1 / -0

The "God's chosen people" interpretation was the greatest Jewish creation of all time. They convinced millions of Christians that you don't need to follow the word of Christ to be saved.

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IntrepidBurger 18 points ago +18 / -0

Until you solve the problem of endless labor from foreign countries paired with shipping out jobs to foreign countries you won't solve the problem of wages not matching rising house prices.

Especially as those homes are available for purchase by wealthy foreigners.

7
Dictator_Bob 7 points ago +7 / -0

Trump was fixing that. Those who profit from it have turned against their own people. This is treason. Some of them should be locked up. Some of them should hang.

3
Geralt_of_Rivia1 3 points ago +3 / -0

The amount of homes in the US isn't fixed

2
IntrepidBurger 2 points ago +2 / -0

The rate of supply isn't matching demand so long as demand is global but production is domestic.

1
Geralt_of_Rivia1 1 point ago +1 / -0

Production is more than domestic demand.

1
BigIronBigIron 1 point ago +1 / -0

"Solve" lol

-Everyone in Washington, D.C.

17
Bullet_Tooth_Tony 17 points ago +18 / -1

Pretty sure I'm half retarded and eat crayons for breakfast and I was even able to buy a house just five years out of college with my wife. Low fixed interest rate and now knocking off our debt. Down to just one small student loan, one car payment thats almost done and our mortgage. Time for a kiddo next.

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deleted 22 points ago +23 / -1
11
SpaceAgePolymer 11 points ago +11 / -0

I have five, I’d have had more but I ran up against nature and the age limit. Yeah we own a house too and on one paycheck but we were lucky. I work endlessly at home too, every single meal from scratch, gardening, chickens, one car, no cable, etc. And I’d do it all again, it’s the best life ever.

-2
Geralt_of_Rivia1 -2 points ago +1 / -3

If you are willing to work a real job, and get a modest home, you can get it in two years and pay it off within 4 years

5
I_Used_to_be_me 5 points ago +5 / -0

Lol. I work a real job and have a modest home, and I could pay it off in 6 years at the earliest, but only if I didn’t eat, didn’t pay any bills, paid no taxes, and put all my income to paying off the house

4
Dictator_Bob 4 points ago +4 / -0

Oddly this is not happening.

1
Geralt_of_Rivia1 1 point ago +3 / -2

Because our culture values instant gratification not sacrifice.

4
Dictator_Bob 4 points ago +4 / -0

I agree with that statement and do not think it covers the entirety of the problem here.

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TAIWANNUMBERONE 55 points ago +55 / -0

Because companies refuse to hire Americans and spend literally billions a year lobbying for outsourcing. To "save on wages", you see.

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Ghostof_PatrickHenry 17 points ago +17 / -0

Corporatism, aka Fascism— according to the political philosopher who invented it, Giovanni Gentile.

8
MobileDev4Trump 8 points ago +8 / -0

The price of being the reserve currency of the world is that it will always be cheaper to produce overseas. Fiat is the death of a nation.

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sad_State_of_Affairs 43 points ago +44 / -1

That is because it now takes 4 2022 US Dollars to equal 1 2018 Dollar. Print more dollars and they all lose value.

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RonDon2028 44 points ago +44 / -0

This. It isn't that the value of a house doubled, it's that your dollar value halved.

5
akira2501 5 points ago +5 / -0

And if your salary also didn't increase.. then it should be obvious what just happened to you. Inflation isn't some 'value stealing" magic, unless wages don't also keep up. There's only one force that works to produce that particular outcome.

Also, there are almost no "median priced homes" in the country, it's a distribution.. mapping the distribution of average wages for a district and then mapping that against the homes is what you really want here. And that picture has far more detail than this article would lead you to believe.

2
DonuteaterReturns 2 points ago +2 / -0

If you want to see the real amount of inflation and not the massaged numbers from the government, look at house prices. The houses haven't changed, but they're magically worth far more.

1
Geralt_of_Rivia1 1 point ago +2 / -1

No it does not, the average home in 2018 was not 90k, ground beef was not 75 cents a pound, gas was not 95 cents a gallon

0
sad_State_of_Affairs 0 points ago +1 / -1

I has just not caught up yet. standby

1
Geralt_of_Rivia1 1 point ago +1 / -0

It has

1
deleted 1 point ago +1 / -0
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kaczan3 37 points ago +37 / -0

https://wtfhappenedin1971.com

One of the charts no one is paying attention to is that men's salaries completely stagnated while women's went up with the production. So even when they work, we subsidize them.

18
Controlgroup 18 points ago +18 / -0

Families made more overall when only the man worked

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Cesare_Borgia 20 points ago +21 / -1

And1913.net

2
_M_A_G_A_ 2 points ago +2 / -0

Especially1913.org

2
honeymussie 2 points ago +2 / -0

That national debt graph, lulz

1
Geralt_of_Rivia1 1 point ago +1 / -0

Stagflation. Really that simple

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POTUS_DonnieJ 36 points ago +36 / -0

Why would anyone want a house in any of the country’s biggest cities? That sounds like a living nightmare.

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deleted 21 points ago +21 / -0
3
UndDasHeist 3 points ago +4 / -1

or free needles gifted to your doorstep

0
PraiseBeToScience 0 points ago +1 / -1

Because if they can't live there they're gonna live here.

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RobezTobez 28 points ago +28 / -0

Rent for a 1 bedroom apartment in rural Tennessee is $1100 dollars now.....it was $725 three years ago

14
TwitterIsTrash 14 points ago +14 / -0

And here’s the kicker- These pos landlords expect you to make THREE TIMES the monthly rent in income. That averages out to about $4-5k a month income required for a one bedroom apartment in many states. Who the hell makes that salary that isn’t just gonna buy a house????

3
Boogalooshoe 3 points ago +6 / -3

77% of landlords are mom and pop businesses that have to protect themselves from scumbag renters who ruin houses and don't pay their fucking bills. So yeah, I'll always try to rent to responsible people who keep their housing costs to 1/3 of their income or less and have a credit score over 700 so there's less of a chance I'll get ripped off.

2
DonuteaterReturns 2 points ago +2 / -0

Why not just meet with the person and make a value judgment?

1
TwitterIsTrash 1 point ago +1 / -0

Okay, but NOBODY makes an income of three times the current rent prices except IT workers and doctors. Who are buying houses. Unless you expect us to live with multiple people in one bedroom

5
ezekielBulver 5 points ago +6 / -1

should of got a mortgage, renting (and I did it for way too long) is a great way to burn money.

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RobezTobez 6 points ago +6 / -0

Really cause im saving 10 grand a year living like i am currently.

2
zippy2 2 points ago +2 / -0

Can you buy a 1 bed apartment for 1100/mo?

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RobezTobez 3 points ago +3 / -0

Why would i wanna buy? I'm not on the hook for anything (maintenance, trash, landscaping etc)

1
I_Used_to_be_me 1 point ago +1 / -0

Yea but it ends up cheaper than rent anyway, and your rent money is going to yourself instead of some other property owner? Seems odd to not want to be able to save more money, do what you want with your home, and build equity, but that’s just me/my experience after finally getting out of the uncontrollable rent grind

1
zippy2 1 point ago +1 / -0

because every dollar you spend in rent is lost forever.

1
RobezTobez 1 point ago +1 / -0

So is every other dollar i spend on frivolous items. As long as im still saving money i don't give a fuck about owning a home right now.

1
zippy2 1 point ago +1 / -0

Sounds heroic

-1
deleted -1 points ago +2 / -3
2
SpaceAgePolymer 2 points ago +2 / -0

Depends on what you want out of your house. I wanted land to farm and garden, I wouldn’t pay a cent for a house in a neighborhood.

1
DonuteaterReturns 1 point ago +1 / -0

So you'd rather slowly lose cash to the black hole of rent than own property because you have to maintain it?

1
Captinhowdy45 1 point ago +1 / -0

@ Wackobagodix Your dad failed you.

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MarcusAurelius 23 points ago +26 / -3

Maybe if you try to live in the cities. Lots of places in America t'aint the city.

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AOCDickPics 34 points ago +34 / -0

I started building a house in a rural/suburban area right before the boom and the value of the house nearly doubled by the time it was finished.

Similarly my brother tried to move to a rural area and the average house went from $250 to $400 during this nonsense.

Nowhere is safe really. Unless just nobody wants to live there.

18
Shayhawk 18 points ago +18 / -0

"nobody wants to live there"

Is EXACTLY where I want to live.

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wholelottarosieny76 14 points ago +15 / -1

I'm moving to rock springs Wyoming. I'm super excited. It's the middle of no where, they have a nursing school and no minorities. I say this as a black woman. I'm done. I want to be in the mountains, blanket of stars and quiet...and it's cold. I love the cold. I would move to Fairbanks Alaska if I could. Anyplace that is inhospitable to most is a place I want to live. I'll take my chances with the wild animals.

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deleted 6 points ago +6 / -0
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wholelottarosieny76 13 points ago +14 / -1

If you lived where I live in the Bronx, you would gladly take it. Im sure rock springs doesn't have the charming Dominicans with concert speakers attached to their shit cars blasting dembow til 6am. So loud you can hear it 3 Mile's away. Or the new Spanish kids that moved in and drop weights at 2am blasting shitty Spanish music disturbing the entire courtyard. Or dog shit left to rot and drain into your flowerbed. Or the Africans that throw trash out on the sidewalk and run down their property while parking their cars on the sidewalk then want to argue and physically assault you when you point out how clean the rest of the neighborhood was. I'll take the armpit of Wyoming over dealing with rude shitty violent black people everywhere I go. Id rather be around meth addicts that speak English than illegals heavily pregnant driving new cars with shopping carts full of food looking at me cross eyed because I'm wearing a trump hat. I'd rather live in the armpit of Wyoming where I can own guns, not be subjected to feral "teens" and shoot them on sight if they try to harm me. I'll take this over people in cars seeing me cross the street and accelerating to try to hit me, for shits and giggles. I'll take a nice apartment that has more space and amenities that's cheaper than where I live. I could have moved to Lorimer (or however you spell it) but because of the university, there is diversity. I don't want to live around diversity ever again. My area was Irish when I moved in. Strong Irish neighborhood for over a century. The Irish moved up to Rockland and the minorities moved in. I want to be around Americans. Plus it was way too close to Denver and I can see the liberal cancer will spread there. No thanks.

1
Geralt_of_Rivia1 1 point ago +1 / -0

Laramie has some diversity but it really just doesn't have work - only blue collar jobs are the cement plant, and the white collar jobs suck too due to having too many students willing to work for cheap. Really thought as long as you aren't in West Laramie it is fine - West Laramie is where the meth heads live

Though if you have driven from Denver to Laramie, you would know exactly why Laramie won't be taken over by absurdly liberal people, and why we will never get a homelessness crisis. Last time I did that drive in mid April, the border between Colorado and Wyoming wasn't "rural" - it got rural in Colorado with some ~160 acre hobby ranches. The border was defined by where the trees ended, 4 inches of snow on the ground, wind fast enough to flip a semi truck I passed, and some cattle ranches in the 20k+ acre range + state lands, with our characteristic rolling brown hills. Our land is characteristically inhospitable - if you can't take care of yourself the land will kill you. Plus Laramie doesn't have a homeless shelter, their homelessness program is a greyhound ticket to Denver

The one bad problem with Laramie is that all of the "social services" buildings border on labonte park, which leads to shitty things happening there, so go to the park next to the golf course

All of our cities have opportunistic meth headed thieves who occasionally work odd jobs, but we fundamentally can't have career criminal shitheads, and most certainly not the homeless, as you have to be inside at night or you will freeze to death.

Would still have recommended Casper over Rock Springs though - more money less meth and inexpensive too, though worse weather. Rock springs actually has a property crime rate about three times the national average but a violent crime rate about a quarter of the national average. Basically it is safe but a bunch of meth heads absolutely steal shit.

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deleted 1 point ago +1 / -0
-1
CommanderComrad -1 points ago +1 / -2

Beautiful 🥹

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covok48 1 point ago +1 / -0

I lived in WY. Rock Springs is a shithole & WY real estate is just as fucked as anywhere else in the country.

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Geralt_of_Rivia1 1 point ago +1 / -0

Meth heads, drunk driving and bad weather, but if you can deal with that it is a pretty nice town where the American dream is alive and well

5
HyperCarbs 5 points ago +5 / -0

That usually means "I need a Starbucks and Apple store down the street."

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Shayhawk 3 points ago +3 / -0

Stop thinking everyone lives in the city. To those of us in rural America it means fresh air, green outside my windows, clean water, more wild animals than people, stars at night.

5
TwitterIsTrash 5 points ago +5 / -0

No, the cheap places where nobody wants to live are because of rampant gang violence and drugs

5
Shayhawk 5 points ago +5 / -0

No, they're called "rural" or "unpopulated"... stop thinking everyone on Earth lives in a shithole city.

4
SpaceAgePolymer 4 points ago +4 / -0

I’m ready to go home to Appalachia, to a county that’s steadily losing population. It’s like, lost half its population in about 20 years or so. Sounds like the perfect place!

1
Hattmall 1 point ago +1 / -0

Macon Georgia then

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Zelenskyscockholster 5 points ago +5 / -0

I recently moved into a house around the same time that neighbors broke ground on building theirs. It's huge and has taken forever. I shudder to think of how much extra they've paid and the possibility that it may never finish.

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AOCDickPics 13 points ago +13 / -0

It took us nearly 1 1/2 years.

It's batshit.

A lot of builders have a clause that if the house takes too long to finish they can cancel the sale, too. Lenders don't want to wait forever either. Our new neighbor had to re-pull their credit like 8 times to where lenders felt she was high-risk and didn't want to lend anymore.

It's really shown how broken all this is.

4
SpaceAgePolymer 4 points ago +4 / -0

House down the street cost over a million to build, they finally finished it and guess what? Someone bought the land in front of it and built a Dollar General. A million plus to look at a Dollar General every day.

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just-a-normal-dude 24 points ago +24 / -0

Where I live "ain't the city" yet house prices have more than doubled in the past year or two.

4
ezekielBulver 4 points ago +4 / -0

This is true, prices are going up in may places. But they're still more than manageable in many places.

1
BigIronBigIron 1 point ago +1 / -0

BLM setting white people's things on fire will do that

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boataholic 13 points ago +13 / -0

Average person can't live anywhere near the beach since about 1990. Now can't afford anywhere near big cities. Hmmm. More people, more demand, its a real thing.

1
SpaceAgePolymer 1 point ago +2 / -1

I rented on the beach for years, I wish we had bought something but God was looking out for us because Michael wiped it all out. Direct hit. Now I wouldn’t want to live on the beach and own anything!

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HyperCarbs 8 points ago +8 / -0

Wages and housing is super inflated in those big cities.

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nakedjay 7 points ago +7 / -0

I was fortunate to build a house 3 years ago, in Missouri, before prices went out of control. The value of the house has skyrocketed 120k since we moved in.

I don't know how anyone can afford these prices nowadays. My first house I bought in 2006 for 130k, that same house is now valued at 260k. It's really getting out of hand.

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Kendoextendo 21 points ago +21 / -0

Big cities suck to live in anyway.

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ezekielBulver 11 points ago +11 / -0

took me until my late twenties to realize this fully.

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Pissed_American 8 points ago +8 / -0

When you're in you're early 20s that's the only time you should live in a city.

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WinnerChickenDinner 19 points ago +19 / -0

If you need to have your neighbors so close that they can hand you a roll of toilet paper when you're in the bathroom, sure. If you need some breathing room and don't mind driving a bit to get your morning coffee, it's still doable.

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Zelenskyscockholster 14 points ago +14 / -0

What sucks though is how much the cost of gas is starting to close the gap between those 2 options.

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ezekielBulver 6 points ago +6 / -0

maybe a little. But really more of an overstatement. Besides, unless everything collapses (and why are you concerned about finances at that point), the energy issue will subside.

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Zelenskyscockholster 7 points ago +7 / -0

That's why I'm definitely not putting all my eggs in one basket. When shit hits the fan, you wanna be outside the city already. It's definitely the safer choice.

1
BigIronBigIron 1 point ago +1 / -0

Speak for yourself, I'll be collecting scalps.

2
Zelenskyscockholster 2 points ago +2 / -0

That's why I won't be there lol

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My_dick_screamed 19 points ago +19 / -0

I know plenty of families where the parents and kids had to move back together out of necessity. Odd, sad times we live in

11
TwitterIsTrash 11 points ago +11 / -0

I literally can’t afford to move out from my parents’ house unless I want to live in a crack den somewhere. Rent is unreachable with a full time salary in my current state, the one nearby, and the one I want to live in (Florida). They straight up took away my ability to live by myself on one salary. It’s miserable

5
Pissed_American 5 points ago +6 / -1

I'm stuck in California until my rich boomer parents die. Then I'm going to sell off a few million worth of property they refuse to ever get rid of and move. Until then I'm just chillin.

4
TwitterIsTrash 4 points ago +4 / -0

My parents only have the house we live in now. Been trying to convince them to sell and move to Florida with me for like a year. My dad finally is willing but my mom is holding us back because she thinks we’ll be homeless after selling and not find anything. I’m trying to chill but I can’t. I hate this place and these people

5
Pissed_American 5 points ago +5 / -0

Oh I hate it too. but I just mean I'm enjoying my own life and I have my own family now ( I'm a dad to a 1 year old boy who just started walking). He's my reminder of why I can't just keep putting off my escape because he deserves better

3
TwitterIsTrash 3 points ago +3 / -0

Ah that’s the difference. I’m still single with no kids and really tired of it. I have zero interest in the people where I am.

9
DeplorableDrumpftard 9 points ago +9 / -0

Yep. Most of my extended family now live with my grandmother. My young brother (28) couldn’t afford an apartment anymore so he’s back with my parents. My older sister, was previously living with parents shortly before plandemic began. She’s supposedly moved out with her kids with a new partner. We’ll see how long that lasts.

But yeah, for the sake of making sure your family members aren’t homeless, it’s come to this for a lot of families. I’ve even seen multiple generations putting their savings together to purchase a home.

8
Pissed_American 8 points ago +8 / -0

I saw this in less fortunate countries I traveled to. It's not that their culture is different they just don't have the means to afford homes.

2
DeplorableDrumpftard 2 points ago +2 / -0

Right. I mean, my entire family is of Afro-Cuban descendants, so I guess it could be the culture as well, since in Cuba you pretty much pass on the home down in the family because you don’t (and can’t really) just go and buy a new home. That home becomes the “family home” and several dozen generations end up living in the home throughout the years. You make your own repairs. Have to deal with it all.

5
SpaceAgePolymer 5 points ago +5 / -0

I told my kids you might as well just live here and pay me rent so I can turn our detached garage into little apartments for some of them then the others can put tiny homes on the land as well. Not trying to have them make some (((landlord))) rich. F that!

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Here4thememology 18 points ago +18 / -0

Homestead Act 2.0 is the absolute solution people!

Dig up your history books! The federal government needs to turn over the land and the states need to be ammended to NOT sell state land for personal profits . You people need to take MAGA into the new direction of homesteading act and farming . Its our land!!!!!!!!!!!!!!

Break the monopoly countys ( big cities) and corporations into pieces. Form townships, spread out far and wide and have big families and farms. watch the banks fall apart as they cant monopolize inner city shantys for 1,000,000 as the demand goes out of their pockets into your freedom to claim acres from the land your ancestors bled and fought for

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deleted 17 points ago +17 / -0
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Icekickass 16 points ago +16 / -0

lol go have a look at the home you'll buy in pittsburgh on less than $50K

6
chiliboy 6 points ago +6 / -0

with shitty school districts, no doubt

6
Pissed_American 6 points ago +6 / -0

Name me a good one in this country. (I consider them bad if they groom children into sexually degenerate lifestyles).

2
Tendies_or_GTFO 2 points ago +2 / -0

I know. Save the $50k, be homeless, and live better.

16
C2me 16 points ago +16 / -0

The American Dream is "put on hold" while we clean up a big fucking mess. It will return....... bigly.

8
CuckS1ayer 8 points ago +8 / -0

Cool. Maybe I can finally get my first place in my 60s!

1
Pro-Freedom-CA 1 point ago +1 / -0

Live below your means and focus on making more money.

Got to have good offense and defense.

As Dave Ramsey says "You can't out earn stupidity."

13
barc 13 points ago +14 / -1

Every one of those cities suck bigly. No loss not living in those sh**holes.

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deleted 12 points ago +12 / -0
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ezekielBulver 7 points ago +7 / -0

lol for real... this thread has brought out all the retards on the site. Feels like I'm on reddit rofl.

3
deleted 3 points ago +4 / -1
1
Cetera 1 point ago +1 / -0

Sure, (((Ezekiel))), with the foreign wife, who just so happens to be in the top 15% of wage earners in the U.S., come to lecture us on the American Dream and how it is just EASY to accomplish when you've got money...

1
ezekielBulver 1 point ago +1 / -0

You're retarded. read a book you mongrel. Also, not the wifey yet, your reading comprehension is as bad as your judgement.

Only to further demonstrate how retarded you are for everyone: https://en.wikipedia.org/wiki/Bulverism Excerpt: Some day I am going to write the biography of its imaginary inventor, Ezekiel Bulver, whose destiny was determined at the age of five when he heard his mother say to his father—who had been maintaining that two sides of a triangle were together greater than a third—"Oh you say that because you are a man." "At that moment", E. Bulver assures us, "there flashed across my opening mind the great truth that refutation is no necessary part of argument. Assume that your opponent is wrong, and explain his error, and the world will be at your feet. Attempt to prove that he is wrong or (worse still) try to find out whether he is wrong or right, and the national dynamism of our age will thrust you to the wall." That is how Bulver became one of the makers of the Twentieth Century.

0
PraiseBeToScience 0 points ago +1 / -1

Hey smart guy.

If housing in cities is too expensive for shitlibs to live, where do you think shitlibs end up living and voting?

1
ezekielBulver 1 point ago +1 / -0

apartments, because they're shitlibs.

0
PraiseBeToScience 0 points ago +1 / -1

You want affordable city housing because if it's not affordable the communists will spread to where it IS affordable.

12
45ForEver2024 12 points ago +14 / -2

Become a CEO.

5
censored4wrongthink 5 points ago +5 / -0

This is the way

3
EvanWithDaSpice 3 points ago +3 / -0

This is the answer

11
Wupta 11 points ago +11 / -0

Because everything the government has done is to transfer wealth from the middle class to the upper 1%. Fed printing free money at 0 interest rate, restrictive zoning laws and local building permit and plans cost. Hedge funds buying properties, exporting of our industries and importing millions of illegals. You get there picture.

5
Froynlavenfroynlaven 5 points ago +7 / -2

Hitler wasn't wrong

1
SpaceAgePolymer 1 point ago +3 / -2

He was right about absolutely EVERYTHING.

4
BigIronBigIron 4 points ago +4 / -0

The ovens were a bit much, wouldn't you say?

9
IncredibleMrE1 9 points ago +9 / -0

You vill live in ze pods.

8
UndeadRevolver 8 points ago +9 / -1

The American Dream will never die. The American Dream is more than being able to buy a fucking house, much more. If every one of you ends up enslaved under the yoke of complete tyranny (we're not even close to knowing what human suffering is, as a historical standard), it will still not die. The blood of the oppressed flows through our veins, whether you know it or not, and our spirit will not be broken. We'd sooner destroy the entire fucking world and end it all, than give up.

If they would deny us our God given freedom, then we shall deny you existence. All of you. We will take all of humanity down with us and end it. Believe it.

4
molonlabe9 4 points ago +5 / -1

Righteous. This board needs more of this attitude.

3
UndeadRevolver 3 points ago +3 / -0

History will show us to be the Victor's or history will show nothing Ever again

2
Need4Pede 2 points ago +2 / -0

Tough times make strong men. We have enough weak ones. I'll never give up, been cutting every experience I can, save save. Wait till the shit crashes, buy on the cheap, wait for the recovery, cash in. This is how the elite do it. We can do this on a smaller scale. The key is live below your means, and be smart with your money. The school system doesn't teach this.

8
MAD-3R 8 points ago +8 / -0

Don't be a dumbass, stay away from the city life's cheaper and better.

0
PraiseBeToScience 0 points ago +1 / -1

So you want shitlibs moving to and voting in red areas?

1
MAD-3R 1 point ago +1 / -0

No, I want Patriots out of the cities. When this cold civil war goes hot I want as few of ours porked as possible.

7
my_sides 7 points ago +7 / -0

who the hell would want to live in any of the 50 biggest cities?

4
zippy2 4 points ago +4 / -0

My thoight exactly. This is only if your definition of "the American dream" means living in the most expensive big cities. You can drive outside 30 mins any of these cities and the prices drop.

7
Shayhawk 7 points ago +7 / -0

Liberals DESTROY EVERYTHING they touch.

Every fucking thing.

7
Icanteven 7 points ago +7 / -0

I'm trying to move to outskirts suburban or rural areas of TN, and the market sucks. We are searching a huge area, with really broad a general criteria, and its nuts trying to find something that is within out budget.

6
Formerlurker92 6 points ago +6 / -0

Live in the pod

5
67Vert 5 points ago +5 / -0

There’s going to be downturn in housing prices over the next year. It would be wise start making moves now to take advantage of it. Start getting your finances in line now to buy real estate when the prices drop.

2
deleted 2 points ago +3 / -1
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The_Usurper 2 points ago +2 / -0

Working on securing a HELOC for a bunch of fake equity I shouldn’t actually have. It will still be available to pull from at the current interest rate when the market crashes.

1
Pro-Freedom-CA 1 point ago +1 / -0

I hope that's a fixed rate

5
67Vert 5 points ago +5 / -0

I hear that in Portland you can just squat and live for free

5
Barrysstash 5 points ago +5 / -0

I bought my home for $650k in 2017 with 20% down in suburb in Atlanta.

House is $1.3M now.

I couldn’t afford it now… couldn’t afford to sell it because everything for 600-800 range is what was 300-400k, what a joke.

5
ascension4humanity 5 points ago +5 / -0

I worked as a senior software engineer in Silicon Valley and made nearly double that number but could not afford a home there. They trap you in rent and then raise the rent so high that you can never save any money to buy a home.

They are doing this on purpose. They are deadly serious about us “owning nothing”. They want us all to rent.

Rent is the tool which they will use to force us back into serfdom. The landlord is just the old feudal lord. And our landlord will be Black Rock.

Rental properties are expanding at the expense of homes that you can actually own.

Nobody is talking about this.

5
clinger1789 5 points ago +5 / -0

Stop living in the 50 biggest cities?

5
Zelenskyscockholster 5 points ago +5 / -0

All the more reason to not live in those shit holes

4
Censorddit 4 points ago +4 / -0

Not only do most of us never have SSI. But we paved the way for luxury for others. And will never receive a pittance of thanks. Or the same force back.

Such us the way or life. For good. Honorable. Men.

4
June_Bug 4 points ago +4 / -0

You want a home? You will have to both slave away at your 8-6 job so the government can raise your kids.

4
Latin_Patriot_MAGA 4 points ago +4 / -0

the dream gone with the stolen elections

4
henri_derelicte 4 points ago +4 / -0

You will own nothing and you will be happy /s

4
MyDogBlondi 4 points ago +5 / -1

The trick is, before moving into a neighborhood, hold some "contest" in Baltimore and Oakland, where a family from each of those fine cities wins a year of free rent.

Move the winners into the neighborhood you want, spend $50-100k on their rent, crash property values by $250-500k.

Evict the nogs, afford your dream home.

4
50_stars_for_freedom 4 points ago +4 / -0

Boomers:

“You’re a failure if you don’t move out of your parent’s house.”

“Why rent? Just live in someone’s spare room”

“You just need to work hard like us and be poor for a while”

“Live in a trailer park”

https://www.dailydot.com/irl/trailer-park-rules-havenpark-communities/

I didn’t go to college to get a white collar job to live in a trailer park. No offense, even if my rent is expensive, my job should afford the ability to rent.

3
OfficerNasty 3 points ago +3 / -0

The average new home price in ND is over $300k. Who are they targeting with that?

3
tellittothedead1 3 points ago +4 / -1

It’s been dead for a long time

3
NotAnotherNPC 3 points ago +3 / -0

I'm easily over 6 figures but it really sucks to work decades to get here to be the middle of the middle-class from only 20 years ago.

3
SisterCovfefe 3 points ago +3 / -0

I'm almost 60.

I never made over 50k until my children had moved away from home, but I was able to finance a home and finance a car as a single mom.

Money was tight, not gonna lie. My ex had a different idea of what half of expenses actually meant but I made it in large part bc I hadn't been priced out of the market.

My children are in good situations, fortunately, but the kids I work with now have a different reality than I had at their age.

3
NotAnotherNPC 3 points ago +3 / -0

Absolutely. When I was younger, I thought that hitting 6 figures would put me "very well off". I'm good. But I don't have that boat, camper, cabin, etc that I would have bought with "extra" money. The economy and inflation have moved my goalposts to having a min of 1 mill in the bank. It'll happen but it's not the same 1 mill that it used to be.

3
TheTrumpDimension 3 points ago +3 / -0

"in 50 metro areas" Fuck em

3
TheWhitestOfFangs 3 points ago +3 / -0

These are homes in cities and urban centers. The American dream was never the big urbanized central hubs...

3
Texar1991 3 points ago +3 / -0

a salary of $42,858 affording the median home at $185,700??? Lol… what about food and electricity??

2
runonce 2 points ago +2 / -0

Exactly. There's what realtor says you can afford, what you can actually afford, and then what you actually want to pay. Unfortunately most people find out they don't want to live in places that cost what they actually want to pay.

2
Jack_HinsonTN 2 points ago +2 / -0

Ha. That was what was required before Bidenflation. Those numbers are outdated.

2
ARfreedom 2 points ago +2 / -0

Good, those Democrat run shit holes can die.

2
coldbrewcovfefe3 2 points ago +3 / -1

I just built a small house on my family farm for 60k.

Its almost like keeping large amounts of land in your family for generations has lots of bennifits.

Now I have a home, a farm to work, get to stay close to my parents as they age, and a property to add value to before I inherit it myself.

2
deleted 2 points ago +2 / -0
1
holytrpbatman 1 point ago +1 / -0

It isn't the US government printing the money. The government borrows (with interest) the money at face value, after the federal reserve prints it all up on the same paper and ink, at the same price per printed bill, whether it has 1 or 500 units of value. Where did this banking system come from? Who are it's primary benefactors? Questions no one wants to hear the answers to.

2
Underestimated_Defic 2 points ago +3 / -1

Huh. My wife and I make maybe $60k/year and we have a house and live comfortably. Key is to stay away from shithole cities and not be a complete retard with money

2
AnonymousTruth 2 points ago +2 / -0

The American dream isn't gone its been stolen from us through the federal reserve and the massive expansion of government in the past century.