Oh, I'm totally in favor of temporary shelters for someone who got dealt a shit hand. That stuff happens, I've seen it. Happy as a clam, going about your life, BAM, husband dies in the same fire that destroys the house that he didn't insure because he just sank all the savings into the new business that you can't run without him. That woman needs a hand until she can get shit under control, and I'll gladly give that hand. But the woman who let her house slowly fall apart because she never got off the couch, and now lives in the ruins of a life she was able to maintain all along if she'd stood up? Sorry, she's on her own.