My issue is the payroll tax is a deferment (it will still be payed)
Mine too. I was happy when I heard the general announcement, but, unless I'm interpreting it wrong, it sounds like people are just going to get screwed on the back end. "Here's some more money now...but you're going to get a lot less starting next year." In that case, I'd rather opt-out of it and just keep things as is. I get the idea it will be like the tolls to pay for bridges: The bridge was paid off 20 years ago, but the tolls have gone up 500% since then and we're going to continue to pay higher tolls in perpetuity.
Mine too. I was happy when I heard the general announcement, but, unless I'm interpreting it wrong, it sounds like people are just going to get screwed on the back end. "Here's some more money now...but you're going to get a lot less starting next year." In that case, I'd rather opt-out of it and just keep things as is. I get the idea it will be like the tolls to pay for bridges: The bridge was paid off 20 years ago, but the tolls have gone up 500% since then and we're going to continue to pay higher tolls in perpetuity.