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CmonPeopleGetReal 3 points ago +3 / -0

Also because it has ingrained itself as the defacto medium of exchange on a societal level.

In relative terms everyone understands the value of $1, $100, $1000. They know what they can purchase with those denominations, they know that everyone is willing to accept them, and so they are willing to accept them as well.

If you try to buy something with gold or silver, most people are not familiar enough with those to be confident in their value for trade. They have no idea how to determine if they are genuine/counterfeit, and they also have low confidence that they could use them to exchange for something else immediately afterwards, Even though both have high values.

Money is just a medium of exchange.

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krzyzowiec 1 point ago +1 / -0

The idea of gold tends to be better than the reality. It’s fine in small amounts, but the minute you want to start storing lots of value, you run into problems involving security, storage, transportation, etc. (Bitcoin is ingenious in these areas)

I’d also say money could be considered a good, if you take into account time preference.

What is a loan? It’s basically the amount you are willing to pay (in interest) to have money right now. You are obtaining the money now, in exchange for paying more of it back later.