This is the mentality conservatives need to start getting behind. Politics is downstream of culture. The Constitution isn't magical, it is a set of rules that were predicated on the assumption that they were governing a moral Christian civilization. There's a reason taht despite writing many wonderful Constitutions across the various new African nations they're all nothing more than tribal shitholes at the nation-state level: because people make up the government and there's nothing a piece of paper can do to fix that.
But let’s say, for example, that the Constitution isn’t being followed at all by any of the leaders and lawmakers of a country, does the Constituion become void or should there be an aspiration to return to its founding principles?
In your example, the African countries who adopted an American style constitution didn’t have any “founding principles” behind it. Many times they were forced to apply it by the colonial power in control. It’s no wonder they don’t follow it, it didn’t originate from their fundamental principles. It’s like telling a teenager to follow house rules that they clearly don’t want to follow at all, what results are you going to expect?
In a way, I"d say yes it does become void, because here's the problem with the Constitution. The Constitution has no provisions for retaking your government that wipes its ass with the Constitution. Elections? Not when they count the votes. Remove them for breaking laws? They've investigated themselves and found themselves innocent. Peaceful protests? Decalred insurrectionists. You will never return us to the Constituion while also following it.
Actually, there are two “break glass in case of emergency” clauses within the Amendments, and one that’s specific to our Country that most other 1st world countries have already done away with, but nobody likes to talk about it online and I get it, the one option available to us is the one we’re not supposed to be talking about for fear of consequences. So I’ll let you figure it out from there and draw your own conclusions, but there is a fail-safe built into the bedrock of our country.
God isn’t a tyrant dude. We have free will. We are also sinners in this world hence bad shit happens. There would literally be 0 purpose of life if God needed to control every single person, and every single life form to prevent any bad from happening. We would be artificial beings absent any life. There would be no redemption or salvation for anyone. Also ironic that communists hate God and do not tolerate Christianity.
He’s in favor of a material scientist America. It started with Darwinism replacing Christianity. That’s the goal, A meritocracy based on atheistic material sciences with an aristocratic ruling class. This is what Vivek and many republicans are in favor of too.
Generally people who believe in God have better outcomes than those who don’t (stronger families, less abusive household, less drug dependency, more satisfied lives). It’s not an absolute, a general guideline. You sound like you’re 22 and going through your first edgy atheist phase. We’ve dealt with these things a loooong time ago.
Continue your contribution to the destruction of the culture in America
By voting for gun rights, to stop abortions, allow the death penalty for pedophiles, want to see faucci tried and hung, all that will lead to the destruction of America?
Oh yes here we go, "bUt wE fOuND theARK oN mt aRarAt! hERe is uRl"
If you’re arguing that the constitution should be repealed because it’s not being followed rigorously enough, that’s the same as saying the Ten Commandments should be null and void because people are not following it rigorously enough.
And what’s the alternative? A dictatorship that forces the swamp out? A Christian theocracy? (whose denomination, by the way?)
No - I believe u/Trumpwon306 is referring to this quote by Benjamin Franklin:
"Our Constitution was made only for a moral and religious people. It is wholly inadequate to the government of any other."
In other words, something noble like the Constitution only works for decent human beings who have a conscience.
It will not work for evil, sociopathic clowns who have absolutely no conscience, because they will simply wipe their ass with it, throw it away, and do whatever they want.
The United State Consitution, much like the Ten Commandments, is simply a set of guidelines for decent people who want a better life. There's nothing inherently in it to force anyone to behave, so the sociopaths don't.
It's up to the rest of us to deal with the sociopaths.
I’m responding to the fact that the op said the Constitution is only for cuckservatives…and if anything we’re all in basic agreement that the Constitution isn’t being followed right now and the proper response should be, “what needs to be done to bring us back in alignment with the Constitution?” That’s not “fellating” the Constitution, that’s attempting to get us back on track.
It’s an important question of if, the constitution safeguards us or can restore us from a lack of following the constitution. Personally, I think shit is so fucked, that the notion we are capable of returning to constitutional norms through the constitution is worth doubting. Like allowing extremely indoctrinated 18 year olds coming out of HS to vote seems insane. 33% or more of them are LGBTq. Some are saying that Weimar problems require Weimar solutions, ie temporary or some fascism dished back.
You missed my point: if someone doesn’t follow the law (whether holy or not), does it void the law as it’s written? No. The Ten Commandments can’t be done away with even if nobody follows it , just like the Constituion can’t be voided if the whole countries leaders refuse to uphold it as the central law that binds all other laws.
They'll let equity firms privatize education funding and charge endless interest on citizens without any option for bankruptcy,
Bankruptcy makes no sense for education loans, because you obtain them without any collateral. The average student when they graduate has no assets yet so if they could just declare bankruptcy and wipe out their loans, it would defeat the entire point of student loans.
The SC is down with the Great Reset and they will give Biden's base the money. Roberts will just sign off on it and that will be that. Supreme Court (besides Thomas) are as corrupt as the FBI.
They used it for primaries too. That was a huge thing a ton of idiots fell for, even as Biden said it wouldn’t happen on tv a couple days before the election. They will use it again next year too. It’s the easiest nonsense to feed the exact unhinged people you see in the picture.
Biden doesn't even give a shit about student loans, he just hopes to get a few real votes so they can steal the election again. He'll get 380 million votes this time around and send $30 trillion to Ukraine on day 1.
What I want to know is what will be done for those who paid out of pocket for their educations? Are we all getting a check? Or do we just get to pay for our educations and theirs too?
I dont know when you finished paying, if you even had a loan. But I had a plan to have mine paid off by the end of 2022. When this bullshit became a near reality, I had the company that serviced my loan refund me payments I had been making since 2021 to bring my balance back up to 10k. They had some covid policy that allowed for this. If the forgiveness happens, free 10k and I’d be stupid to not take advantage. If it doesn’t, it just gets paid off in total with my money I have set aside. Feels like shit to think this way, but I am protecting myself and my family from the inflation that will come from this if it happens.
My arguement was it should be under equal protection. For instance at some point I might want to go to college. Now this loan forgiveness should apply when finish right? Is it acclumative? Say they do it again in 2-4 years. I should be able to get it free. It's clearly a vote buying scheme to bring the college age folks to vote for Dems. I wish the GOP would push it to be permanent to end it once and for all. It's a trump card for the dems
I've just been sitting on all the money I needed to pay off my student loans. Using it to buy other loans and collect interest on that. I'll never qualify for loan forgiveness. But, I suspect they will just keep pushing off the repayment as a way to get votes. Funny thing is, I have a friend who works two jobs which puts her well over the 125k threshold. She thinks she is a hardcore communist wannabe and thinks she is going to get the loan forgiveness. I just nod my head, but it's going to be funny if lian forgiveness actually happens. She'll be, big mad.
Also that would be funny to see her rage that she doesn’t get any forgiveness. Its sad that she even thinks she would be eligible. Doesn't even know the details of the stupid shit she champions. What an idiot.
Not quite true, they are the true slaves.... They won the award of being spied on and having their humanity stripped from them to make sure they remain as tax batteries.
I’m someone who spent a better part of a decade attempting to master a trade through labor committed. Eventually, I became a COO and got a good stake in a start up company. I worked Christmases and every other holiday and put a lot of own money in when needed. My first 4 priorities were that company. COVID happened and I basically lost everything. The years of labor committed, the money invested. It was such a relief to go back to be near my family. I never got the jab, and my mom became a COVIDian that put a huge rift between the family. So there I was, from business owner under 30 to poor and alone. It fucked me up.
When all was lost, I found God. I endured my Jobian trials through Christ. Still poor, still single, but happier than most that I encounter. No one owes me jack shit. And Christ is king of course. The ways in which He has built me back up are incredible.
If there is a way to side step every check and balance then the president can do anything he wants and we're basically in a dictatorship. We should have never allowed Executive Orders that replace legislative power.
Playing devils advocate, without executive orders, there is no room for a president to fight back against the deep state entrenched in the alphabet agencies.
It’s clear Congress has no intention of defunding certain bad actors in the alphabet agencies, so here we are.
If the only way a President can operate is through unchecked power, the point still stands that there is no such thing as the Presidency or Congress, it is an absolute dictatorship
I didn't go to college. I am self taught. I have funded all my own training, plus I've spent over $40,000 on tools. $12,000 on diagnostic tools alone. And now Antipresident Biden expects me to pay for the gender studies degrees of avocado toast eating leftists who despise me.
I'm a long believer that we should do what's right even if it has negative economic consequences. And this is no exception. We obviously shouldn't be giving people free money from our tax dollars (and inflation from printing more money). But I still believe it is important to consider what those economic consequences will be so that we can prepare for them:
The payments (and interest) were suspended at the start of the plandemic. Instantly, people had an extra $100-$1000/month in their accounts depending on their previous monthly payment. Because the interest was also suspended, even most financially savvy borrowers stopped paying during this time; financially stupid borrowers obviously stopped paying as well. Most of these people told themselves they would set the money to the side and build up a bit of a nest egg, but it's rare for people to be diligent enough to actually track their finances and ensure they're doing this.
So what else happened during this time? Massive inflation. These borrowers were able to keep the same lifestyle, despite everything going up in price, because they had this extra $100-$1000/month they could gradually grow to dip into as the prices went up. Most without even realizing it.
So while those of us who did not borrow were forced to gradually make lifestyle changes to accommodate for the rising cost of living over the past two years, these borrowers will have to make those same changes instantly when these payments return.
A better way to bring us out of this bad situation is a phased in approach. Quarter payments for 4 months, half payments for 4 months, 3/4 payments for 4 months, then full payments.
Or, considering the majority of the debt is held by liberal arts majors, I say let’s rip off the bandaid so they can feel the full force of Biden’s economy. Its debatable that phasing it in is going to benefit anyone except for screwing over whoever is president when the full payments becomes the norm.
Maybe that’s the point: full repayment terms when Trump comes back in office.
The majority of the debt is held by liberal arts majors
Genuinely curious, do you have a source for this? Because I know plenty of engineers who have a lot of student debt. The difference is that they tend to know it was an investment in their future that they have to pay back. But they still hold the debt and the effects I describe will still affect them.
Let them feel the full force of Biden's economy
I don't disagree, but we should still be aware of the impact to everyone that this will have, just so we can prepare ourselves for it. The market as a whole will be negatively affected as these bozos have to make major spending cuts.
There are positives, too, like employers being able to find employees again, because now people will have to actually work to get by.
Full repayment terms when Trump comes back in office.
As many times as Biden has said this will be the "final" extension, I am certain he will perpetually extend it so it's the next guy's problem. Unless he gets his way of forgiving some of it.
I looked at Brooking Institute data, but I stand corrected: Liberal Arts majors are in the top 3 by number of loan holders, although nursing and business inched out just barely (of all students with debt: BS in nursing: 4.2%, BA in business: 4.1%, BA in liberal arts: 4.0%)
The key is that the number of people in debt with student loans, the ones who are most likely to have problems repaying would be the liberal arts majors. Medical and Advanced Law degrees had a higher median debt, but the number of graduates are dwarfed by the larger majors, which I would venture to guess.
Anyways, my main point is: we don’t need to delay interest-free repayments, it’s not on the financial institutions to hold the burden of debt without interest for any longer, regardless of what amount of debt anyone may have.
However, I will also add that this entire problem is one created by the government. Two major factors: 1) The government is heavily involved in the student loan business, ensuring that anyone can get a (predatory) loan with virtually no limit and 2) Public education nails into the brain of all naive children that college is the only path to success.
When you combine these two, you have a recipe for loads of children to take out massive loans they likely will not be able to afford in the future, without much regard to how much money they're actually borrowing. The universities themselves do a fantastic job at separating students from the amount of money they're actually spending (on all levels; when I went to college, I literally didn't even know what the tuition I was paying was, something that's insane since I had to sign for it somewhere; but then they also typically have day-to-day expenses that they obfuscate through things like "meal plans" and pre-paid cards that only work within the university).
Is student loan forgiveness the answer? No. But we should still fix the root cause and get government out of education.
In the 1980s it was dischargeable. The issue was that people would go to an expensive school then immediately file bankruptcy after graduation. This became really popular to do for med students because of the very low wage working as residents and doing fellowships. It was an easy exploit of the system. Thus, many boomer doctors became rich quickly because they shook off their student loans and could start their practice immediately. They also had insurance not being captured by medicare/medicaid and people still paid out of pocket for much of their healthcare. They could make so much money so quickly after bankruptcy that they could easily weather the 7 years of financial shame by just paying cash for everything. This is a major reason why student loans being dischargeable was removed in Dubya's tax reform act.
It should never have been. If a loan is a bad investment, don't give the loan, or change the terms. Risk free loans backed by big daddy gov. Disgusting.
Probably because the government backs it and guarantees payments to banks, so the banks give loans out to people with no hope of paying them back because they know they will be covered by taxpayer money.
Just like the mortgage financial crisis a decade ago, watch the end of “The Big Short” to understand why banks give these loans out.
Remember the "You have to talk them into it Joe" moment in the debates? biden's face went blank and he muttered "the, uh, republicans wouldn't, uh, they prevented, uh.."
The Student Load Forgiveness is an obvious grift to get political support from millennials, mostly of the older variety. The issue is that while it is a grift and has completely Machiavellian intentions the problem of infinitely compounding student loans and the education / banking system that engineered the crisis is very real. You can't have a massive group of people in society who are stuck in constantly amortizing unpayable debt and expect them not to rage about it. There are real solutions to the problem that are wins for conservatives such as, seizing the universities endowments to pay for it (they are you enemies and punishing them is desired), reverting loans to simple or zero interest, ect ect. Instead of playing the heel and mocking and denigrating these people it is much more sensible to provide an actual solution / relief and turn this into a win. Anything that damages the Banks and University systems power or even just is a punishment upon them is good, sublimating the discontent of one of the major client classes of the uniparty establishment is good. "Owning the Libs" is not good.
Allow students to declare bankruptcy. Allow colleges to revoke students degrees.
Who will this hurt?
Colleges and Universities that are putting out degrees that are useless. It will get rid of gender studies overnight. A lot of Ivy's going to strictly race based admissions are going to run into financial problems if their candidates fail to graduate and when ultimately tech, finance and industry no longer views Ivy's as good schools because their candidates suck.
I would not take the money away from the banks, but from the colleges who put out unqualified students or put out crap degrees. we'd have a mass closure of colleges due to it, and that will be the colleges that should be closed in the first place.
It shouldn't have even gotten this far. There is absolutely nothing written or implied in the Heroes act that would give Biden authority to spend anything on student loan forgiveness. They're even going to far stopping collections by perpetuating the covid emergency powers.
It's not an abuse of power, they don't have the power to abuse in the first place. That's the argument. They don't have the power because it wasn't provided to them in the Constitution. Period.
You know what, if we're going to go down the drain, why do it forgiving the loan of college kids and not the mortgages of families? Let's do a mortgage forgiveness plan. Just send people the titles to their houses.
iirc they’re using a trump policy for the work around to make this happen. I wish I knew more but it has something to do with when we got the “Covid checks” a couple years ago.
“God created the need for redemption and salvation”.
God created, yes. Adam and Eve, duped by the crafty serpent ate from the tree of knowledge. This is the “fall of man.” This was against Gods will. If by not intervening with Gods own creation, allowing man to fall according to their own free will, than yes I suppose you could arrive at the conclusion that “God created the need for redemption and salvation.” You could just as easily say, it was the serpent who created the need for redemption and salvation, or the fruit, or Adam and Eves own free will decisions. Regardless, it comes back to Christ and God providing the solution of salvation and redemption. So yes, if God was tyrannical and never allowed them to eat on their own free accord, God would have never needed to create a solution for the fall.
Any leftist strategy involves just spending other peoples' money to buy votes. It's never deeper than that. It just proves they don't want to fix the real problem.
A REAL president would tackle this problem in another way:
Start a public discussion about the existing SYSTEM. I'm not talking about muh racism, but why are schools so expensive in the first place? Could it be the predatory school loan system in the first place? What about all the bullshit degree-traps that have very little return on investment?
Propose reforms to fix the SYSTEM of schools. I'm not saying I have the answer personally, but I can throw some idea out. Hold schools accountable for the loans and base it on ROI of the student post graduation, for example. Allow students to declare bankruptcy and wipe the debt, even if it's harder to do then normal loans.
Work within the system of government to get things fixed, not just dictate via flimsy-ass unconstitutional EOs.
How the fuck is this even an argument?
What worries me is yes, this is stupid spending and should be fought, but nobody sued or tried to stop $100 Billion for Ukraine?
This is the mentality conservatives need to start getting behind. Politics is downstream of culture. The Constitution isn't magical, it is a set of rules that were predicated on the assumption that they were governing a moral Christian civilization. There's a reason taht despite writing many wonderful Constitutions across the various new African nations they're all nothing more than tribal shitholes at the nation-state level: because people make up the government and there's nothing a piece of paper can do to fix that.
But let’s say, for example, that the Constitution isn’t being followed at all by any of the leaders and lawmakers of a country, does the Constituion become void or should there be an aspiration to return to its founding principles?
In your example, the African countries who adopted an American style constitution didn’t have any “founding principles” behind it. Many times they were forced to apply it by the colonial power in control. It’s no wonder they don’t follow it, it didn’t originate from their fundamental principles. It’s like telling a teenager to follow house rules that they clearly don’t want to follow at all, what results are you going to expect?
In a way, I"d say yes it does become void, because here's the problem with the Constitution. The Constitution has no provisions for retaking your government that wipes its ass with the Constitution. Elections? Not when they count the votes. Remove them for breaking laws? They've investigated themselves and found themselves innocent. Peaceful protests? Decalred insurrectionists. You will never return us to the Constituion while also following it.
Actually, there are two “break glass in case of emergency” clauses within the Amendments, and one that’s specific to our Country that most other 1st world countries have already done away with, but nobody likes to talk about it online and I get it, the one option available to us is the one we’re not supposed to be talking about for fear of consequences. So I’ll let you figure it out from there and draw your own conclusions, but there is a fail-safe built into the bedrock of our country.
Christianity has nothing to do with it.
If you need a God to tell you rape and murder of your fellow citizens is wrong, you are a sick person.
Keep your fairy tales to yourself and let adults talk about adult things like how we will run the country.
opinion discarded
I feel sorry for you man.
The guy in the sky giving you your morals allowed the holocaust to happen. Allowed communism to starve tens of millions.
But, chin up! He works in mysterious ways, dont he!?
Believe me, I feel more sorry for you than you do for me.
God isn’t a tyrant dude. We have free will. We are also sinners in this world hence bad shit happens. There would literally be 0 purpose of life if God needed to control every single person, and every single life form to prevent any bad from happening. We would be artificial beings absent any life. There would be no redemption or salvation for anyone. Also ironic that communists hate God and do not tolerate Christianity.
And your ways are 2000 years old and predictable, rabbi
Nobody says they need a God to tell them what not to do. It's the social contract founded upon Christian morals.
You talk about adults in the room, no "real" adults type out your last sentence to win a point.
He’s in favor of a material scientist America. It started with Darwinism replacing Christianity. That’s the goal, A meritocracy based on atheistic material sciences with an aristocratic ruling class. This is what Vivek and many republicans are in favor of too.
Id confer with your other people, maybe actually talk to them next sunday. They absolutely believe god gives morals through a book.
Generally people who believe in God have better outcomes than those who don’t (stronger families, less abusive household, less drug dependency, more satisfied lives). It’s not an absolute, a general guideline. You sound like you’re 22 and going through your first edgy atheist phase. We’ve dealt with these things a loooong time ago.
tips fedora
Name the people.
Continue your contribution to the destruction of the culture in America. Not like all evidence points toward what you say being false.
https://www.kirkdurston.com/blog/unwin
https://archive.org/details/b20442580/page/n7/mode/2up
By voting for gun rights, to stop abortions, allow the death penalty for pedophiles, want to see faucci tried and hung, all that will lead to the destruction of America?
Oh yes here we go, "bUt wE fOuND theARK oN mt aRarAt! hERe is uRl"
Go get another tattoo and piercing you dumb cuck.
And all of those are the symptoms of the disease. Which you would know if you glanced at the first link. What a disingenuous faggot you are.
found the atheist
Uhm......
yes. At no point have i ever tried to hide that.
Amen
And awomen! :-P
If you’re arguing that the constitution should be repealed because it’s not being followed rigorously enough, that’s the same as saying the Ten Commandments should be null and void because people are not following it rigorously enough.
And what’s the alternative? A dictatorship that forces the swamp out? A Christian theocracy? (whose denomination, by the way?)
No - I believe u/Trumpwon306 is referring to this quote by Benjamin Franklin:
"Our Constitution was made only for a moral and religious people. It is wholly inadequate to the government of any other."
In other words, something noble like the Constitution only works for decent human beings who have a conscience.
It will not work for evil, sociopathic clowns who have absolutely no conscience, because they will simply wipe their ass with it, throw it away, and do whatever they want.
The United State Consitution, much like the Ten Commandments, is simply a set of guidelines for decent people who want a better life. There's nothing inherently in it to force anyone to behave, so the sociopaths don't.
It's up to the rest of us to deal with the sociopaths.
I’m responding to the fact that the op said the Constitution is only for cuckservatives…and if anything we’re all in basic agreement that the Constitution isn’t being followed right now and the proper response should be, “what needs to be done to bring us back in alignment with the Constitution?” That’s not “fellating” the Constitution, that’s attempting to get us back on track.
It’s an important question of if, the constitution safeguards us or can restore us from a lack of following the constitution. Personally, I think shit is so fucked, that the notion we are capable of returning to constitutional norms through the constitution is worth doubting. Like allowing extremely indoctrinated 18 year olds coming out of HS to vote seems insane. 33% or more of them are LGBTq. Some are saying that Weimar problems require Weimar solutions, ie temporary or some fascism dished back.
^Correct!
Except rhe 10 commandements are more than just "guidelines". They're literally holy law.
You missed my point: if someone doesn’t follow the law (whether holy or not), does it void the law as it’s written? No. The Ten Commandments can’t be done away with even if nobody follows it , just like the Constituion can’t be voided if the whole countries leaders refuse to uphold it as the central law that binds all other laws.
Nah dawg, Cuetardian's comment should clarify things for you
wouldn't want to be called racist for blocking tax dollars being invested in the continued death of White people
Congress fucking authorized the spending. How can you sue? Joe Biden flicked a pen to erase student loans.
Congress actually voted to give Ukraine that, didn't they? Unlike Biden's student loan bullshit where he did it unilaterally.
Bankruptcy makes no sense for education loans, because you obtain them without any collateral. The average student when they graduate has no assets yet so if they could just declare bankruptcy and wipe out their loans, it would defeat the entire point of student loans.
The SC is down with the Great Reset and they will give Biden's base the money. Roberts will just sign off on it and that will be that. Supreme Court (besides Thomas) are as corrupt as the FBI.
Yes but really it was a midterm campaign tactic.
They used it for primaries too. That was a huge thing a ton of idiots fell for, even as Biden said it wouldn’t happen on tv a couple days before the election. They will use it again next year too. It’s the easiest nonsense to feed the exact unhinged people you see in the picture.
The ultimate objective is to keep the illusion of Republican vs Democrat alive.
It is bullshit!!!
Just like college!
cause a bunch of dumb Fuck voted democrat ,,, when i say dumb i mean... stupid ignorant of economics and stupidest of human
Because our entire Government is a total failure.
Biden doesn't even give a shit about student loans, he just hopes to get a few real votes so they can steal the election again. He'll get 380 million votes this time around and send $30 trillion to Ukraine on day 1.
What I want to know is what will be done for those who paid out of pocket for their educations? Are we all getting a check? Or do we just get to pay for our educations and theirs too?
Our wealth will be redistributed after we did the responsible thing.
I paid off my loans years early, where’s $10k I can apply against my mortgage?
I dont know when you finished paying, if you even had a loan. But I had a plan to have mine paid off by the end of 2022. When this bullshit became a near reality, I had the company that serviced my loan refund me payments I had been making since 2021 to bring my balance back up to 10k. They had some covid policy that allowed for this. If the forgiveness happens, free 10k and I’d be stupid to not take advantage. If it doesn’t, it just gets paid off in total with my money I have set aside. Feels like shit to think this way, but I am protecting myself and my family from the inflation that will come from this if it happens.
My arguement was it should be under equal protection. For instance at some point I might want to go to college. Now this loan forgiveness should apply when finish right? Is it acclumative? Say they do it again in 2-4 years. I should be able to get it free. It's clearly a vote buying scheme to bring the college age folks to vote for Dems. I wish the GOP would push it to be permanent to end it once and for all. It's a trump card for the dems
Got it, yup!
I was more so just saying to explore your options if you have paid off or are paying off a student loan over the last couple years
I've just been sitting on all the money I needed to pay off my student loans. Using it to buy other loans and collect interest on that. I'll never qualify for loan forgiveness. But, I suspect they will just keep pushing off the repayment as a way to get votes. Funny thing is, I have a friend who works two jobs which puts her well over the 125k threshold. She thinks she is a hardcore communist wannabe and thinks she is going to get the loan forgiveness. I just nod my head, but it's going to be funny if lian forgiveness actually happens. She'll be, big mad.
How do you buy loans? Very curious
Also that would be funny to see her rage that she doesn’t get any forgiveness. Its sad that she even thinks she would be eligible. Doesn't even know the details of the stupid shit she champions. What an idiot.
prosper.com
Non-elites with useful skills that can support themselves are of no use to the New World Order.
Not quite true, they are the true slaves.... They won the award of being spied on and having their humanity stripped from them to make sure they remain as tax batteries.
Is that creature in the pic front row, Jigglypuff? The girl screeching "Hate speech isn't free speech" at a campus event years ago.
That is definitely Trigglypuff.
That’s a snorlax bro
I see more of a Kirby. Whatever it is it's disturbing
The neck roll completely eats the purse strap that is just barely holding on for dear life.
Looks like it has all the world's chins.
I’m someone who spent a better part of a decade attempting to master a trade through labor committed. Eventually, I became a COO and got a good stake in a start up company. I worked Christmases and every other holiday and put a lot of own money in when needed. My first 4 priorities were that company. COVID happened and I basically lost everything. The years of labor committed, the money invested. It was such a relief to go back to be near my family. I never got the jab, and my mom became a COVIDian that put a huge rift between the family. So there I was, from business owner under 30 to poor and alone. It fucked me up. When all was lost, I found God. I endured my Jobian trials through Christ. Still poor, still single, but happier than most that I encounter. No one owes me jack shit. And Christ is king of course. The ways in which He has built me back up are incredible.
If there is a way to side step every check and balance then the president can do anything he wants and we're basically in a dictatorship. We should have never allowed Executive Orders that replace legislative power.
Playing devils advocate, without executive orders, there is no room for a president to fight back against the deep state entrenched in the alphabet agencies.
It’s clear Congress has no intention of defunding certain bad actors in the alphabet agencies, so here we are.
If Congress is corrupt, allowing the President to have their power is not a corrective action. It just welcomes more corruption.
If the only way a President can operate is through unchecked power, the point still stands that there is no such thing as the Presidency or Congress, it is an absolute dictatorship
Courber point: there should be NO alphabet agencies.
I didn't go to college. I am self taught. I have funded all my own training, plus I've spent over $40,000 on tools. $12,000 on diagnostic tools alone. And now Antipresident Biden expects me to pay for the gender studies degrees of avocado toast eating leftists who despise me.
Honk honk.
I'm a long believer that we should do what's right even if it has negative economic consequences. And this is no exception. We obviously shouldn't be giving people free money from our tax dollars (and inflation from printing more money). But I still believe it is important to consider what those economic consequences will be so that we can prepare for them:
The payments (and interest) were suspended at the start of the plandemic. Instantly, people had an extra $100-$1000/month in their accounts depending on their previous monthly payment. Because the interest was also suspended, even most financially savvy borrowers stopped paying during this time; financially stupid borrowers obviously stopped paying as well. Most of these people told themselves they would set the money to the side and build up a bit of a nest egg, but it's rare for people to be diligent enough to actually track their finances and ensure they're doing this.
So what else happened during this time? Massive inflation. These borrowers were able to keep the same lifestyle, despite everything going up in price, because they had this extra $100-$1000/month they could gradually grow to dip into as the prices went up. Most without even realizing it.
So while those of us who did not borrow were forced to gradually make lifestyle changes to accommodate for the rising cost of living over the past two years, these borrowers will have to make those same changes instantly when these payments return.
A better way to bring us out of this bad situation is a phased in approach. Quarter payments for 4 months, half payments for 4 months, 3/4 payments for 4 months, then full payments.
Doing the right thing is paying back your debt instead of gallivanting around partying with your neighbors money.
Doing the right thing is having a bankruptcy system that applies to ALL debt. That's Biblical.
You don't get to just wave your responsbility away with a magic wand and force your burden onto others
Bankruptcy says you do. I don't recommend planning on it.
☝️☝️☝️☝️
I don't disagree.
Banks first, starting with all the lenders that got bailed out with our tax money in 08 after collapsing the housing market.
Or, considering the majority of the debt is held by liberal arts majors, I say let’s rip off the bandaid so they can feel the full force of Biden’s economy. Its debatable that phasing it in is going to benefit anyone except for screwing over whoever is president when the full payments becomes the norm.
Maybe that’s the point: full repayment terms when Trump comes back in office.
Genuinely curious, do you have a source for this? Because I know plenty of engineers who have a lot of student debt. The difference is that they tend to know it was an investment in their future that they have to pay back. But they still hold the debt and the effects I describe will still affect them.
I don't disagree, but we should still be aware of the impact to everyone that this will have, just so we can prepare ourselves for it. The market as a whole will be negatively affected as these bozos have to make major spending cuts.
There are positives, too, like employers being able to find employees again, because now people will have to actually work to get by.
As many times as Biden has said this will be the "final" extension, I am certain he will perpetually extend it so it's the next guy's problem. Unless he gets his way of forgiving some of it.
I looked at Brooking Institute data, but I stand corrected: Liberal Arts majors are in the top 3 by number of loan holders, although nursing and business inched out just barely (of all students with debt: BS in nursing: 4.2%, BA in business: 4.1%, BA in liberal arts: 4.0%)
The key is that the number of people in debt with student loans, the ones who are most likely to have problems repaying would be the liberal arts majors. Medical and Advanced Law degrees had a higher median debt, but the number of graduates are dwarfed by the larger majors, which I would venture to guess.
Anyways, my main point is: we don’t need to delay interest-free repayments, it’s not on the financial institutions to hold the burden of debt without interest for any longer, regardless of what amount of debt anyone may have.
I agree.
However, I will also add that this entire problem is one created by the government. Two major factors: 1) The government is heavily involved in the student loan business, ensuring that anyone can get a (predatory) loan with virtually no limit and 2) Public education nails into the brain of all naive children that college is the only path to success.
When you combine these two, you have a recipe for loads of children to take out massive loans they likely will not be able to afford in the future, without much regard to how much money they're actually borrowing. The universities themselves do a fantastic job at separating students from the amount of money they're actually spending (on all levels; when I went to college, I literally didn't even know what the tuition I was paying was, something that's insane since I had to sign for it somewhere; but then they also typically have day-to-day expenses that they obfuscate through things like "meal plans" and pre-paid cards that only work within the university).
Is student loan forgiveness the answer? No. But we should still fix the root cause and get government out of education.
Why can’t student debt be dischargeable in bankruptcy?
In the 1980s it was dischargeable. The issue was that people would go to an expensive school then immediately file bankruptcy after graduation. This became really popular to do for med students because of the very low wage working as residents and doing fellowships. It was an easy exploit of the system. Thus, many boomer doctors became rich quickly because they shook off their student loans and could start their practice immediately. They also had insurance not being captured by medicare/medicaid and people still paid out of pocket for much of their healthcare. They could make so much money so quickly after bankruptcy that they could easily weather the 7 years of financial shame by just paying cash for everything. This is a major reason why student loans being dischargeable was removed in Dubya's tax reform act.
It should never have been. If a loan is a bad investment, don't give the loan, or change the terms. Risk free loans backed by big daddy gov. Disgusting.
Probably because the government backs it and guarantees payments to banks, so the banks give loans out to people with no hope of paying them back because they know they will be covered by taxpayer money.
Just like the mortgage financial crisis a decade ago, watch the end of “The Big Short” to understand why banks give these loans out.
It was until the Bush Jr. congress changed it.
Same old Joebama tactic. “Gaaah! Those durn publicans! We woulda done it but… gaaah we just got stymied!”
The scooby dude villan excuse
Remember the "You have to talk them into it Joe" moment in the debates? biden's face went blank and he muttered "the, uh, republicans wouldn't, uh, they prevented, uh.."
Hopefully they do the right thing, but I have little faith in them.
Don’t worry, they’ll only forgive it for non-whites/Asians if it goes through
Let's just keep giving hundreds of billions dollars to Ukraine. Fuck them kids.
The Student Load Forgiveness is an obvious grift to get political support from millennials, mostly of the older variety. The issue is that while it is a grift and has completely Machiavellian intentions the problem of infinitely compounding student loans and the education / banking system that engineered the crisis is very real. You can't have a massive group of people in society who are stuck in constantly amortizing unpayable debt and expect them not to rage about it. There are real solutions to the problem that are wins for conservatives such as, seizing the universities endowments to pay for it (they are you enemies and punishing them is desired), reverting loans to simple or zero interest, ect ect. Instead of playing the heel and mocking and denigrating these people it is much more sensible to provide an actual solution / relief and turn this into a win. Anything that damages the Banks and University systems power or even just is a punishment upon them is good, sublimating the discontent of one of the major client classes of the uniparty establishment is good. "Owning the Libs" is not good.
ugly protesters
I hope Biden wins...I can't beleive the words coming out of my mouth.
That's it? 400 billion we gave Ukraine that much last week. Let's do 1 trillion.
Allow students to declare bankruptcy. Allow colleges to revoke students degrees.
Who will this hurt?
Colleges and Universities that are putting out degrees that are useless. It will get rid of gender studies overnight. A lot of Ivy's going to strictly race based admissions are going to run into financial problems if their candidates fail to graduate and when ultimately tech, finance and industry no longer views Ivy's as good schools because their candidates suck.
I would not take the money away from the banks, but from the colleges who put out unqualified students or put out crap degrees. we'd have a mass closure of colleges due to it, and that will be the colleges that should be closed in the first place.
I call it a bribe.
Welfare has consequences!
It shouldn't have even gotten this far. There is absolutely nothing written or implied in the Heroes act that would give Biden authority to spend anything on student loan forgiveness. They're even going to far stopping collections by perpetuating the covid emergency powers.
It's not an abuse of power, they don't have the power to abuse in the first place. That's the argument. They don't have the power because it wasn't provided to them in the Constitution. Period.
You know what, if we're going to go down the drain, why do it forgiving the loan of college kids and not the mortgages of families? Let's do a mortgage forgiveness plan. Just send people the titles to their houses.
Who gives a fuck. They printed 6 trillion new dollars in the last 3 years. They paid off everyone's house car student loans in Ukraine.
iirc they’re using a trump policy for the work around to make this happen. I wish I knew more but it has something to do with when we got the “Covid checks” a couple years ago.
Only 6? Wtf...
Trump couldn't get 5 billion for a wall but somehow Biden tries to get 400 billion as a bribe?
The most destructive outcome is the most likely.
they'll cave
I’ve set my expectations for the court to make us pay for these fuckers’ loans.
“God created the need for redemption and salvation”.
God created, yes. Adam and Eve, duped by the crafty serpent ate from the tree of knowledge. This is the “fall of man.” This was against Gods will. If by not intervening with Gods own creation, allowing man to fall according to their own free will, than yes I suppose you could arrive at the conclusion that “God created the need for redemption and salvation.” You could just as easily say, it was the serpent who created the need for redemption and salvation, or the fruit, or Adam and Eves own free will decisions. Regardless, it comes back to Christ and God providing the solution of salvation and redemption. So yes, if God was tyrannical and never allowed them to eat on their own free accord, God would have never needed to create a solution for the fall.
"Most borrowers" = all the non White ones
You gotta appreciate his handlers dedication to the destruction of this economy
Any leftist strategy involves just spending other peoples' money to buy votes. It's never deeper than that. It just proves they don't want to fix the real problem.
A REAL president would tackle this problem in another way: