That’s a fantastic explanation, good job. Also, keep in mind that even if my state re-opened 100% tomorrow, I would not see positive cash flow for essentially a year. Not everyone goes back to work and gets a check in a week. I will go about 60 days before I get paid, that money will go towards paying expenses for the 60 days I worked but received no income. So, it will be about 5 months before I start being able to pay myself. Consider that 5 months combined with the 3 months I was forbidden to work by the state, and a few more months for normal fluctuations (slow pays, deals fall through, another coronavirus scare in the fall, slow winter/holiday, etc...) and I will have essentially gone a year without putting money into the economy. The only people I can afford to pay are my mortgage lender and creditors, that’s not helping my local economy.