Nah, just stop federally guaranteeing a loan. If you want to learn something that I know, I will happily teach you and take your money. What you do with the knowledge afterward is up to you. If you are willing to pay me to learn everything I know about advanced Settlers of Catan strategy, so be it. It's your money. I shouldn't ever be on the hook for you being dumb enough to think you can make a career out of that.
But the bank that actually loans you the money? They should be very concerned that you will not be able to pay it back. Right now they don't give two shits because if you can't, the government will.
I agree with the thought here. What I'd like to address is the university not giving a shit what people are going to do with their shit diplomas.
Right now a university will give you a masters in gender theory, and if you can't find a job they'll suggest the solution is you need to pay them more for a PhD in gender theory.
If you bought a car that couldn't be used to transport you around, the dealer would have to refund you.
Other than having some alumni success stories to share, the university really doesn't have any obligation to make sure that what they sold you (sometimes for $100K+) actually does what it is suppose to do (provide you with the foundation to successfully enter your desired career field).
actually does what it is suppose to do (provide you with the foundation to successfully enter your desired career field).
I think I would simply disagree that what it is "supposed" to do is what you think it will do.
In my mind an education is nothing more than information in your head, and a degree is nothing more than a piece of paper verifying that said information is in your head and remains there.
What you do with that information is on you, not them. I don't disagree at all that they are shady as shit with trying to convince you to get advanced degrees in the same field, but those are frequently handled not via loans but via grants and aid packages.
Nah, just stop federally guaranteeing a loan. If you want to learn something that I know, I will happily teach you and take your money. What you do with the knowledge afterward is up to you. If you are willing to pay me to learn everything I know about advanced Settlers of Catan strategy, so be it. It's your money. I shouldn't ever be on the hook for you being dumb enough to think you can make a career out of that.
But the bank that actually loans you the money? They should be very concerned that you will not be able to pay it back. Right now they don't give two shits because if you can't, the government will.
I agree with the thought here. What I'd like to address is the university not giving a shit what people are going to do with their shit diplomas.
Right now a university will give you a masters in gender theory, and if you can't find a job they'll suggest the solution is you need to pay them more for a PhD in gender theory.
If you bought a car that couldn't be used to transport you around, the dealer would have to refund you.
Other than having some alumni success stories to share, the university really doesn't have any obligation to make sure that what they sold you (sometimes for $100K+) actually does what it is suppose to do (provide you with the foundation to successfully enter your desired career field).
I think I would simply disagree that what it is "supposed" to do is what you think it will do.
In my mind an education is nothing more than information in your head, and a degree is nothing more than a piece of paper verifying that said information is in your head and remains there.
What you do with that information is on you, not them. I don't disagree at all that they are shady as shit with trying to convince you to get advanced degrees in the same field, but those are frequently handled not via loans but via grants and aid packages.