I am going to start off with the fact that I do not know your situation, and will not know your situation. I am doing this mainly for those that want somewhere to start.

This is based on Extreme Early Retirement Book, and a variety of other areas such as minimalist thinking, Budgeting, and other basics.

The first thing I want to address is budgeting, recording, and thinking. The budgeting aspect is simple and straight forward, but requires discipline and accuracy. Start first with how much you make in net(meaning after tax amount for required location) money. Then make a list of ALL expenses[that includes putting money in a pop machine, buying a 50 cent candy, etc.], and view how all them are listed in priorities. For example, Rent, Utilities, House payments[whatever may apply, but generally loans, insurance, and repairs would be common], car loan payments[car insurance, repairs, monthly payments, etc.], Health insurance, Food costs, going out, and the like. Rent(if not owning) would be the highest priority, next to Utilities, and then Food. This will tell you what your wasting the money on, but that part is up to you yet that money being used could be used instead on other things[if applicable] on paying off your car faster, paying off your house faster, having extra cash in case something happens that is needed immediately.

Next is recording all transactions, dates, and future applications[meaning dates for when a bill will need to be met, when the rent is going to be needed to be paid, and stuff following that concept]. This much simpler in saying, but is harder in doing because the recording every little part of your day, let alone a week, will be challenging. This is very much needed at any point in your life, but the sooner started means less hassle later.

The last is thinking. It is more of how than what. Budgeting for example a very well known thing is Emergency funds(depends on your situation) with a rational part always being money saved up for 6 months - 1 year. I actually agree with the version from Extreme Early Retirement which is Having at least 5 years worth. May sound excessive yet the logic is a more robust version of the normal one. I would advise to take at least 2-2.5 years if anything. The thinking is very similar to Frugality, Minimal-Maximum means of living(Live as if your poor, and think as the rich[using and making opportunities with the goal of creating more and having value along with those next to you{This guys advice and thinking along with Trumps advice and thinking where it applies to you: https://www.youtube.com/watch?v=ygmP0fAJWwo }]), and Financial Independence[which is what Extreme Early Retirement is more focused on{my own opinion on that}]. Ruthlessly cut any excess or waste from the budget, pay for ONLY what is priority, and save that extra money towards Emergency funds. After that is fully done then work on using that extra money towards making more money for you(this can be ROTH IRAs, Investments that give passive income, Employer's 401(k), etc.).

That is what I wanted to talk about. Extreme Early Retirement would be mine suggestion to get as more of a reference book so you can use to get support books to the information it has from Libraries[which the author of the book recommends since it saves you money if you read a lot].

Having the thinking and discipline is more important since its those two things that will greatly determine your Financial life and stresses that come with it that you can control.

Again this is only a basic and advice so that means this can be completely ignored if you want to do so.

I am only 27, and the information here is mainly from my Grandfather, the books and authors, and what can be found if one searches, but I wanted to at least give an area to start.

I thank you for reading this, and hope it helps.