The student loan crisis is a studies degree crisis. Zero people with real majors bitching about paying them back. Cut off predatory student loans, and watch studies departments vanish. Nobody is willing to pay for a Wikipedia degree.
There is no student loan "crisis". There is a need to allow bankruptcy and default against these "loans". The debt is liquidated and the debtor must rebuild their credit over a few years. Problem solved immediately. Lendors and the institutions that benefit from them can rethink their strategies. That's not our problem.
I’m fine with anything that isn’t using government money to pay for bad decisions and predatory lending. Anything else is rewarding people that made the worst decisions and punishing those that made the best and sacrificed for it.
The reason our society clear out debts every 7 years is written in Leviticus 25:8–13. It is an absolute crime to force the young to be entrapped into this usury. The remedy is flipped tables and floggings.
So why, exactly, is it usury? You're absolutely right, no one forced "a lot of people" into bankruptcy at all, except for themselves.
Pretty much every public school will offer a scholarship that will pay most/all of your costs if you have decent grades. If you don't, a community college can typically be paid for with just a Pell Grant.
Your idea would make idiot degrees unaffordable! "Studies" majors are entirely unemployable. College degrees are supposed to enable children to be more valuable to industry, and a degree in advanced sexual perversion does not accomplish this goal.
It's why so many studies grads are working at minimum wage Mickie Dee's and whining that they can't afford lofts in downtown buildings, and Beemers.
It just isn't fair, and Leftists are big on "Fair".
Don't be ridiculous. Anyone with an X-Studies degree can't hold down a service industry job for more than two days. They're entitled agitators who would be yelling at management and customers the whole time.
In a matter of years online coursework will advance to a point where an AI can guide you through curriculum. In a few more years afterwards the AI can replace a guidance counselor and help you progress faster than you would have at any Ivy League. The question then becomes, what can we build in such a world?
Vs. the question today: why can't I have it all for free?
100% agree.
My wife went for a two year accounting degree and let the school counselor assign her classes. Come to find out the last four classes the scholl planned for her had to be taken in order...
Making a 2 year degree a 3.5 year degree and taking only one class a semester for the last 3 semesters.
For gender studies (and other bullshit courses), you don't even need to read a book. The only prerequisite is that you have enough hate for a "right" class/gender/race.
Hold up. The purpose of college degrees wasn't to build a more useful cog for business. The goal, when the university system was created, was to form better, more moral leaders. Now, they've obviously failed that goal, but we should never forget that the primary beneficiary of college education was supposed to be the polis, not the corporation.
College has ALWAYS been to make yourself better at your job. The idea that a degree should be to burnish a hobby started 80 years ago. Until the 2nd World War, and the GI bill. humanities was reserved for people whose children could afford a extra useless four years of education, and then bury themselves in academia. My grandfather degreed in Electrical Engineering. As a farm boy, the idea of working his way through college for French Lit was absurd. (He went on to Western Electric, in Chicago, with 4 years doing something in the Manhattan District.) My father degreed in Mechanical Engineering, as did I.
Ivory towers do not advance civilization. They work to justify the human misery they inflict.
I think you need to do some more reading on the university system. I didn't say the purpose was to get good at a hobby. I said the purpose was the formation of leaders. And no, not everyone was expected to go.
Jesus H Baldheaded, Blue Eyed, Beardless Christ, on a bicycle! A degree in Art History is leadership training?
Shit! All you need is to be warm to the touch! And a borrowed $75,000.
Issuing humanities degrees are what keeps the lights on at colleges. The STEM students are NOT the ones rioting. Felonies acquired while "protesting" screw up a security clearance.
Agree there is no "crisis" but the banks lent the money knowing the money is pretty much guaranteed. Bankruptcy would hurt the banks, not the Leftist idiots.
I've always thought this had a simple solution and I'm still not sure why most people don't say it. Cap the maximum amount of student loans to say $15,000/yr with a $75,000 lifetime cap. Let them pay back student loans with pre-tax money. Even $75,000, amortized over 30 years, at lets say 4%, that's $358/month, before taxes.
University prices plummet overnight to something that anyone can afford. Universities no longer have these insanely inflated budgets where they can pay people to teach lesbian dance theory. Let's be honest, if you got a degree and you can't budget $358/month, pre-tax, which is closer to $300/month after taxes assuming you make $30k a year, so if you can't budget $300/month for something that was supposed to provide your livelihood, then do us all a favor and just remove yourself from the gene pool
Well unfortunately they are. And they should get their money back. And if they can make a small profit on it, even better. This would help ensure they get that money back.
I like the idea of a cap on student loans, but I wouldn’t make it a lifetime cap. Instead set a maximum of debt you can carry, like the limit on a credit card.
That's actually a good idea. It would also solve the issue of "what about people who go to law school or medical school". You want to go to either of those? Pay back undergrad first.
Not to mention, I've been out of school for about 10 years now. Don't scholarships exist anymore? In high school we were FORCED, during classroom time and for homework, to apply for as many scholarships as humanly possible. Write nonstop essays, fill out countless forms, and go down this list and show proof that we actually applied for that scholarship.
I'm sure everyone in my school (or maybe just had that one teacher) is glad they did. End result? Because I got so many scholarships, I ACTUALLY HAD MONEY LEFT OVER AT THE END OF THE SEMESTER. Not much, it was maybe like $200/semester, but i graduated without so much even knowing what a student loan application looked like. I wasn't even a top student in high school. I finished high school with like 2.8 GPA and no extra curriculars (so if anything I was slightly below average). $200 scholarship there, $500 scholarship here, $1,000 scholarship there, another $100 there, etc. Sure my bill was a page longer than the average person's because of all the credits from like 20 scholarships, but it also had a negative balance that I was able to take and get a check written out to my name for. I think there was one scholarship that I found that I found out I was literally the one and only person who applied for it, and that's why I got it.
Hell, back in the day we had a facebook group (back when facebook was only university students) at the school that was called something like "I have so many scholarships I get paid to come to (name of my school)" with at least a thousand members.
There's a systemic issue here which student lending programs have subsidized. We want to remove that subsidy. We can do this by doing the right thing. Which is forcing lenders to forgive debts after a certain amount of time.
The wrong thing is to continue to allow open usury against kids.
edit: let me add to that we have done a tremendously fucking terrible job of taking the narrative on this one. Epic failure. It's time for change there, especially.
We are in the right here. We should own this fight.
I'm not going to listen to molymeme right now (I like the guy I'm just tired). We come from a somewhat similar thought pattern. I would immediately challenge him if he tried to pretend a debt liquidation wasn't the remedy to this. I also would challenge you if you would like to hold a position that American citizens (especially our youth) should continue to be forced by the state to hold debt in perpetuity.
It is a sick system and we could end it tomorrow but allowing them to bankrupt or default without garnishment.
I understand there are more complexities or nuances than this surrounding the economics behind the web of liabilities. This is rule by fiat and totally fucking retarded, liquidate it and be done.
That will not happen because of the way the debt is "used" by the lenders(as explained in the video). Stefan does agree with discharging the debt as nonbankruptcy is nonsense(He has compared it too allowing a big business owner to declare bankruptcy for millions of dollars but much less for student loans is ludicrous).
The economy will tank harder than the housing crash if bankruptcy occurs.
Forgiving student also will not happen as lenders have probably made future plans on most of the debt not being paid back(they get more money because of the system).
They should not; however, a lot of institutions are dependent on the debt(and all of these people not looking for work).
Same here. I also used to not have a credit score but recently opened a credit card for my work purchases. I have like 825 credit score lol. 850 is max.
They spend 4 years of their lives on gender studies degrees and then wonder why they don't find jobs in the marketplace. No wonder they've wholeheartedly embraced communism
This is why there is such a push for diversity and inclusion is so many companies and government departments. Who else, but nasty feminists, are suited to fill these positions?
As far as I can tell HR is completely useless other than filtering out garbage resumes for hiring positions. 95% of their other duties just seem to be virtue signalling...
filtering out garbage resumes for hiring positions
In my experience, they don't even do this. A long time ago, I got sent a ton of resumes purporting expertise in JavaScript when the position was advertised as Java EJB developer. When I phoned up HR I got asked "What's the difference"?
A lot of them that couldn't find jobs just forged jobs out of those ridiculous studies in the form of diversity and equity positions and the whole thing snowballed.
is it controversial that I think those doctors should face some sort of punishment? It's no different to killing a baby in the womb imo. Well this is not exactly killing but cutting off the genitals causes them to have a 42% suicide rate later on in life.
To be fair, they have been intentionally made retarded in school. It's not their fault they can't understand simple economic concepts. If they could comprehend loans, they might start to realize the reason they need a cost of living adjustment every year.
It would also be less expensive if the left didn't brainwash two generations into thinking that they had to go to college or else they would have a lame-ass low paying blue collar jobs...
But it all works itself out in the wash... Timmy is learning very quickly that theres no such thing as a 6 figure salaried lesbian dance historian and Johnny who knows how to weld pipes is dripping with cash
No kidding. My neighbour has been a welder pretty much his entire working life and about ten years ago got his business degree, started up his own small company contracting out guys who do repair work on trucks and soon small light aircraft.
The dude is practically swimming in money it’s insane.
Have you ever noticed that a lot (most? all?) of the movies perpetuate this? Watch any Hallmark Xmas movie. The relatively young high school teacher/florist/store worker/etc. lives in the big city, in a huge house in a nice neighborhood, full of nice furniture, drives a nice car, has plenty of money to eat out at nice restaurants, goes to shows, buys new clothes, well dressed, etc. You rarely see them struggling financially, unless its the poor mom with kids that had something bad happen to them.
It does not matter. Feminism is being indoctrinated into our children right now in schools and colleges. Until this is stopped, you will never see the end of this. It will get even worse.
As a college student, the current price of college is criminal. It's absurd how college is so expensive. I'm fully committed to paying every cent back, but there's no chance in hell I'll let my kids, if I have them some day, get caught in this scam if it is not fixed by then.
it's not the size of the weener creating the size of the bulge, it's the tightness of the women's clothing they're wearing
stonetoss is regularly criticized for drawing large bulges on the trannies he draws in his comics like this, but he responds by posting a picture of this real life tranny
you just need to remember it's a sexual fetish for them. you cant discount the possibility that when they appear in public like this that they're hard as a rock.
I am someone who got screwed by the go to college narrative. I had no direction in life and wanted to do the right thing. What I want is for people to learn how cool learning a trade and working with your hands really is. Building and creating is one of the most satisfying things I’ve ever experienced.
Uh 😩 story of my life. Zero direction because I was mostly focused on theater and choir. Blew 30k on community college with no idea what I wanted to do. Spent another decade completely lost. I blame the education system and my parents for never sitting me down and being like "hey, you should have a backup plan". And nobody really tells you the significance of loan debt. These lenders make it painless to sign yourself up for debt. And teachers and parents basically recommend it. I was brainwashed by leftist indoctrination for most of my life. Of course I am responsible for my actions but when you're under that kind of mental programming it's very hard to be in complete control of your own life.
The difference between us and them is we believe that someday we can be millionaires. Maybe it’s a couple great stock picks and a couple great years. But we believe someday with enough work we can be millionaires. These weirdos think the world isn’t fair and rich people are evil. And that’s why they are miserable.
Okay, maybe there is some validity in that first statement, because the adults around these people failed them by giving them shitty advice in high school. Telling them to go to college and just take out a loan, it'll be fine! Their parents failed them too by going along with this scam.
Upon finally realizing that you've been screwed over, you have the power to fix it. Take control of the situation by either changing your major to something that will actually get you a job, or just drop out and go to a trade school. Or become an apprentice somewhere. You can get out of debt if you just try, and make smart decisions now that you're more informed. It's possible.
I say this phrase with the upmost seriousness: Wanna know how to fix this country in 5 years? Pass a law that says if you rely on the government for anything, welfare, student loans, unemployment, etc. you forfeit your ability to vote.
I've long thought something similar. To vote you must have some vested interest in the country's future. Owning land, having children, or paying taxes for example.
I was 18 in 2016. Myself and many of my young friends voted for Trump in the 2016 election. Don't make assumptions that all young people are going to vote Democrat, because they aren't.
I have student loans. I also have a job that allows me to support my family with a single income, own a home, put presents under the tree and yes, even pay back my loans. There is a secret to it though and I'm about to tell the world. Ready? Don't study worthless bullshit in college!
Indeed! I am in a similar situation, but paid back my loans before marrying. Now I'm paying my (uneployed) wife's student loans for her English degree! Yay! ;_;
This is why I encourage military service after high school. Nothing helps a kid grow up and gain a greater perspective on life, in addition to a host of other lifetime benefits than military service in my opinion. Plus you get paid instead of racking up thousands of dollars worth of debt!
I think all kids should have to do 2 years military service like Israel, work a minimum wage job for a year or two, or do volunteer work with the dregs of society. I guarantee you will come out knowing exactly why you need an education or trade, and will have some maturity before starting. I saw a lot of kids go straight to college not knowing what they wanted or why they were there, and they end up ruining their GPA, scholarship, or waste money/loans/time.
I remember I went though this phase of putting on my mother's heels for the hell of it. I maybe flirted with the idea of being a woman, but today I am as straight as a male could possibly be and the idea of dressing up as a woman disgusts me.
If my parents were liberal idiots then I would've probably been put on hormone blockers and had my entire life ruined.
About student loans, I have a modest proposal. Make universities cover the difference between what someone pays on an income based repayment plan for the normal 10 year life of the loan. For poorer schools money can come from a slush fund levied against schools with larger endowments. They like socialism so let them practice it first to set the example.
$32,000.00 in student debt to get a degree I can't use because the Great Recession killed my IT dreams. But, guess what, I signed those papers, so I have to pay it back, which I am. I don't expect the debt to vanish or anyone to pay it for me.
These assinine idiots new exactly what they were doing. They did not go to college to get a degree they could use to get a job. They went to school on our money for 4 and 6 years not to get a degree but to party with out thinking that these loans have to be paid back. They partied it away now pay it back , tough shit that those gender studies just dont have any use at macdonalds or where ever.
It’s a failure with parenting too. We’re supposed to teach our kids that “borrowing” means you have to pay it back and then some.
I know a guy who insisted on going to a private business college and after graduating he supposedly turned down a few good job offers because $70k a year wasn’t good enough. So he took nothing and defaulted on his loans. Has been living with his mother and trying to fake a disability for the past 12 years and keeps getting denied benefits. At least someone sees through it.
The student loan crisis is a studies degree crisis. Zero people with real majors bitching about paying them back. Cut off predatory student loans, and watch studies departments vanish. Nobody is willing to pay for a Wikipedia degree.
There is no student loan "crisis". There is a need to allow bankruptcy and default against these "loans". The debt is liquidated and the debtor must rebuild their credit over a few years. Problem solved immediately. Lendors and the institutions that benefit from them can rethink their strategies. That's not our problem.
I’m fine with anything that isn’t using government money to pay for bad decisions and predatory lending. Anything else is rewarding people that made the worst decisions and punishing those that made the best and sacrificed for it.
The reason our society clear out debts every 7 years is written in Leviticus 25:8–13. It is an absolute crime to force the young to be entrapped into this usury. The remedy is flipped tables and floggings.
Except no one "forced" them into anything.
Who said this was usury?
I just did. No one forced a lot of people into bankruptcy.
So why, exactly, is it usury? You're absolutely right, no one forced "a lot of people" into bankruptcy at all, except for themselves.
Pretty much every public school will offer a scholarship that will pay most/all of your costs if you have decent grades. If you don't, a community college can typically be paid for with just a Pell Grant.
I love the logic, can't smoke, can't drink, can sign up for non-defaultable debt to hang over your head for the rest of your life.
Your idea would make idiot degrees unaffordable! "Studies" majors are entirely unemployable. College degrees are supposed to enable children to be more valuable to industry, and a degree in advanced sexual perversion does not accomplish this goal.
It's why so many studies grads are working at minimum wage Mickie Dee's and whining that they can't afford lofts in downtown buildings, and Beemers. It just isn't fair, and Leftists are big on "Fair".
Don't be ridiculous. Anyone with an X-Studies degree can't hold down a service industry job for more than two days. They're entitled agitators who would be yelling at management and customers the whole time.
Otherwise you're spot on. Take this UpTrump.
In a matter of years online coursework will advance to a point where an AI can guide you through curriculum. In a few more years afterwards the AI can replace a guidance counselor and help you progress faster than you would have at any Ivy League. The question then becomes, what can we build in such a world?
Vs. the question today: why can't I have it all for free?
Guidance counselors should be replaced regardless of AI. They’re a bunch of idiots.
100% agree. My wife went for a two year accounting degree and let the school counselor assign her classes. Come to find out the last four classes the scholl planned for her had to be taken in order...
Making a 2 year degree a 3.5 year degree and taking only one class a semester for the last 3 semesters.
Depends on the degree.
For gender studies (and other bullshit courses), you don't even need to read a book. The only prerequisite is that you have enough hate for a "right" class/gender/race.
Hold up. The purpose of college degrees wasn't to build a more useful cog for business. The goal, when the university system was created, was to form better, more moral leaders. Now, they've obviously failed that goal, but we should never forget that the primary beneficiary of college education was supposed to be the polis, not the corporation.
College has ALWAYS been to make yourself better at your job. The idea that a degree should be to burnish a hobby started 80 years ago. Until the 2nd World War, and the GI bill. humanities was reserved for people whose children could afford a extra useless four years of education, and then bury themselves in academia. My grandfather degreed in Electrical Engineering. As a farm boy, the idea of working his way through college for French Lit was absurd. (He went on to Western Electric, in Chicago, with 4 years doing something in the Manhattan District.) My father degreed in Mechanical Engineering, as did I. Ivory towers do not advance civilization. They work to justify the human misery they inflict.
I think you need to do some more reading on the university system. I didn't say the purpose was to get good at a hobby. I said the purpose was the formation of leaders. And no, not everyone was expected to go.
Jesus H Baldheaded, Blue Eyed, Beardless Christ, on a bicycle! A degree in Art History is leadership training? Shit! All you need is to be warm to the touch! And a borrowed $75,000. Issuing humanities degrees are what keeps the lights on at colleges. The STEM students are NOT the ones rioting. Felonies acquired while "protesting" screw up a security clearance.
Bingo.
Agree there is no "crisis" but the banks lent the money knowing the money is pretty much guaranteed. Bankruptcy would hurt the banks, not the Leftist idiots.
I've always thought this had a simple solution and I'm still not sure why most people don't say it. Cap the maximum amount of student loans to say $15,000/yr with a $75,000 lifetime cap. Let them pay back student loans with pre-tax money. Even $75,000, amortized over 30 years, at lets say 4%, that's $358/month, before taxes.
University prices plummet overnight to something that anyone can afford. Universities no longer have these insanely inflated budgets where they can pay people to teach lesbian dance theory. Let's be honest, if you got a degree and you can't budget $358/month, pre-tax, which is closer to $300/month after taxes assuming you make $30k a year, so if you can't budget $300/month for something that was supposed to provide your livelihood, then do us all a favor and just remove yourself from the gene pool
My tax money should not be subsidizing college loans at all. The federal government should not be involved in education.
Well unfortunately they are. And they should get their money back. And if they can make a small profit on it, even better. This would help ensure they get that money back.
Yes of course the banks should get their money back. The subsidizing needs to stop though immediately.
I like the idea of a cap on student loans, but I wouldn’t make it a lifetime cap. Instead set a maximum of debt you can carry, like the limit on a credit card.
That's actually a good idea. It would also solve the issue of "what about people who go to law school or medical school". You want to go to either of those? Pay back undergrad first.
Not to mention, I've been out of school for about 10 years now. Don't scholarships exist anymore? In high school we were FORCED, during classroom time and for homework, to apply for as many scholarships as humanly possible. Write nonstop essays, fill out countless forms, and go down this list and show proof that we actually applied for that scholarship.
I'm sure everyone in my school (or maybe just had that one teacher) is glad they did. End result? Because I got so many scholarships, I ACTUALLY HAD MONEY LEFT OVER AT THE END OF THE SEMESTER. Not much, it was maybe like $200/semester, but i graduated without so much even knowing what a student loan application looked like. I wasn't even a top student in high school. I finished high school with like 2.8 GPA and no extra curriculars (so if anything I was slightly below average). $200 scholarship there, $500 scholarship here, $1,000 scholarship there, another $100 there, etc. Sure my bill was a page longer than the average person's because of all the credits from like 20 scholarships, but it also had a negative balance that I was able to take and get a check written out to my name for. I think there was one scholarship that I found that I found out I was literally the one and only person who applied for it, and that's why I got it.
Hell, back in the day we had a facebook group (back when facebook was only university students) at the school that was called something like "I have so many scholarships I get paid to come to (name of my school)" with at least a thousand members.
There's a systemic issue here which student lending programs have subsidized. We want to remove that subsidy. We can do this by doing the right thing. Which is forcing lenders to forgive debts after a certain amount of time.
The wrong thing is to continue to allow open usury against kids.
edit: let me add to that we have done a tremendously fucking terrible job of taking the narrative on this one. Epic failure. It's time for change there, especially.
We are in the right here. We should own this fight.
Especially since most of the kids have been sold for the last 10 years of their life that they have to go to college or be worthless.
Yes there is. The economy(especially the boombers and even Trump supporters) are HIGHLY dependent on the bubble...to quote myself...
Stefan has a good(old) video on it
I'm not going to listen to molymeme right now (I like the guy I'm just tired). We come from a somewhat similar thought pattern. I would immediately challenge him if he tried to pretend a debt liquidation wasn't the remedy to this. I also would challenge you if you would like to hold a position that American citizens (especially our youth) should continue to be forced by the state to hold debt in perpetuity.
It is a sick system and we could end it tomorrow but allowing them to bankrupt or default without garnishment.
I understand there are more complexities or nuances than this surrounding the economics behind the web of liabilities. This is rule by fiat and totally fucking retarded, liquidate it and be done.
That will not happen because of the way the debt is "used" by the lenders(as explained in the video). Stefan does agree with discharging the debt as nonbankruptcy is nonsense(He has compared it too allowing a big business owner to declare bankruptcy for millions of dollars but much less for student loans is ludicrous).
The economy will tank harder than the housing crash if bankruptcy occurs.
Forgiving student also will not happen as lenders have probably made future plans on most of the debt not being paid back(they get more money because of the system). They should not; however, a lot of institutions are dependent on the debt(and all of these people not looking for work).
Amen!
Correct. I took out student loans. I got a useable degree. I paid it back.
I studied a real major and paid straight cash for my degree. Worked 40 hours/week and went to school full time. Never complained.
Did the same!
I did my degree with cash too. Had some grants, but the rest was covered with money I earned, no loans at all. I've never even had a credit score.
Same here. I also used to not have a credit score but recently opened a credit card for my work purchases. I have like 825 credit score lol. 850 is max.
They spend 4 years of their lives on gender studies degrees and then wonder why they don't find jobs in the marketplace. No wonder they've wholeheartedly embraced communism
absolutely based
This is why there is such a push for diversity and inclusion is so many companies and government departments. Who else, but nasty feminists, are suited to fill these positions?
As far as I can tell HR is completely useless other than filtering out garbage resumes for hiring positions. 95% of their other duties just seem to be virtue signalling...
In my experience, they don't even do this. A long time ago, I got sent a ton of resumes purporting expertise in JavaScript when the position was advertised as Java EJB developer. When I phoned up HR I got asked "What's the difference"?
A lot of them that couldn't find jobs just forged jobs out of those ridiculous studies in the form of diversity and equity positions and the whole thing snowballed.
And the irony is that if we actually went to communism they would be the first ones to go to the mass graves because they're completely worthless.
Yeah this 100%. They'd be the first to get the wall
is it controversial that I think those doctors should face some sort of punishment? It's no different to killing a baby in the womb imo. Well this is not exactly killing but cutting off the genitals causes them to have a 42% suicide rate later on in life.
Not for long. A lot of them end up suiciding.
"As a young informed voter..."
Still my favorite redditor quote.
Most*
Ignorance has never been a defense, only an excuse for the stupid.
To be fair, they have been intentionally made retarded in school. It's not their fault they can't understand simple economic concepts. If they could comprehend loans, they might start to realize the reason they need a cost of living adjustment every year.
This 👆
Higher education wouldn't be so expensive if the traitors in charge of our Universities wouldn't have sold out to the Chinese
It would also be less expensive if the left didn't brainwash two generations into thinking that they had to go to college or else they would have a lame-ass low paying blue collar jobs...
But it all works itself out in the wash... Timmy is learning very quickly that theres no such thing as a 6 figure salaried lesbian dance historian and Johnny who knows how to weld pipes is dripping with cash
No kidding. My neighbour has been a welder pretty much his entire working life and about ten years ago got his business degree, started up his own small company contracting out guys who do repair work on trucks and soon small light aircraft.
The dude is practically swimming in money it’s insane.
Have you ever noticed that a lot (most? all?) of the movies perpetuate this? Watch any Hallmark Xmas movie. The relatively young high school teacher/florist/store worker/etc. lives in the big city, in a huge house in a nice neighborhood, full of nice furniture, drives a nice car, has plenty of money to eat out at nice restaurants, goes to shows, buys new clothes, well dressed, etc. You rarely see them struggling financially, unless its the poor mom with kids that had something bad happen to them.
We get to go through an all new generation of this crap...again.
Cool thing is, they generally dont breed
They import instead.
It does not matter. Feminism is being indoctrinated into our children right now in schools and colleges. Until this is stopped, you will never see the end of this. It will get even worse.
As a college student, the current price of college is criminal. It's absurd how college is so expensive. I'm fully committed to paying every cent back, but there's no chance in hell I'll let my kids, if I have them some day, get caught in this scam if it is not fixed by then.
A lot depends on the particular school, but yeah..
A friend spent two years at a community college, another two years at a good public university. She graduated with no debt at all.
The thing is, so many people want to have "the college experience," so they forget about doing anything responsible like that.
College has become more about “keeping up with the Joneses” than learning.
By the time your kids get old enough, college will have probably been replaced by vocational certificates. Already happening in the tech industry.
What am I supposed to do? Declare bankruptcy?
The university already got paid. It's repaying the bank.
Too spicy
It's why they had to spez the Smuggies sub back on reddit. Spice overload.
I like the big bulge you drew on xer
it's not the size of the weener creating the size of the bulge, it's the tightness of the women's clothing they're wearing
stonetoss is regularly criticized for drawing large bulges on the trannies he draws in his comics like this, but he responds by posting a picture of this real life tranny
you just need to remember it's a sexual fetish for them. you cant discount the possibility that when they appear in public like this that they're hard as a rock.
If you can’t qualify for a 150,000+ mortgage you should not be able to get a 150,000+ student loan
No Refunds!
Does anyone shut the microwave off 1 second before it finishes microwaving?
Same
I've even dared myself to set the timer to 0:00 just so I could hear it beeeeeeeeep after I press Start.
I hate beeping.
I am someone who got screwed by the go to college narrative. I had no direction in life and wanted to do the right thing. What I want is for people to learn how cool learning a trade and working with your hands really is. Building and creating is one of the most satisfying things I’ve ever experienced.
Uh 😩 story of my life. Zero direction because I was mostly focused on theater and choir. Blew 30k on community college with no idea what I wanted to do. Spent another decade completely lost. I blame the education system and my parents for never sitting me down and being like "hey, you should have a backup plan". And nobody really tells you the significance of loan debt. These lenders make it painless to sign yourself up for debt. And teachers and parents basically recommend it. I was brainwashed by leftist indoctrination for most of my life. Of course I am responsible for my actions but when you're under that kind of mental programming it's very hard to be in complete control of your own life.
The difference between us and them is we believe that someday we can be millionaires. Maybe it’s a couple great stock picks and a couple great years. But we believe someday with enough work we can be millionaires. These weirdos think the world isn’t fair and rich people are evil. And that’s why they are miserable.
Okay, maybe there is some validity in that first statement, because the adults around these people failed them by giving them shitty advice in high school. Telling them to go to college and just take out a loan, it'll be fine! Their parents failed them too by going along with this scam.
Upon finally realizing that you've been screwed over, you have the power to fix it. Take control of the situation by either changing your major to something that will actually get you a job, or just drop out and go to a trade school. Or become an apprentice somewhere. You can get out of debt if you just try, and make smart decisions now that you're more informed. It's possible.
If you can't understand a loan, you can't vote.
I say this phrase with the upmost seriousness: Wanna know how to fix this country in 5 years? Pass a law that says if you rely on the government for anything, welfare, student loans, unemployment, etc. you forfeit your ability to vote.
I've long thought something similar. To vote you must have some vested interest in the country's future. Owning land, having children, or paying taxes for example.
You guys know how to meme. KEK
Make the voting age 21 again.
I hope not lol I’m 18
Sorry, carry on! 👍
I hope you get a degree and become a world famous importer-exporter.
Thank you, I’m currently interning at a latex firm
I was 18 in 2016. Myself and many of my young friends voted for Trump in the 2016 election. Don't make assumptions that all young people are going to vote Democrat, because they aren't.
LOL
I have student loans. I also have a job that allows me to support my family with a single income, own a home, put presents under the tree and yes, even pay back my loans. There is a secret to it though and I'm about to tell the world. Ready? Don't study worthless bullshit in college!
Indeed! I am in a similar situation, but paid back my loans before marrying. Now I'm paying my (uneployed) wife's student loans for her English degree! Yay! ;_;
She's probably worth it tho, and has a good man to help her out. Undergrad is paid. Over 50% of grad school paid!
She is worth it. Not sure about the "good man" part, but I do my best.
Supporting Trump and paying the bills makes a good man. Only thing left would be a gun owner. That makes man great again IMNSHO...
heh, my wife, my brother, my father, and I all got our CCWs together. Guns we have.
Dam, I am very thankful that I did not grow up in one of these retard’s homes.
As a 3 year old, would occasionally put of goofy girl’s hats. ( I still have a photo )
If I was in their house, they would have put me on puberty blockers and everything!
What these mental patients are doing is child abuse.
This is why I encourage military service after high school. Nothing helps a kid grow up and gain a greater perspective on life, in addition to a host of other lifetime benefits than military service in my opinion. Plus you get paid instead of racking up thousands of dollars worth of debt!
I think all kids should have to do 2 years military service like Israel, work a minimum wage job for a year or two, or do volunteer work with the dregs of society. I guarantee you will come out knowing exactly why you need an education or trade, and will have some maturity before starting. I saw a lot of kids go straight to college not knowing what they wanted or why they were there, and they end up ruining their GPA, scholarship, or waste money/loans/time.
I remember I went though this phase of putting on my mother's heels for the hell of it. I maybe flirted with the idea of being a woman, but today I am as straight as a male could possibly be and the idea of dressing up as a woman disgusts me.
If my parents were liberal idiots then I would've probably been put on hormone blockers and had my entire life ruined.
Religious Bigot!!
STOP GUARANTEEING COLLEGE EXPERIMENT FAILURE BY SUBSIDIZING STUDENT LOANS
This is the only answer. Yet another problem created by government.
I can’t tell if that’s a cartoon drawing or a real picture of a person
About student loans, I have a modest proposal. Make universities cover the difference between what someone pays on an income based repayment plan for the normal 10 year life of the loan. For poorer schools money can come from a slush fund levied against schools with larger endowments. They like socialism so let them practice it first to set the example.
$32,000.00 in student debt to get a degree I can't use because the Great Recession killed my IT dreams. But, guess what, I signed those papers, so I have to pay it back, which I am. I don't expect the debt to vanish or anyone to pay it for me.
These people deserve to be slaves.
they will say anything to wiggle in or out of anything - and the people they don't like don't get the same liberty, only the opposite
These assinine idiots new exactly what they were doing. They did not go to college to get a degree they could use to get a job. They went to school on our money for 4 and 6 years not to get a degree but to party with out thinking that these loans have to be paid back. They partied it away now pay it back , tough shit that those gender studies just dont have any use at macdonalds or where ever.
It’s a failure with parenting too. We’re supposed to teach our kids that “borrowing” means you have to pay it back and then some.
I know a guy who insisted on going to a private business college and after graduating he supposedly turned down a few good job offers because $70k a year wasn’t good enough. So he took nothing and defaulted on his loans. Has been living with his mother and trying to fake a disability for the past 12 years and keeps getting denied benefits. At least someone sees through it.
This is the face of the west coast. I bet this thing has a drug habit and a brown baby with no father,
Sadly there are plenty of conservatives that fall for the student loan sympathy trap.
Treat your 18 year old son/daughter like a child and get the expected result.
“Let sixteen year olds vote”
The photorealism of this drawing of a liberal is uncanny
If their too young to understand the loan they signed 5 years ago why do I owe repperations for something 160 years ago?
It's scary how after watching these sicko libtards this picture resembles them. Wow, very accurate.
Amazing the bounds of hypocrisy of the left. Weak genetics let them be more susceptible to brainwashing.
Man I miss my smuggies
If you are too young to understand personal debt then you are too young to vote to put the country in debt.
Uhh, yeah, I figured out the concept of "everybody around you expects to be paid back" when I was, like, eight.
Guy in cartoon wasn't too YOUNG to understand, he was too DUMB to understand.
Some UCLA students have taken the red pill, trust me.
My dad went to UCLA. For a smart person he is a major cuck and simp.
If you are under 35 yr old, I don't think you should be held accountable for anything you do!