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18
Panda 18 points ago +18 / -0

Schools should back the loans not the government.

If colleges believe the student will pay back the loan won’t be a problem.

Business , medical and law schools won’t be effected since they know students will pay back those loans . most lower tier art schools would be

Can use their endowments to back the loan . If they really believe in the students

8
sordfysh 8 points ago +8 / -0

Fuck yes. This is the answer. The government doesn't back home loans or car loans.

1
SikoraP13 1 point ago +1 / -0

I think this is the right direction.

My alma mater did something kind of neat. They offer up to 10K per year towards tuition in exchange for 6.4% of your income for 10 years, so long as your income is over some threshold.

The school is essentially betting on itself that its students will average a salary higher than 63K over those 10 years. If memory serves, the profits get rolled back into the program