So what am I wrong about then? When did I say that you should "bank on a psychological stop"? I'm pretty sure I said the opposite. My point still stands though. Based on the numbers, it doesn't really matter whether you choose FMJ or hollow point rounds as the vast majority of attackers are going to stop after being shot, one way or the other.

If we're going by "incapacitation is #1", then there's zero reason why you should carry a pistol and should only ever be carrying a centerfire rifle around. However, when we stop being autistic about a mantra and consider context, we can form a more realistic idea. Why do you think double tapping is a thing? Because we understand that there's a chance that someone isn't going to stop after one shot, regardless of what they're shot with (as I had already mentioned previously). That's why you almost reflexively shoot twice with a semi-automatic weapon, even with hollow points in the chamber or a centerfire rifle.