I'm kind of stuck with mine, it used to be helpful for flying. They do give "stuff" for points now but it's mostly useless to me. Discover hasn't had a data breach like my Visa-MC. Yet.
I fell for the mileage scam. Racked up a bunch of miles for a vacation, but they had so many restrictions on them I couldn't use them they way I wanted. This was a big bank, too, it's why I switched banks. Then a couple of months later they ended the program and I got NOTHING for those points.
Fuck that shit. I buy something, I pay it off as soon as possible. I can't afford it? I can't have it. The cards I have are nice for emergencies, but I don't carry a balance or pay attention to anything but cold, hard cash back.
They certainly do. And Discover gives you back a tiny bit of money on expenditures, which right now is better to me that flyer points I can't use.
I have a visa and MasterCard that give a cash back reward too because I don't fly anywhere.
I'm kind of stuck with mine, it used to be helpful for flying. They do give "stuff" for points now but it's mostly useless to me. Discover hasn't had a data breach like my Visa-MC. Yet.
You may want to reconsider
https://www.bleepingcomputer.com/news/security/discover-card-users-affected-by-data-breach-new-credit-cards-issued/
I fell for the mileage scam. Racked up a bunch of miles for a vacation, but they had so many restrictions on them I couldn't use them they way I wanted. This was a big bank, too, it's why I switched banks. Then a couple of months later they ended the program and I got NOTHING for those points.
Fuck that shit. I buy something, I pay it off as soon as possible. I can't afford it? I can't have it. The cards I have are nice for emergencies, but I don't carry a balance or pay attention to anything but cold, hard cash back.