I mentioned this before. If he paid all cash he doesn’t need insurance. However, it’s him deciding not to get it.

Look if you ever go in this website you know to get insurance. It’s the most common type of insurance for the home. He works of made a choice not get get it even know for months about fires and antifa.

So he lied about not being able to get it, however it’s more likely the entire thing is a lie.