Let me put it this way. I've learned the only time q bank will ever lend you money is if you can prove, without a doubt, that you have absolutely no need for the money. You have billions in assets and 8 figures in the bank? Sure no problem, here's a million dollar loan. You need $10,000 to keep your business open or you'll shut down and lose everything? Hope you have a black market organ trafficker you can sell your kidney to, because you're just wasting your time and energy going to the bank