I don't really like it. I'm not sure I will get it and that's fine. I don't need it and would rather not be included.

There are plenty of people that have recently been through rough times and through the recent good economy have managed to be brought up and get themselves on their feet. They have tried to do good but haven't had time to really set up for long term stability. These people I welcome helping.

What bugs me is the people that refuse to save and prepare themselves when they could have. We all know these people. It has nothing to do with their income either it applies to almost all income levels. They make no effort to prepare for the future when they could take one less night out at the club and save a little money. I'm sorry, I don't want to bail these people out. They should have taken a little responsibility.