Not sure how old she is, but if it’s financially feasible, consider long term care insurance. Most of these Medicare facilities are horrible. My grandmother depleted every penny she saved for years in Lutheran assisted living facility that was slightly better than a full blown nursing home. Then when her dementia got too bad, on to the nursing home which by then took only a few months she to finish depleting her savings, so on to Medicare and whatever stipend she received from my grandpa being in Marines. Luckily, my mom is a nurse so she got good care (basically from my mom and my mom yelling at the staff for neglect on the few days she was there). I don’t want my parents to go through that. Best of luck to you and your mom.
Agreed, which is why I mentioned: not sure how old she is or whether it’s financially feasible. But you’re right, anyone reading your comment should take note, it’s really important not just to avoid being a burden on your family, but also to ensure you have really good care for yourself when that time comes and it’s needed most, and not be crammed up in a tiny shared room and neglected. It’s a sad reality, but LTC Insurance is important, and me in my early 30’s AFAIK do not have it, so I’ll keep your hybrid policy advice in mind when the time comes and maybe just ask my parents when their plan is without being too nosy. Thanks!
Right on; DM me if you want to discuss further; at your age term life is more appropriate for catastrophic protection unless retirement funding is solved; for clients I usually start planning for LTC at age 50 - that’s the sweet spot before it gets too expensive.
I once stumbled across the pod people room while working on some equipment in a nursing home. It was the saddest thing I've ever seen. Old people with bed sores so bad they were bandaged from head to toe.
Very true. We need to go back to letting people die when their time is naturally up. We've got armies of unionized workers, largely paid with tax dollars, artificially keeping people "alive" for years after they've ceased to have any idea who or where they are, or what century it is, or who their occasional visitors are.
The worst thing is, there is literally no way to opt out of this. You can indicate in an advance medical directive that you don't want to be tube-fed, or put on a ventilator, or resuscitated if your heart stops, and these wishes might be respected (unless a distraught relative suddenly claims you told them you'd changed your mind about that last week).
But if your mind is totally completely gone, and you can't move yourself in bed enough to prevent bedsores, and you try to push the spoon away when somebody insists on feeding you 3 times a day, you will still be kept alive. The person assigned to spoon-feed you will keep shoving the food into your mouth, and (usually) remembering to turn you a few times a day to prevent bedsores, and (usually) changing your diapers fairly regularly, and this can go on for years. The fact that you would rather have all the money this costs go to your children or to your favorite charity or just stay in the public treasury is beside the point.
We've got armies of unionized workers, largely paid with tax dollars, artificially keeping people "alive" for years after they've ceased to have any idea who or where they are, or what century it is, or who their occasional visitors are.
Yeah the pricing on that blew my mind. I was really scrambling before my grandpa dies becaue it he had last 6 months or so we would have all gone broke. He passed fairly quick but I was selling everyting and ready to max out his reverse mortgage. Something like $10,000 per month. The folks working there tend to make minimum wage and some are great and some are horribe human beings. I believe my grandma was probaby morphined to death becaue after a while she becamse a little difficult to handle. She was discovered dead a 1 or 2 am. Yeah right.
It's enough to make you want to be poor and let the government pay your way. Even in a shitty place around here you would spend roughly $100k for that year. It's like anything else, the rich and poor get what they need and the rest of us pay for it.
We need to know how many people died with the CCP virus and how many died from the CCP virus.
Aren't some of the ones that died from the virus also "stolen deaths", of people that would have died very soon of their other conditions but were too weak to survive this?
They are only trying to get that Fed corona money. The CDC data this past week is skewed because the actual deaths were too low making the models look bad.
Depending on the level of care (assisted living, memory care, skilled nursing) such facilities in my state run between about 5k/month and 9k/month.
My experience having had a parent moving between several facilities over the past 4 years, is that most of the staff lack an education or the skills to have another job. Let’s face it - working with demented, frequently uncooperative old people who require changing of diapers, cleaning, and attention is a difficult, draining job. Just keeping the environment clean when residents may smear their excrement over everything they touch is a huge challenge. Workers are having to go resident to resident seeing to their needs. Residents can’t wear a mask or heed instructions to wash hands.
Even the fancier places have these same problems and the employee pool of workers tends to shuttle between facilities and employers. They will claim to be specially trained in memory care and a bunch of marketing jumbo jumbo, but in the end it’s the same uneducated workers caring for your loved one.
If your family member resident is harder to take care of then average, there is great pressure exerted by the staff to move him/her to another facility. And the same will happen at the next place. This can be very frustrating.
I can see why illness is very quick to spread in such facilities. There isn’t an easy solution. I have a lot of appreciation for the people who helped us keep my mom as comfortable as possible before she passed.
I know in Spain the army there were finding care homes just abandoned. Old people trapped inside. Some died of the virus some just died of starvation.
in the UK staff of care homes weren't getting any PPE. Which again had cause people to spread it all over the place.
It's not just America. Also, it's pushing up numbers. I will keep saying it's all planned out beforehand. Also if you look at early cases in some states they started in care homes.
There was a horrible situation up in Montreal where the staffers just abandoned the place, and a few elderly people died while others sat in dirty diapers unable to help themselves. Terrifying.
The cdc already said they are counting any death that could have been covid as covid, so if you coughed within 2 weeks of your death, thats a covid death
That's true in CO too, half of the deaths are in nursing homes!
Is our governor testing in nursing homes...not as far as I can tell. He knows people in nursing homes vote Democrat no matter what because they don't even know they are voting. They vote Democrat after they die too.
Most of these deaths are just accelerated a few months from when they would have happened anyway. Once the pandemic subsides, the death rate in nursing homes and other long-term care facilities will be lower than usual for the next year or so, because most of the people who would have died during that period will have died during the pandemic.
A lot of nurses are from Asia. I'm not knocking hard working nurses who is legal but hey if you got tens of thousands and hundreds were likely just being in a hot spot region? This is what you can expect.
So, not saying people are doing it. But wasn't it in Washington a lefty was saying he purposely let the old people die so they couldn't vote... Are these people being purposely killed so they will vote blue in November?
People in that bad condition often have their absentee ballots filled out and submitted for them by care facility workers or activists (often helped by care facility workers) posing as helpful visitors. Nobody needs them dead to use their identities to fraudulently vote Democrat.
This is one of many reasons why absentee voting needs to be stopped. If you can't get to the polls and operate the voting machine on your own, you shouldn't be voting, because you're dependent on other people who are in a position to coerce you or just plain fraudulently vote on your behalf. In most cases, you're also in no condition to inform yourself about issues and candidates.
If you can't get to the polls and operate the voting machine on your own, you shouldn't be voting,
Do be careful with your assumptions. Physical disability does not equal mental disability. Requiring assistance with machines or needing an elevator to get to the voting areas in schools or churches does not make someone incapable of voting.
And we should make sure that there are polling places that work for people with physical disabilities. We don't need to maintain the current system where everybody is automatically assigned to a single polling place based on their home address.
With current technology, it shouldn't be that hard to offer different ballots at the same polling place. I'd be all in favor of setting up polling places in large assisted living facilities, and letting anyone who needs special accommodations use those polling places as long as they can get there. There's no reason transportation can't be offered by groups that are concerned about mentally competent people with physical disabilities being disenfranchised for lack of accessible transportation.
But when push comes to shove, life is unfair, and destroying the integrity of our elections in an effort to make life fair for every single person, is not the right approach. Disabled people's legitimate votes are neutralized by fraudulent votes, just as much as nondisabled people's legitimate vote are neutralized that way, through the inherently unsecurable absentee voting system.
If people are so disabled that they are unable to get to an accessible polling place and vote without on-site assistance in the voting booth (made as accessible as possible without compromising election security), then there is no way to secure their ability to cast uncoerced votes. Maintaining an absentee voting system for the sake of a tiny number of severely physically disabled people just results in effectively disenfranchising a lot of legitimate voters, both disabled and nondisabled. People who are severely physical disabled are inherently dependent on caregivers, whether paid or family members, and a huge number are exploited in many ways by their caregivers and others who have access to them. And that creates the opportunity for coercion with any method of voting which involves someone else being able to see what candidates the disabled person voted for.
Absentee ballots create a lot of opportunity for nondisabled people to be exploited too, if they're if low socioeconomic status and simply can't afford to lose a job. With no mechanism for verifying an actual need for an absentee ballot, people can be coerced into requesting an absentee ballot and then into showing the coercing party what candidates were selected on the ballot before it's sealed up and mailed. And the coercing party can insist on mailing it too, so that even if the person chose the candidates they really wanted, their ballot can be discarded by the coercing party without their knowledg (putting the voter at risk of being charged with election fraud if they suspect their absentee ballot wasn't mailed in, and try to vote at their regular polling place).
Absentee voting just completely eliminates the concept of every voter being able to cast a ballot in secrecy, with no one else able to see or confirm which candidates they voted for.
I have more than wondered that myself. There are a huge number of these homes or assisted care facilities where they are not bedridden even, where a number were infected or died right at the onset of all of this, from coronavirus. It is very weird, it is not publicized (which in and of itself makes me very curious - if MSM is not talking about it, they are most often absolutely hiding it) and you just run across other examples if some article inadvertently mentions it referring to a similar situations elsewhere, etc., or a Tweet mentioning a parent who was in one, or even in a rehab after a surgery, and died or survived it (I read a horror story about one like that recently, as well as an article abt a doctor who saved a number of elderly patients by giving them hydroxychloroquine and that article even said a large number of facilities had been hit). It really seems a lot more than coincidence, IMHO).
I know someone who runs a nursing home in NJ. A little before all this there was a scabies outbreak where they work so everyone including staff was treated with ivermectin which is effective for 6 months. That facility is 1 of 30 out of 375 with no deaths and the other 342 have been slammed.
Over a third of the american population dies in nursing homes and the average stay before dying is about one year.
Nursing homes are designed to shuffle you from bigger spaces to smaller spaces while they bankrupt you.
Not sure how old she is, but if it’s financially feasible, consider long term care insurance. Most of these Medicare facilities are horrible. My grandmother depleted every penny she saved for years in Lutheran assisted living facility that was slightly better than a full blown nursing home. Then when her dementia got too bad, on to the nursing home which by then took only a few months she to finish depleting her savings, so on to Medicare and whatever stipend she received from my grandpa being in Marines. Luckily, my mom is a nurse so she got good care (basically from my mom and my mom yelling at the staff for neglect on the few days she was there). I don’t want my parents to go through that. Best of luck to you and your mom.
You can’t buy LTC Insurance when you’re at the point of needing it.
Pro tip: the best financial planning tool to implement is a hybrid life insurance/Ltc policy when one is in their late 50s.
Agreed, which is why I mentioned: not sure how old she is or whether it’s financially feasible. But you’re right, anyone reading your comment should take note, it’s really important not just to avoid being a burden on your family, but also to ensure you have really good care for yourself when that time comes and it’s needed most, and not be crammed up in a tiny shared room and neglected. It’s a sad reality, but LTC Insurance is important, and me in my early 30’s AFAIK do not have it, so I’ll keep your hybrid policy advice in mind when the time comes and maybe just ask my parents when their plan is without being too nosy. Thanks!
Right on; DM me if you want to discuss further; at your age term life is more appropriate for catastrophic protection unless retirement funding is solved; for clients I usually start planning for LTC at age 50 - that’s the sweet spot before it gets too expensive.
I once stumbled across the pod people room while working on some equipment in a nursing home. It was the saddest thing I've ever seen. Old people with bed sores so bad they were bandaged from head to toe.
Yeah, its a problem. People used to die in their houses. With dignity. Its a business keeping people alive.
Very true. We need to go back to letting people die when their time is naturally up. We've got armies of unionized workers, largely paid with tax dollars, artificially keeping people "alive" for years after they've ceased to have any idea who or where they are, or what century it is, or who their occasional visitors are.
The worst thing is, there is literally no way to opt out of this. You can indicate in an advance medical directive that you don't want to be tube-fed, or put on a ventilator, or resuscitated if your heart stops, and these wishes might be respected (unless a distraught relative suddenly claims you told them you'd changed your mind about that last week).
But if your mind is totally completely gone, and you can't move yourself in bed enough to prevent bedsores, and you try to push the spoon away when somebody insists on feeding you 3 times a day, you will still be kept alive. The person assigned to spoon-feed you will keep shoving the food into your mouth, and (usually) remembering to turn you a few times a day to prevent bedsores, and (usually) changing your diapers fairly regularly, and this can go on for years. The fact that you would rather have all the money this costs go to your children or to your favorite charity or just stay in the public treasury is beside the point.
Yeah, we call it the Biden campaign.
Yeah the pricing on that blew my mind. I was really scrambling before my grandpa dies becaue it he had last 6 months or so we would have all gone broke. He passed fairly quick but I was selling everyting and ready to max out his reverse mortgage. Something like $10,000 per month. The folks working there tend to make minimum wage and some are great and some are horribe human beings. I believe my grandma was probaby morphined to death becaue after a while she becamse a little difficult to handle. She was discovered dead a 1 or 2 am. Yeah right.
It's enough to make you want to be poor and let the government pay your way. Even in a shitty place around here you would spend roughly $100k for that year. It's like anything else, the rich and poor get what they need and the rest of us pay for it.
All 352 were coronavirus? Doubt it! Probably 70% died from loneliness from not being allowed visitors in their time of need.
We need to know how many people died with the CCP virus and how many died from the CCP virus. Aren't some of the ones that died from the virus also "stolen deaths", of people that would have died very soon of their other conditions but were too weak to survive this?
The point is that shitbag Murphy closed parks and outdoor recreation, when he should have spent his energy on long term care facilities
Instead of sending all the college kids home from school, maybe they should pack up the elderly and send them somewhere safe!
And closing parks and outdoor recreation is BS. It is not a problem-they just want to punish people with their crappy restrictions.
Sometimes its your time.
Who told you you were going to live forever!?
The media acts like it's abnormal for 80somethings to drop dead.
Way she goes Rick. Sometimes she goes. Sometimes she doesn't go. Way she goes.
They are only trying to get that Fed corona money. The CDC data this past week is skewed because the actual deaths were too low making the models look bad.
Depending on the level of care (assisted living, memory care, skilled nursing) such facilities in my state run between about 5k/month and 9k/month.
My experience having had a parent moving between several facilities over the past 4 years, is that most of the staff lack an education or the skills to have another job. Let’s face it - working with demented, frequently uncooperative old people who require changing of diapers, cleaning, and attention is a difficult, draining job. Just keeping the environment clean when residents may smear their excrement over everything they touch is a huge challenge. Workers are having to go resident to resident seeing to their needs. Residents can’t wear a mask or heed instructions to wash hands.
Even the fancier places have these same problems and the employee pool of workers tends to shuttle between facilities and employers. They will claim to be specially trained in memory care and a bunch of marketing jumbo jumbo, but in the end it’s the same uneducated workers caring for your loved one.
If your family member resident is harder to take care of then average, there is great pressure exerted by the staff to move him/her to another facility. And the same will happen at the next place. This can be very frustrating.
I can see why illness is very quick to spread in such facilities. There isn’t an easy solution. I have a lot of appreciation for the people who helped us keep my mom as comfortable as possible before she passed.
I know in Spain the army there were finding care homes just abandoned. Old people trapped inside. Some died of the virus some just died of starvation.
in the UK staff of care homes weren't getting any PPE. Which again had cause people to spread it all over the place.
It's not just America. Also, it's pushing up numbers. I will keep saying it's all planned out beforehand. Also if you look at early cases in some states they started in care homes.
There was a horrible situation up in Montreal where the staffers just abandoned the place, and a few elderly people died while others sat in dirty diapers unable to help themselves. Terrifying.
The cdc already said they are counting any death that could have been covid as covid, so if you coughed within 2 weeks of your death, thats a covid death
Time to go back to work or we won't be able to afford providing care to the elderly.
That's true in CO too, half of the deaths are in nursing homes!
Is our governor testing in nursing homes...not as far as I can tell. He knows people in nursing homes vote Democrat no matter what because they don't even know they are voting. They vote Democrat after they die too.
Most of these deaths are just accelerated a few months from when they would have happened anyway. Once the pandemic subsides, the death rate in nursing homes and other long-term care facilities will be lower than usual for the next year or so, because most of the people who would have died during that period will have died during the pandemic.
A lot of nurses are from Asia. I'm not knocking hard working nurses who is legal but hey if you got tens of thousands and hundreds were likely just being in a hot spot region? This is what you can expect.
So, not saying people are doing it. But wasn't it in Washington a lefty was saying he purposely let the old people die so they couldn't vote... Are these people being purposely killed so they will vote blue in November?
People in that bad condition often have their absentee ballots filled out and submitted for them by care facility workers or activists (often helped by care facility workers) posing as helpful visitors. Nobody needs them dead to use their identities to fraudulently vote Democrat.
This is one of many reasons why absentee voting needs to be stopped. If you can't get to the polls and operate the voting machine on your own, you shouldn't be voting, because you're dependent on other people who are in a position to coerce you or just plain fraudulently vote on your behalf. In most cases, you're also in no condition to inform yourself about issues and candidates.
Do be careful with your assumptions. Physical disability does not equal mental disability. Requiring assistance with machines or needing an elevator to get to the voting areas in schools or churches does not make someone incapable of voting.
And we should make sure that there are polling places that work for people with physical disabilities. We don't need to maintain the current system where everybody is automatically assigned to a single polling place based on their home address.
With current technology, it shouldn't be that hard to offer different ballots at the same polling place. I'd be all in favor of setting up polling places in large assisted living facilities, and letting anyone who needs special accommodations use those polling places as long as they can get there. There's no reason transportation can't be offered by groups that are concerned about mentally competent people with physical disabilities being disenfranchised for lack of accessible transportation.
But when push comes to shove, life is unfair, and destroying the integrity of our elections in an effort to make life fair for every single person, is not the right approach. Disabled people's legitimate votes are neutralized by fraudulent votes, just as much as nondisabled people's legitimate vote are neutralized that way, through the inherently unsecurable absentee voting system.
If people are so disabled that they are unable to get to an accessible polling place and vote without on-site assistance in the voting booth (made as accessible as possible without compromising election security), then there is no way to secure their ability to cast uncoerced votes. Maintaining an absentee voting system for the sake of a tiny number of severely physically disabled people just results in effectively disenfranchising a lot of legitimate voters, both disabled and nondisabled. People who are severely physical disabled are inherently dependent on caregivers, whether paid or family members, and a huge number are exploited in many ways by their caregivers and others who have access to them. And that creates the opportunity for coercion with any method of voting which involves someone else being able to see what candidates the disabled person voted for.
Absentee ballots create a lot of opportunity for nondisabled people to be exploited too, if they're if low socioeconomic status and simply can't afford to lose a job. With no mechanism for verifying an actual need for an absentee ballot, people can be coerced into requesting an absentee ballot and then into showing the coercing party what candidates were selected on the ballot before it's sealed up and mailed. And the coercing party can insist on mailing it too, so that even if the person chose the candidates they really wanted, their ballot can be discarded by the coercing party without their knowledg (putting the voter at risk of being charged with election fraud if they suspect their absentee ballot wasn't mailed in, and try to vote at their regular polling place).
Absentee voting just completely eliminates the concept of every voter being able to cast a ballot in secrecy, with no one else able to see or confirm which candidates they voted for.
I have more than wondered that myself. There are a huge number of these homes or assisted care facilities where they are not bedridden even, where a number were infected or died right at the onset of all of this, from coronavirus. It is very weird, it is not publicized (which in and of itself makes me very curious - if MSM is not talking about it, they are most often absolutely hiding it) and you just run across other examples if some article inadvertently mentions it referring to a similar situations elsewhere, etc., or a Tweet mentioning a parent who was in one, or even in a rehab after a surgery, and died or survived it (I read a horror story about one like that recently, as well as an article abt a doctor who saved a number of elderly patients by giving them hydroxychloroquine and that article even said a large number of facilities had been hit). It really seems a lot more than coincidence, IMHO).
I know someone who runs a nursing home in NJ. A little before all this there was a scabies outbreak where they work so everyone including staff was treated with ivermectin which is effective for 6 months. That facility is 1 of 30 out of 375 with no deaths and the other 342 have been slammed.