Don’t have fertility issues but was browsing my coverage for some other stuff and went down a rabbit hole. I have really really good health insurance that is probably better than 99% of Americans so I’m sure it’s true for everyone else. This is honestly super sad considering I have several coworkers that battled with infertility and spend THOUSANDS of dollars out of pocket to finally have their children. But they’ll pay for you to mutilate your body and even fly you to have the procedure done. Unbelievable.
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My insurance is pretty good. My out of pocket used to be zero, after Obamacare it's about 1000 max out of pocket.
Mine covers fertility treatments. The only thing they wont cover is surrogacy. They do not cover sex change operations.