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murderhornet 2 points ago +2 / -0

Most hospitals, doctors and long-term healthcare facilities in the country accept insurance. Medicare, is simply baseline health insurance administered by the government for those over 65 who choose to pay for it.
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Elderly are retired and so don't get insurance through their employers. Medicare is not free, there is a monthly insurance payment required. It's 80/20 copay after the deductible has been met.

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inquimouse 1 point ago +1 / -0

Yes. Plus, if you continue to earn money after joining Medicare they can raise your monthly rate based on earnings. Plus Part D, the drug coverage, is a mess and probably a scam too. I pay approx $57 a month for nothing, I take one generic medicine that costs $4/90 days and it isn't enough to ever meet the deductible: but others who need expensive medicine get stuck midyear with a coverage gap.