Don’t have fertility issues but was browsing my coverage for some other stuff and went down a rabbit hole. I have really really good health insurance that is probably better than 99% of Americans so I’m sure it’s true for everyone else. This is honestly super sad considering I have several coworkers that battled with infertility and spend THOUSANDS of dollars out of pocket to finally have their children. But they’ll pay for you to mutilate your body and even fly you to have the procedure done. Unbelievable.
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I know this sound despicable but play their sick game: If you are in this situation inform insurance that wife wants to transition fully to womanhood the epitome of which is procreation. The inability to procreate has cause her sever mental anguish and depression etc. Insurance would categorize this as a mental issue and approve infertility treatment. If not sue.